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Chris M Skinner

Chris M Skinner
Chris Skinner is best known as an independent commentator on the financial markets through his blog, the Finanser.com, as author of the bestselling book Digital Bank, and Chair of the European networking forum the Financial Services Club. He has been voted one of the most influential people in banking by The Financial Brand (as well as one of the best blogs), a FinTech Titan (Next Bank), one of the Fintech Leaders you need to follow (City AM, Deluxe and Jax Finance), as well as one of the Top 40 most influential people in financial technology by the Wall Street Journal’s Financial News. To learn more click here...

Why distributed ledgers aren’t working (yet)

I spent a day facilitating a series of roundtable discussions focused upon distributed ledger technologies (DLT). I realised that there’s a lot of confusion around the subject. Hell, even I’m confused most of the time even after dedicating hours to the subject. When is a distributed ledger needed? What’s the …

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Things worth reading: 22nd November 2017

Things we’re reading today include … EU’s Barnier Says Brexit Means Banks Lose EU Passporting Too-big-to-fail banks keep getting bigger Brexit: Banks to start shifting jobs from London NatWest admits online banking glitch as some customers struggle to log in HSBC slapped with record Hong Kong fine over sale of …

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Things worth reading: 21st November 2017

Things we’re reading today include … India’s biggest banks are piling on the losses, and investors are loving it Italian banks face long, uphill road to modernization It’s Frankfurt … and Paris: Goldman Sachs names post-Brexit hubs Future of Bitcoin limited by having no lender of last resort, BNP Paribas …

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Introducing BANKEX

I’m involved in quite a lot of start-ups, ICOs and funds these days, and recently started a mini-series of interviews with them, as I think it will be of interest to readers of my blog. In the third of this series, I’m interviewing Igor Khmel, CEO and founder of BANKEX, whose tokensale is …

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Things worth reading: 20th November 2017

Things we’re reading today include … Brexit Pushes EU Bank Regulator Into Arms of Continental Suitors The Future Of Banking Is In The Palm Of Your Hand When the last bank leaves town ‘We’ve been badly served by banks’: the small firms seeking ethical banking Increase in disgruntled employees stealing confidential …

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Why Nations Fail

I was recently at a Capital Markets conference in Turkey where the main first day keynote speaker is Professor James A. Robinson from the University of Chicago and co-author of Why Nations Fail, a book that changed thinking about what makes for successful countries and what makes them fail. I had …

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Kim Jong-un isn’t that clever … is he?

OK, so I said earlier this week that I normally get asked about security by someone who is threatened by the onwards march of digitalisation. Sure, security is important, and the issue is that for every step of innovation we create a step of risk. We don’t know the risks …

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Bill Gates is wrong

Many people delight in digging up a quote from Bill Gates in the 1990s, when he was talking about banks as dinosaurs and famously stated: “we need banking, but we don’t need banks anymore”. Yay! We can stuff the horrible big, bad banks and replace them with lovely tech. Interestingly, …

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Things worth reading: 13th November 2017

Things we’re reading today include … 3,000 potential conflicts of interest at Bank of England Robots Could Replace 48,000 Employees At This Bank $1.89 trillion: Foreign bank lending to China hit a record high in 2017 Metro founder Vernon Hill celebrates a full year of profits and 1.1m accounts Wall …

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