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The twelve banking days of Christmas

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Thinking about Christmas now, so here's one of my last blogs to celebrate the festive season in a banking context.

Sing along ...

On the first day of Christmas my banker sent to me, nothing that I could get for free.

On the second day of Christmas my banker sent to me, two fingers raised and nothing that I could get for free.

On the third day of Christmas my banker sent to me, three percent for processing, two fingers raised and nothing that I could get for free.

On the fourth day of Christmas my banker sent to me, four requests for payment, three percent for processing, two fingers raised and nothing that I could get for free.

On the fifth day of Christmas my banker sent to me, FIVE BAIL OUTS ... four requests for payment, three percent for processing, two fingers raised and nothing that I could get for free.

On the sixth day of Christmas my banker sent to me, six sick employees,  FIVE BAIL OUTS ... four requests for payment, three percent for processing, two fingers raised and nothing that I could get for free.

On the seventh day of Christmas my banker sent to me, seven charges for borrowing, six sick employees,  FIVE BAIL OUTS ... four requests for payment, three percent for processing, two fingers raised and nothing that I could get for free.

On the eight day of Christmas my banker sent to me, eight points for debits, seven charges for borrowing, six sick employees,  FIVE BAIL OUTS ... four requests for payment, three percent for processing, two fingers raised and nothing that I could get for free.

On the ninth day of Christmas my banker sent to me, nine lost cheque stubs, eight points for debits, seven charges for borrowing, six sick employees, FIVE BAIL OUTS ... four requests for payment, three percent for processing, two fingers raised and nothing that I could get for free.

On the tenth day of Christmas my banker sent to me, ten years to make a change, nine lost cheque stubs, eight points for debits, seven charges for borrowing, six sick employees, FIVE BAIL OUTS ... four requests for payment, three percent for processing, two fingers raised and nothing that I could get for free.

On the eleventh day of Christmas my banker sent to me, eleven letters of credit, ten years to make a change, nine lost cheque stubs, eight points for debits, seven charges for borrowing, six sick employees, FIVE BAIL OUTS ... four requests for payment, three percent for processing, two fingers raised and nothing that I could get for free.

On the twelfth day of Christmas my banker sent to me, twelve percent loan interest rates, eleven letters of credit, ten years to make a change, nine lost cheque stubs, eight points for debits, seven charges for borrowing, six sick employees, FIVE BAIL OUTS ... four requests for payment, three percent for processing, two fingers raised and NOTHING THAT I COULD GET FOR FREE.

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Chris M Skinner

Chris Skinner is best known as an independent commentator on the financial markets through his blog, TheFinanser.com, as author of the bestselling book Digital Bank, and Chair of the European networking forum the Financial Services Club. He has been voted one of the most influential people in banking by The Financial Brand (as well as one of the best blogs), a FinTech Titan (Next Bank), one of the Fintech Leaders you need to follow (City AM, Deluxe and Jax Finance), as well as one of the Top 40 most influential people in financial technology by the Wall Street Journal's Financial News. To learn more click here...

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