Home / Chris M Skinner

Chris M Skinner

Chris M Skinner
Chris Skinner is best known as an independent commentator on the financial markets through his blog, TheFinanser.com, as author of the bestselling book Digital Bank, and Chair of the European networking forum the Financial Services Club. He has been voted one of the most influential people in banking by The Financial Brand (as well as one of the best blogs), a FinTech Titan (Next Bank), one of the Fintech Leaders you need to follow (City AM, Deluxe and Jax Finance), as well as one of the Top 40 most influential people in financial technology by the Wall Street Journal’s Financial News. To learn more click here...

Things worth reading: 29th September 2020

Things we’re reading today include … How Long Should I Keep Paper Checks and Bank Statements? Ant Group Debuts Virtual Bank In Hong Kong Weeks After Filing IPO European central bank execs are wrong — Intentionally or unknowingly? Bank deputy governor warns against negative interest rates Goldman Sachs to replace …

Read More »

Things worth reading: 28th September 2020

Things we’re reading today include … Bitcoin, Ether Slump; Banks Can Now Back Stablecoins NatWest and Lloyds give hope to investors Marcus Bank slashes its easy-access account rate to 0.7% Yandex agrees $5.5bn deal for Russia’s top online bank Negative interest rates: Bank of England policymaker defends plan China’s carbon …

Read More »

Things worth reading: 25th September 2020

Things we’re reading today include … National Australia Bank will pay you to break its systems The steak and wine court case behind new bank lending rules What $2tn in possible corrupt activity reveals about Kleptopia | Tom Burgis Hundreds of City firms at risk of collapse because of Covid, …

Read More »

Things worth reading: 24th September 2020

Things we’re reading today include … Wells Fargo’s Charles Scharf apologises over race comments JPMorgan in talks to settle spoofing claims for $1bn ‘My bank is shutting my account because of Brexit’ Westpac handed record fine worth £722m – for breaching money-laundering laws 23 million times HSBC, Goldman Sachs and …

Read More »

IPO, IPO, IPO – Ant Group and more

A while ago, I wrote about the IPO and whether you should invest. It’s still coming, but the valuation of the company is now even bigger. 15 percent bigger to be exact. That will make Ant’s IPO the biggest ever in history! Not bad for a month’s work. Interestingly, I …

Read More »

Things worth reading: 23rd September 2020

Things we’re reading today include … Bank of England to propose simpler rules for small banks The financial watchdog may have finally brought insurers to heel Brexit and the City: Brussels’ new battle to rival London in finance Could churches double up as bank branches in cash-stricken areas? NatWest unveils …

Read More »

Things worth reading: 22nd September 2020

Things we’re reading today include … Bank of the Future, Mapped by McKinsey Starling Bank’s Anne Boden: ‘We’ve always had a model that was going to be profitable’ Federal Reserve starts effort to update bank fair lending rules Europe’s fintechs facing an ‘existential threat’, says McKinsey Thousands of Britons living …

Read More »

Why are banks so easy to dislike?

I’ve realised over the last few weeks that my FinTech Karaoke is generally having a dig at bad bankers. It’s easy to have a go at bad bankers or, as the 99% call them, banksters. It’s because there’s a lot of bad practices historically in banking from ripping off customers …

Read More »

The FinTech Karaoke Challenge: Mr. Blue Sky

[A longer version of this blog appears here, explaining why so many songs are anti-bank] During lockdown, Spotify has found that the song Mr Blue Sky by the Electric Light Orchestra (ELO) is the most popular song of the summer. It makes us feel good, even though the song is …

Read More »

Things worth reading: 21st September 2020

Things we’re reading today include … Brits in EU risk losing UK bank accounts ‘within weeks’ Deutsche Bank: Suspected of facilitating funds to ISIS in Iraq Leaked docs: Arab Bank was involved in potential terrorist financing until 2016 FinCEN Files: HSBC moved Ponzi scheme millions despite warning Leveraged ETP popularity …

Read More »