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Chris M Skinner

Chris M Skinner
Chris Skinner is best known as an independent commentator on the financial markets through his blog, TheFinanser.com, as author of the bestselling book Digital Bank, and Chair of the European networking forum the Financial Services Club. He has been voted one of the most influential people in banking by The Financial Brand (as well as one of the best blogs), a FinTech Titan (Next Bank), one of the Fintech Leaders you need to follow (City AM, Deluxe and Jax Finance), as well as one of the Top 40 most influential people in financial technology by the Wall Street Journal’s Financial News. To learn more click here...

Do we have a work-life balance anymore?

What is work-life balance these days?  I accidentally on purpose started an interesting debate on LinkedIn. It began because someone posted on LinkedIn how proud they were of celebrating their sixteenth wedding anniversary, with photos of their wedding from 1995, and tagging a load of people.   I found it annoying. I …

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Things worth reading: 5th March 2021

Things we’re reading today include … Jack Ma’s Ant forced into arms of banks he once dubbed ‘pawnshops’ What central bank digital currencies mean for crypto Ripple Pilots Private Ledger for Central Bank Digital Currencies The Future of Money Is Digital, But Is It Bitcoin? Modular Banking: Building The Future …

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Things worth reading: 4th March 2021

Things we’re reading today include … ‘I was conned out of £230,000 and my bank could only recover 5p’ First ever UK infrastructure investment bank to open in Leeds with £12bn, Rishi Sunak announces in Budget 2021 UK announces £40bn of green investment from new ‘infrastructure bank’ Bank of England …

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Things worth reading: 3rd March 2021

Things we’re reading today include … What would Google do to reboot banking? Square closes up nearly 5% after Jack Dorsey’s company launches its own bank Citi marks a quiet transition as Fraser takes the reins Central banks don’t have to pick winners and losers to fight climate change What …

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Things worth reading: 2nd March 2021

Things we’re reading today include … What would Google do to reboot banking? Pandemic pressures push US banks towards consolidation Square’s in-house bank kicks off operations India’s Central Bank Sees Pros and Cons With National Digital Currency Why central banks love printing money Coutts, the bank to rely on in …

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Rip it up and start again

I spotted two updates recently. The first is the half a billion dollar mistake at Citigroup. The second is how Amazon created Amazon Web Services (AWS). The two pieces go hand-in-hand. First, how could Citigroup make a billion dollar mistake? User Interface. The mistake was made by a worker in …

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Things worth reading: 1st March 2021

Things we’re reading today include: Walmart Lures Goldman Bankers in Bid to Fight Wall Street Japan’s Mizuho Bank continues to face ATM system glitch Why Nigeria is a global leader in Bitcoin trade Nigeria central bank governor defends digital currency ban Bitcoin hopes are based on a misunderstanding of how …

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Read all about it: The Kalifa Review is out!

I blogged the other day about Singapore-on-the-Thames in anticipation of the Kalifa Review of UK FinTech. Today, the review is released so, here it is:  Executive Summary Over the past decade, the UK has been quietly undergoing a fintech revolution – in jobs, innovation, improvements to people’s lives and …

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The elephant, the bird and the tiger (king)

This is the tenth in a series of blogs about the elephant, which represents the economy, and the bird, which represents the future.   Spring is in the air. The clocks are jumping forward, and vaccines are being given everywhere. We feel we are coming through the end of this dark tunnel …

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Things worth reading: 26th February 2021

Things we’re reading today include … Goldman Sachs: Bank boss rejects work from home as the ‘new normal’ U.S. bank regulators say pandemic drove up risk in leveraged lending Bank of America reduces staff in investment banking and trading UK’s Atom Bank Raises £40 Million In Plan For Initial Public …

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