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Chris M Skinner

Chris Skinner is best known as an independent commentator on the financial markets through his blog, TheFinanser.com, as author of the bestselling book Digital Bank, and Chair of the European networking forum the Financial Services Club. He has been voted one of the most influential people in banking by The Financial Brand (as well as one of the best blogs), a FinTech Titan (Next Bank), one of the Fintech Leaders you need to follow (City AM, Deluxe and Jax Finance), as well as one of the Top 40 most influential people in financial technology by the Wall Street Journal’s Financial News. To learn more click here...

Rebel with a cause

I’ve grown up angry. Angry with the system, angry with the world, angry with the way things work, angry with me. Not great, huh? I need some anger management. I meet people who are laid back, who are relaxed, who are chilled. That’s not me. I’m a troublemaker. A fire …

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Things worth reading: 11th June 2021

Things we’re reading today include … Global banking regulators call for toughest rules for cryptocurrencies Global banking regulator urges toughest capital rules for crypto UK banks to reveal exposure to climate crisis for first time The British Bank Awards Are Back: Meet the “Innovation of the Year” Shortlist Hospital worker …

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What does cashless really mean?

As we move from cash to cashless, turbo-charged by the pandemic, there is a fundamental challenge to ATM providers like NCR and Diebold Nixdorf. I had this view back in the 1990s. It’s just taken a quarter of a century to become a reality. In the UK Link, the largest …

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Things worth reading: 10th June 2021

Things we’re reading today include: UK housing market is on fire, warns Bank of England chief economist BBVA, the only Spanish bank to join the World Economic Forum’s business leader alliance to combat climate change Bank of England must not become a tool of Extinction Rebellion European Parliament flouts EU …

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Things worth reading: 9th June 2021

Things we’re reading today include … Why Europe’s banks want to end US dominance in payments Paris and Berlin lead fight to dilute Brussels’ stricter bank capital rules Bank payments are changing for millions – new fraud rules and how it works explained Why some lenders are going all-in on …

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Can machines replace humans?

Yet another day of reflections – too many of those lately – and thinking about generations. My parents were war parents, living through the Second World War; their parents were people growing up in Edwardian Britain as a carpenter and housewife. Things were different. I don’t remember my parents struggling, …

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Things worth reading: 8th June 2021

Things we’re reading today include … Digital currencies pose threat to economy, warns Bank of England Challenger bank Dave to go public through $4B SPAC deal ‘Home, hybrid, hub’ is the future for Lloyds Banking Group It’s Time To End Overdraft Fees (And Chase Bank Is Just The Bank To …

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Things worth reading: 7th June 2021

Things we’re reading today include … Have we come to the end of the ‘fintech vs big bank’ culture war? Goldman Sachs Bank Dubs Cryptocurrency ‘Least Favorite Investment’ Meme madness: Bank of America stops covering GameStop UBS ramps up ‘Netflix’ of banking to tap into stream of millionaires Central banks’ …

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Things worth reading: 4th June 2021

Things we’re reading today include … Swiss Bank Admits to Laundering over $36 Million in FIFA Bribes The bank manager may want to know your carbon audit Bank of England aims for net-zero emissions before 2050 First Pakistan Digital Bank Starts in June After Fund Raise MAS supports charity to …

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