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Chris M Skinner

Chris Skinner is best known as an independent commentator on the financial markets through his blog, TheFinanser.com, as author of the bestselling book Digital Bank, and Chair of the European networking forum the Financial Services Club. He has been voted one of the most influential people in banking by The Financial Brand (as well as one of the best blogs), a FinTech Titan (Next Bank), one of the Fintech Leaders you need to follow (City AM, Deluxe and Jax Finance), as well as one of the Top 40 most influential people in financial technology by the Wall Street Journal’s Financial News. To learn more click here...

Things worth reading: 28th October 2021

Things we’re reading today include … Bank switching jumps 56% as digital banks and switching deals tempt Brits How Brazil’s Nubank became a $30bn fintech TSB and Co-op Bank among lenders set to benefit from £4bn City tax cut Barclays app down: Online banking customers report app not working as …

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Things worth reading: 27th October 2021

Things we’re reading today include … Saxo Bank’s crypto products rake in $2.5bn U.S. regulators exploring how banks could hold crypto assets – FDIC chairman World Bank turns down IMF boss’s appeal to defend herself Digital bank Monzo in talks to raise £300m in new funding at £3bn valuation New …

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Developers are the new bankers

There was a good report the other day from Wells Fargo. The headlines: Banks spend $200 billion a year on technology, more than any other industry 100,000 banking jobs will disappear through automation in the next five years Most will be the low-paid roles in the bank that provide administration …

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Things worth reading: 26th October 2021

Things we’re reading today include … As Britain embraces the digital bank age, what will happen for those left behind? HSBC online banking hit by an outage, impacting business customers £60m cocaine smuggler only has £4.07 in his bank account UBS increases wealth management profits 43% on back of thriving …

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People need people, not just apps

This headline struck me: Barclays Bank branch to shut as only 15 people use it regularly Reading the report, Barclays spokesperson is quoted as saying that “85% of customers at the branch are using alternative ways in which to undertake their banking, including via the telephone, online and mobile app” …

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Things worth reading: 25th October 2021

Things we’re reading today include … A Banking Regulator Who Hates Banks Supermarkets have done a rotten job of taking on the big banks EU banks play ‘major role’ in deforestation, report finds Nigeria to launch digital currency on Monday, central bank says Bank of England probing risk that cladding …

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Who will a pension fund pay a pension to?

I have a number of big yawns when I watch the news these days. Banks are doomed!!! Yawn. Central banks are replacing money with digital money!!! Yawn. Buy bitcoin now and make millions!!! Yawn. COVID, vaccines, anti-vaxers!!! Yawn. The Earth is heating!!! Yawn. The climate is in an emergency!!! Yawn. …

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Things worth reading: 22nd October 2021

Things we’re reading today include … Elon Musk to become world’s first trillionaire, says investment bank The Top Money Maker at Deutsche Bank Reaps Billions From Singapore Petty millionaire withdraws entire savings and orders bank to count it after row HSBC moves into Banking-as-a-Service Bank of England chief economist warns …

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What is spatial finance?

Green finance covers a wide range of financial products and services, which can be broadly divided into banking, investment and insurance products. Examples of these include green bonds, green-tagged loans, green investment funds and climate risk insurance. However, a friend of mine mentioned moving into a focus on spatial finance …

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Things worth reading: 21st October 2021

Things we’re reading today include … Why PayPal, M1, Square and more want to be more than just JPMorgan or Charles Schwab Stripe acquires fintech startup Recko New Banking Infrastructure Needed To Bank Today’s Crypto ‘Unbankables’ Metro Bank sees ‘return to normality’ but lending remains flat UK banks’ earnings season …

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Things worth reading: 20th October 2021

Things we’re reading today include … Zopa becomes unicorn with latest funds to go to bank operation The 25-Year-Old CEO of Fintech Brex Says Being a Unicorn Doesn’t Mean As Much as It Used To UK banks: another set of numbers to disguise the rot The missing legal framework for …

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