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Chris M Skinner

Chris Skinner is best known as an independent commentator on the financial markets through his blog, TheFinanser.com, as author of the bestselling book Digital Bank, and Chair of the European networking forum the Financial Services Club. He has been voted one of the most influential people in banking by The Financial Brand (as well as one of the best blogs), a FinTech Titan (Next Bank), one of the Fintech Leaders you need to follow (City AM, Deluxe and Jax Finance), as well as one of the Top 40 most influential people in financial technology by the Wall Street Journal’s Financial News. To learn more click here...

Things worth reading: 26th November 2021

Things we’re reading today include … Bitcoin overtakes Paypal on value transferred, sets sights on Mastercard The next frontier for fintech: Disruptive business models Singapore regulator warns DBS Bank over prolonged service outage Royal Bank of Scotland issues urgent warning as Facebook marketplace revealed as hotbed for scams German central …

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The end of the line

I saw the news that landlines are due to be dead by 2025 in the UK. Shame? Nah, who uses a landline these days? Twenty years ago, we depended on dial-up lines for AOL.  Today, with WiFi and mobile everywhere, we’ve moved on. It made me reflect on other …

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Things worth reading: 25th November 2021

Things we’re reading today include … Dimon says he regrets comment on JPMorgan outlasting China Communist Party How likely is a ‘Britcoin’? The UK’s Journey to a Central Bank Digital Currency Several Swiss banks “reprimanded” for breaching laundering rules with Venezuelan clients Virgin bank boss sees pay double for 2021 …

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Things worth reading: 24th November 2021

Things we’re reading today include … JPMorgan named most important bank to health of financial system JPMorgan CEO jokes bank will outlast China’s Communist Party U.S. banks must seek regulatory permission before engaging in certain crypto activities Bank of America Sees Stablecoin Regulation as Catalyst to Mass Adoption This UK …

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Things worth reading: 23rd November 2021

Things we’re reading today include … Cash will soon be a spent force, says Bank official as he backs digital currency Bank stocks poised for best year since global financial crisis Santander bank DOWN: App and banking services crash – customers locked out of accounts How Covid has kickstarted Canadian …

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Things worth reading: 22nd November 2021

Things we’re reading today include … There are many signs that fintech is in a bubble A Fintech Flub Exposes Risk of Cryptocurrency Hype Crypto FOMO: Australia’s Largest Bank Sees ‘Bigger Risks in Not Participating’ in Crypto Why European banks have failed to crack the US Standard Chartered faces court …

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Turning fact-based news into opinion-based gossip

I was surprised to see Prince Harry – or is that just Harry these days? – pop up on the news talking tech. Apparently he warned Dorse and the Zuck that their platforms could incite violence just hours before the January storming of the US Senate. But he made one …

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Things worth reading: 19th November 2021

Things we’re reading today include … Biggest Risk of Crypto Is Missing Out, Warns Top Banker Carlyle dumping Metro Bank shows bank branch bet has been a disaster Biden bank cop nomination in doubt after fiery hearing Banks ordered to promptly flag cybersecurity incidents under new U.S. rule UK inflation …

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Is this a partnership or a one-night stand?

I was fascinated to see a lawsuit in America where a FinTech start-up (Onsa) claims a financial incumbent (Franklin Templeton) has stolen their ideas: Franklin Resources Inc. destroyed a blockchain startup to get its technology and a “short cut” into the booming fintech market, a group of investors claimed in …

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