Home / Chris M Skinner (page 10)

Chris M Skinner

Chris M Skinner
Chris Skinner is best known as an independent commentator on the financial markets through his blog, TheFinanser.com, as author of the bestselling book Digital Bank, and Chair of the European networking forum the Financial Services Club. He has been voted one of the most influential people in banking by The Financial Brand (as well as one of the best blogs), a FinTech Titan (Next Bank), one of the Fintech Leaders you need to follow (City AM, Deluxe and Jax Finance), as well as one of the Top 40 most influential people in financial technology by the Wall Street Journal’s Financial News. To learn more click here...

Doing digital needs the Board’s mandate

Another key factor in building a truly digital bank is commitment. Commitment right from the top and, by the top, I don’t just mean the CEO and the leadership team, but the Board of the bank. Quite often, a digital transformation of a bank requires years of commitment during which …

Read More »

Things worth reading: 16th January 2019

Things we’re reading today include … Ivanka Trump for World Bank president? Deutsche Bank’s Future Lies in the Hands of These Six Players Blow To Bitcoin As International Bank Makes Stark Warning This new online bank offers cash-back rewards, impressive interest on savings, and no-fee transactions Santander abandons ‘unacceptable’ cost …

Read More »

Set the people free

I’ve been grappling with what sets apart the banks that I think are truly digital from the rest, and realised the other day that it is because they have digital to the core of the bank. They don’t just think the bank has to adopt digital or do digital, they …

Read More »

Things worth reading: 15th January 2019

Things we’re reading today include … Four former Barclays executives deny fraud charges ahead of trial Global economy fears grow as China and eurozone slump Pessimism clouds UK banking as demand for services drops Javid and Hammond team up to tackle £14bn of economic crimes Barclays on wrong side of …

Read More »

The new FinTech bank

For years, I’ve been wondering why people in business operations couldn’t align their needs with the people delivering technology in the organisation. The CIO would sit outside the business, watching and responding to requests. The requests would get prioritisation and be delivered in sequence over time, sometimes a very long …

Read More »

Things worth reading: 14th January 2019

Things we’re reading today include … Digital bank Tandem eyes IPO as customer numbers continue to surge Visa and Mastercard’s Chinese Entry Delayed by Central Bank For the first time since 2006, not a single US bank failed last year Despite years of recovery, Italy’s bank problems are still not …

Read More »

My view of 2019

So, I’ve been summarising other people’s views of the year ahead from a variety of sources, but I also wrote two outline pieces for my friends at The Banker magazine and Jim Marous’s The Financial Brand. Just to finish off my week’s blogs about this year, here’s what I wrote. From The …

Read More »

Crypto Forecasts for 2019

There has been a lot of thinking and rethinking during 2018 about blockchain, cryptocurrencies, bitcoin and everything digital currency related. I wrote about the challenges getting blockchains implemented for example, and was surprised to find myself enduing up as a network meme. The power of the pundit, ay? Last year …

Read More »

Things worth reading: 10th January 2019

Things we’re reading today include … Bankers embrace fintech: FT readers respond Payday loan firm accused over ‘cynical Christmas ad’ Watchdog orders Deutsche Bank to re-examine 20,000 risky customers by June Kidnappers demand €9m in cryptocurrency for Norwegian billionaire’s wife Brexit drives TransferWise to open Belgian office Bankers joining fintechs …

Read More »

FinTech Forecasts for 2019

There are many pundits predicting change in banking and FinTech this year. Here’s a review of a few of the ones that have some depth. American Banker published seven FinTech predictions for 2019 by Bob Legters, Chief Product Officer of Banking and Payments at FIS. The seven headlines are: We won’t …

Read More »

2019: The Year of Witty Protest

So yesterday, I gave you the top ten trends for 2019 from British Airways’ Business Life magazine. The article also discussed a range of other trends that are noteworthy, so here’s a quick summary of the other things to expect in 2019. 2019: The Year of the People This is …

Read More »

Things worth reading: 8th January 2019

Things we’re reading today include … Bankers joining fintechs find adrenalin and bruised egos Major Wall Street players plan exchange to challenge NYSE, Nasdaq UK financial services sector shifts £800bn in assets to Europe Guest post: Private equity – tech’s best kept secret How will central bankers cope when the …

Read More »

Ten Top Trends for 2019

Hello, hello and hello again. Welcome to 2019. A brand new, fresh, shiny year, and just out of the starting gate. Having said that, yes we are still talking Brexit and we still find a group of shady bankers knocking off billions. Same shit, different day, as Stephen King would say. …

Read More »

Things worth reading: 7th January 2019

Things we’re reading today include … At last, US banks are introducing contactless cards Ex-Goldman Sachs banker denied bail in Malaysia pending extradition to U.S. Super-rich sabbatical: the boom in luxury long breaks for the 1% The proof that Facebook is broken is obvious from its very modus operandi | …

Read More »