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Chris M Skinner

Chris Skinner is best known as an independent commentator on the financial markets through his blog, TheFinanser.com, as author of the bestselling book Digital Bank, and Chair of the European networking forum the Financial Services Club. He has been voted one of the most influential people in banking by The Financial Brand (as well as one of the best blogs), a FinTech Titan (Next Bank), one of the Fintech Leaders you need to follow (City AM, Deluxe and Jax Finance), as well as one of the Top 40 most influential people in financial technology by the Wall Street Journal’s Financial News. To learn more click here...

Do you see the point of “Squid Game”?

Like most people, I’ve watched and enjoyed Squid Game on Netflix (the original language version with subtitles, avoid the dubbed version), but did you get the point? I’ll avoid giving away too much, in case you still haven’t watched it, but what’s the point of Squid Game? Well, it’s the same …

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Things worth reading: 19th October 2021

Things we’re reading today include … N26 is now worth more than Germany’s second-largest bank Rogue squirrel closes down bank ‘Bank of England increasingly nervous that a crypto time-bomb is ticking’ The Potential of FutureCoin, the Decentralized Crypto Bank Solution Garanti BBVA named best bank for sustainable financing, according to …

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The pick ‘n’ mix, Lego bank can work

CB Insights just released their FinTech 250 for 2021: These are the top FinTech firms in the world, in their view. The companies were selected by CB Insights’ Intelligence Unit from a pool of over 17,000 companies and, at last look, I’m tracking over 25,000 FinTech start-ups worldwide who garnered …

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Things worth reading: 18th October 2021

Things we’re reading today include … 86% of UK Residents Are Now Adopting Fintech, Report Finds Central Bank Digital Currencies: A Technocratic Fallacy Sex discrimination: why banks shun workers in adult entertainment Barclays Bank branch to shut as only 15 people use it regularly The City’s wrong to bank on …

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Is ethical banking a generational thing?

I’ve been writing and thinking a lot about ESG – Environment, Sustainability and Governance – as it’s the theme of my next book. Then up popped a headline: Prince Harry and Meghan are joining Ethic, a fintech asset manager in the fast-growing environmental, social and governance space, “My husband has …

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Things worth reading: 15th October 2021

Things we’re reading today include … Is a Wave of Fintech Acquisitions Coming Soon? Bank of America registers double-digit revenue growth Digital currencies could spark financial meltdown, says Bank of England deputy governor StanChart targets buy now, pay later services through fintech tie-up Welcome to Britain, the bank scam capital …

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Is ethical banking a thing?

I just stumbled across a great article about ethical banking. We can call it socially useful banking or green banking or whatever, but it’s all about a bank’s role in society and the scheme of things. Are banks doing the right or wong things? My gut feeling is that banks …

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Things worth reading: 14th October 2021

Things we’re reading today include: Bitcoin could trigger financial meltdown, warns Bank of England deputy G7 finance leaders lay out guidelines for central bank digital currencies From $0 in revenue to $7.25B valuation: Why TripActions $275M raise has fintech to thank Letter to Lloyds Banking Group about its breach of …

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Can regulations make data work?

I was reflecting on the fact that we work in our silo. Our silo is banking or FinTech or InsurTech or WealthTech or RegTech or whatever. What about HealthTech, FarmTech, PharmaTech, GovTech and all the other industries digitalising? What about if we linked them all together? That’s what future trends …

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Things worth reading: 13th October 2021

Things we’re reading today include … Harry and Meghan vow to ‘change the world’ by moving into ‘ethical’ banking Joe Biden could become embroiled in the FBI’s probe into Hunter’s finances Most Brits now have 2.8 fintech apps on their smartphones Deutsche Bank faces €500m lawsuit in widening forex scandal …

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Things worth reading: 12th October 2021

Things we’re reading today include … New Rules Needed to Deal With Risks From Cloud Computing: Bank of England Ukrainian bank chief dismissed, put under house arrest after scuffle with journalists Covid pandemic has pushed poor countries to record debt levels – World Bank Loans Will Be the Key to …

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Is George Orwell’s vision coming true?

1948, 1984, 2030 We talk a lot about FinTech. Some of us then break it down and talk about InsurTech, WealthTech, TradeTech and more. But do we ever zoom out? What about just tech? What about just a digital world? It’s funny as I see HealthTech, FarmTech, GovTech and more, …

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Things worth reading: 11th October 2021

Things we’re reading today include … JPMC, BoA, Other Big Banks Squeezed by Soaring Tech Costs Wall Street banks go into earnings season under a cloud of rising costs Bank pioneer Anthony Thomson to lead ‘buy now, pay later’ firm Zip Sber becomes Europe’s most valuable bank Nationwide condemns praise …

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