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Chris M Skinner

Chris Skinner is best known as an independent commentator on the financial markets through his blog, TheFinanser.com, as author of the bestselling book Digital Bank, and Chair of the European networking forum the Financial Services Club. He has been voted one of the most influential people in banking by The Financial Brand (as well as one of the best blogs), a FinTech Titan (Next Bank), one of the Fintech Leaders you need to follow (City AM, Deluxe and Jax Finance), as well as one of the Top 40 most influential people in financial technology by the Wall Street Journal’s Financial News. To learn more click here...

Order or chaos … you decide

I’ve been isolating too much and watching too much TV. Binging on Netflix, Amazon Prime and such like, almost every film I watch seems to be the same. Good versus Evil and Order versus Chaos. Half of society seems determined to make everything sunny and bright; the other half seems …

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Things worth reading: 20th July 2021

Things we’re reading today include … Australia’s biggest bank promises no one will be kicked out of their home until February 2022 Thousands of Lloyds, Halifax and Bank of Scotland customers locked out of their accounts Danske Bank introduces carbon neutral mortgage A scandal cost Brazil billionaire bank CEO his …

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Things worth reading: 19th July 2021

Things we’re reading today include … Bunq raises $228m at $1.9bn valuation Bank of America Approves Bitcoin Futures Trading for Some Clients With open banking, the FinTech-SME love story is just beginning Will China’s digital yuan help Hong Kong go cashless? Don’t bank on it Is the Bank of England …

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Things worth reading: 16th July 2021

Things we’re reading today include … Fed’s Powell ‘legitimately undecided’ on central bank digital currency Radius, Now LendingClub, Bank Review Digital bank Revolut valued at $33 billion in funding round led by SoftBank and Tiger Global Deutsche Bank’s Spanish mis-selling scandal widens Bank of England ‘addicted’ to creating money, say …

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Old banks need an urgent reboot

I see more and more stories about banks messing up customer accounts, system outages, data mismanagement, issues with technology and more. This is the one thing a bank cannot mess up. Airlines may mess up a booking; Amazon may mess up a delivery; BT or AT&T may mess up a …

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Things worth reading: 15th July 2021

Things we’re reading today include … The ECB starts work on creating a digital version of the euro 80 central banks looking at digital currencies Banks on Wall Street report bumper second-quarter profits Cryptocurrencies don’t yet pose a threat to financial stability, Bank of England’s Cunliffe says Bank of England …

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From Zoom to a Room

After a year and a half, I presented my first keynote with a physical audience yesterday. It’s FinTech Week London! It’s a whole week, in London, talking about FinTech. That’s a surprise, huh? The interesting thing is that, after people have been locked up for a year, there was a …

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Things worth reading: 14th July 2021

Things we’re reading today include … Starling Bank supercharges its marketing with electric car tie-up Europe’s central bank has a plan — now comes the hard part Elon Musk turned down banking to work 120 hour weeks in tech The marketplace where your bank details are on sale for £12 …

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Things worth reading: 13th July 2021

Things we’re reading today include … Fashionable digital transformation specialists keep leaving banks Bank profits are poised to surge as the pandemic recedes Central bank cryptocurrencies: Bank of International Settlements says lets work together The European Central Bank focuses on climate change ‘Death By A Thousand FinTech Cuts’ Is A …

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Meet Captain Cake and The Candy Crew

Several friends have been sharing very personal stories online recently about their childhood, their challenges, their career mistakes, their changes, their everything. I’m not one of those. I’m a private guy, and guess the one thing I’ve shared that most people appreciated is my blog about: the greatest thing that …

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Things worth reading: 12th July 2021

Things we’re reading today include … 11:FS, Starling, Snoop and Zopa among the big British Bank Awards 2021 winners Britons may have their bank account and social media monitored Banks have helped the scammers to thrive ECB to crack down on dangerous risks in banks’ leveraged lending BlackRock’s Fink Urges …

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