Things we’re reading today include … World’s biggest data breach is just the tip of the iceberg – Dark Web dangers are growing U.S. bank executives say Wall Street has reformed, though crisis scars linger Wall Street loves socialism for bankers, but not for ordinary people | Robert Reich Is …

I was lucky enough to be invited to a conference of the great and the good managing one of the large economies of Europe the other day. It was in a fine location, with lots of dignitaries, media coverage, security guards and German shepherds. On that last point, the dogs, …

Things we’re reading today include … Digital Bank Tandem starts fundraising talks KPMG plans overhaul of British business: The Times Mark Carney still stands taller than Brexit’s lost leaders | William Keegan Lloyd’s to bar ‘under-the-influence’ staff from building Monzo digital bank could double value to £2bn with new US …

The main blog headlines are … Alipay and Visa announce global QR code venture We all got hugely excited about Apple launching a credit card with Goldman Sachs and Mastercard last week. Whoopy-doo! This was a major lift for Mastercard in particular. As Wedbush’s Moshe Katri noted payments on the …

I find life interesting. Themes recur over and over and over again. Will big banks survive? When will we, will we be cashless? Oh when, will we, will be branchless? Can we really replace the City with a trading network of algorithms? And more. One of my favourite recurring themes …

Things we’re reading today include … Europe’s zombie banks Biometrics may answer your security concerns – but don’t forget privacy | Gene Marks Tesla CEO Elon Musk in ‘clear violation’ of SEC restraint, court hears Billionaire JP Morgan chief attacks socialism as ‘a disaster’ Tradeweb IPO delivers $1bn bounty for Wall …

I was in conversation with a banker the other day and we got around to regulations and regulators, as many conversations with banks tend to do. There were some interesting reflections in that dialogue, however. I guess it falls into three categories: the way regulations used to be; the way …

Things we’re reading today include … Bank of England governor Mark Carney: Risk of no-deal Brexit now ‘alarmingly high’ Santander introduces tailored fraud warnings on banking app Over 40 Central Banks Are Considering Blockchain Currencies Brits far more likely to switch energy provider than bank account Barclays executive David Pomphret …

I find it interesting when I read perspectives on FinTech, money and banking. Going digital, getting rid of branches, becoming cashless seem to be the main themes, and yet this ignores that every part of the world is different. It’s hard to go digital if the country has little infrastructure; …

Things we’re reading today include … Labour plans national bank using Post Office network If You Launched a New Bank Today, What Would It Look Like? A Small Bank in Germany Is Now Nearly 30% Owned by Crypto Companies IT meltdown bank TSB: It’s as good a week as any …

For those fooled by yesterday’s spoof news about Alipay and Visa, did you notice it was April 1? If not, you should have clicked the link in the blog. Talking about spoof news, I think my blog Blockchain is dead upset a few blockchain enthusiasts. Don’t get me wrong, as it’s …

Things we’re reading today include … How Much Do Banks Spend On Technology? UK should leave EU with no deal, says former Bank of England governor Tandem: how using a hipster bank caused me seven months of heartache Brexit is turning Britain into a laughing stock, says Siemens UK boss …

UPDATE: THIS BLOG POST WAS AN APRIL FOOL! We all got hugely excited about Apple launching a credit card with Goldman Sachs and Mastercard last week. Whoopy-doo! This was a major lift for Mastercard in particular. As Wedbush’s Moshe Katri noted payments on the card will be processed by Mastercard …

Things we’re reading today include … Ex-HSBC staff voice anger over bank’s pension clawback Not all Chinese bank borrowers are made equal Swedbank and Wells Fargo: all look too good to be true Hedge fund of investor who inspired The Big Short takes position on Barclays Europe’s efforts to curb …

The main blog headlines are … Blockchain is dead I used to blog about blockchain and distributed ledger technology (DLT) almost once a week … four years ago. Today, I hardly blog about it at all. I guess it just shows what’s top of mind and what’s not at any …