I’ve been isolating too much and watching too much TV. Binging on Netflix, Amazon Prime and such like, almost every film I watch seems to be the same. Good versus Evil and Order versus Chaos. Half of society seems determined to make everything sunny and bright; the other half seems …

Things we’re reading today include … Australia’s biggest bank promises no one will be kicked out of their home until February 2022 Thousands of Lloyds, Halifax and Bank of Scotland customers locked out of their accounts Danske Bank introduces carbon neutral mortgage A scandal cost Brazil billionaire bank CEO his …

For the last more than a decade, all I’ve ever heard bankers say is that bitcoin is a scam, a Ponzi scheme, purely useful for money launderers, paedophiles and terrorists. So, why are banks now offering bitcoin services? For me, this is one of the biggest questions, but the answer …

Things we’re reading today include … Bunq raises $228m at $1.9bn valuation Bank of America Approves Bitcoin Futures Trading for Some Clients With open banking, the FinTech-SME love story is just beginning Will China’s digital yuan help Hong Kong go cashless? Don’t bank on it Is the Bank of England …

The main blog discussions this week included … You need to add physical to digital, not vice versa I had a long drive last week and noticed five or six massive warehouses by the side of the motorway. It made me reflect on a new warehouse world. I’ve already lamented …

A final thought for the week on bank transformation. I often talk to banks. Some I’ve spoken to for decades. It shocks me that, after decades, they still have exactly the same issues. Fragmentation of data; an organisation built over decades with systems that are not integrated; data that is …

Things we’re reading today include … Fed’s Powell ‘legitimately undecided’ on central bank digital currency Radius, Now LendingClub, Bank Review Digital bank Revolut valued at $33 billion in funding round led by SoftBank and Tiger Global Deutsche Bank’s Spanish mis-selling scandal widens Bank of England ‘addicted’ to creating money, say …

I see more and more stories about banks messing up customer accounts, system outages, data mismanagement, issues with technology and more. This is the one thing a bank cannot mess up. Airlines may mess up a booking; Amazon may mess up a delivery; BT or AT&T may mess up a …

Things we’re reading today include … The ECB starts work on creating a digital version of the euro 80 central banks looking at digital currencies Banks on Wall Street report bumper second-quarter profits Cryptocurrencies don’t yet pose a threat to financial stability, Bank of England’s Cunliffe says Bank of England …

After a year and a half, I presented my first keynote with a physical audience yesterday. It’s FinTech Week London! It’s a whole week, in London, talking about FinTech. That’s a surprise, huh? The interesting thing is that, after people have been locked up for a year, there was a …

Things we’re reading today include … Starling Bank supercharges its marketing with electric car tie-up Europe’s central bank has a plan — now comes the hard part Elon Musk turned down banking to work 120 hour weeks in tech The marketplace where your bank details are on sale for £12 …

I had a long drive last week and noticed five or six massive warehouses by the side of the motorway. It made me reflect on a new warehouse world. I’ve already lamented the loss of main street stores and likely end of malls but, equally, it’s interesting to consider this …

Things we’re reading today include … Fashionable digital transformation specialists keep leaving banks Bank profits are poised to surge as the pandemic recedes Central bank cryptocurrencies: Bank of International Settlements says lets work together The European Central Bank focuses on climate change ‘Death By A Thousand FinTech Cuts’ Is A …

Several friends have been sharing very personal stories online recently about their childhood, their challenges, their career mistakes, their changes, their everything. I’m not one of those. I’m a private guy, and guess the one thing I’ve shared that most people appreciated is my blog about: the greatest thing that …

Things we’re reading today include … 11:FS, Starling, Snoop and Zopa among the big British Bank Awards 2021 winners Britons may have their bank account and social media monitored Banks have helped the scammers to thrive ECB to crack down on dangerous risks in banks’ leveraged lending BlackRock’s Fink Urges …