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Chris M Skinner

Chris M Skinner
Chris Skinner is best known as an independent commentator on the financial markets through his blog, TheFinanser.com, as author of the bestselling book Digital Bank, and Chair of the European networking forum the Financial Services Club. He has been voted one of the most influential people in banking by The Financial Brand (as well as one of the best blogs), a FinTech Titan (Next Bank), one of the Fintech Leaders you need to follow (City AM, Deluxe and Jax Finance), as well as one of the Top 40 most influential people in financial technology by the Wall Street Journal’s Financial News. To learn more click here...

Things worth reading: 6th April 2021

Things we’re reading today include …. Extinction Rebellion to step up campaign against banking system Central banks should turn green Five things you need to know about open banking EU banking system ‘teetering on collapse’ Has the Reserve Bank of Australia (RBA) failed Australians? Credit Suisse Executives to Depart After …

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The Roaring 2020s

I blogged the other day about a $3 trillion spending spree, that I just didn’t see happening. The points I made were: it is the higher income families who have been most comfortable during this lockdown, along with essential workers who have seen no change in pay; but who has …

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Teach children things machines cannot learn

I am involved in a number of activities, one of which is a not-for-profit called The Portrait Foundation. This is a bit of a pivot, but it’s all about encouraging creativity in children, as it is the human and emotional skills that children should learn today. Children should not be …

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Things worth reading: 1st April 2021

Things we’re reading today include … Metro Bank Launches First Bank Account for Dogs Goldman Sachs To Become Second Big Bank Offering Bitcoin To Wealthy Clients Coronavirus Accelerates US Bank Digital Banking Bank account switching plummets 30% in pandemic squeeze Deutsche Bank launches green deposits for its corporate clients Shaken …

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The view from 2050

After discussing 2030 and beyond yesterday, I got into an interesting discussion about 2050 and beyond the other day. It started with looking back 25 years and looking forward 25. Looking back 25 years, I realised that discussions of modular, object-oriented, service-based banking is now really old. I was having …

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Things worth reading: 31st March 2021

Things we’re reading today include … Banks face $10bn hit from Archegos selloff Top banks could be investigated over $20bn fire sale of hedge fund assets G20 central banks failing to turn climate advocacy into action, research finds Deutsche Bank Reorganizes Risk Management and Compliance Functions Britain’s oldest bank to …

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The view from 2030

I was recently asked to deliver a presentation set in the year 2030. It was challenging, but interesting. The session was recorded, you can watch it here … … or, if you don’t want or cannot watch it, then here’s the transcript. A 2030 retrospective [transcript] Hi, I’m Chris Skinner …

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Things worth reading: 30th March 2021

Things we’re reading today include … Urgent warning issued to anyone who has a bank account with Barclays, Halifax, HSBC and Lloyds Bank of England steps in to stop rush of bankers relocating to EU Multi-billion Archegos losses will prompt banks to check hedge fund exposures Six conclusions to be …

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Digital is not “a generational thing”

I was told that living purely digitally was a “generational thing” and this was followed more recently by another person saying that my view about video is also a “generational thing”. Getting more and more irritated with the peer pressure to switch video on #Zoom, when I'd rather just talk …

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Things worth reading: 29th March 2021

Things we’re reading today include … Smaller banks have the happiest customers Warning as Britons attacked by ‘paired device’ scam – ‘don’t click!’ Banks and insurers to face tough cyber stress tests under Bank of England plan Dismal Denny is leading a local banking revolution If You Liked Simple, Try …

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What’s blocking blockchain?

Three years ago, I blogged about Ant Group’s strategy for AI, Blockchain, Cybersecurity and more. At the time, I noted: Ant Financial have more blockchain patents than any other company in the world and they have the most live blockchain-based production systems. That was in 2018. By the end of …

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