Home / Chris M Skinner (page 3)

Chris M Skinner

Chris Skinner is best known as an independent commentator on the financial markets through his blog, TheFinanser.com, as author of the bestselling book Digital Bank, and Chair of the European networking forum the Financial Services Club. He has been voted one of the most influential people in banking by The Financial Brand (as well as one of the best blogs), a FinTech Titan (Next Bank), one of the Fintech Leaders you need to follow (City AM, Deluxe and Jax Finance), as well as one of the Top 40 most influential people in financial technology by the Wall Street Journal’s Financial News. To learn more click here...

The future ain’t what it used to be …

I’ve recently shared a couple of quotes from years ago that gained a lot of social media traction. First, in 1953, Mark R. Sullivan of Pacific Telephone & Telegraph said: “In its final development, the telephone will be carried about by the individual, perhaps as we carry a watch today. …

Read More »

Things worth reading: 8th October 2021

Things we’re reading today include … NatWest faces fine over money laundering failings Square stock could rise by 25% U.S. banks expected to report mixed Q3 results, iffy loan outlook China’s Central Bank Governor Vows More Fintech Crackdown The Stanford University guide to China’s fintechs Will a bad bank fix …

Read More »

Things worth reading: 7th October 2021

Things we’re reading today include … NatWest snaps up kids banking FinTech RoosterMoney Will Personal Carbon Accounting Be The Breakthrough For Green Banking? Women in Fintech: Greatest Achievements with Chetwood Financial, Payl8er, Divido and Zumo We need a comptroller who can draw a line between banking and the rest of …

Read More »

What has Open Banking ever done for us?

Talking of Open Banking, I hosted a dinner focused upon Open Banking and Banking-as-a-Service (BaaS) in London the other night. The conversation was with neobanks and challengers and was an interesting mix of old and young views. For example, someone opened by saying that BaaS and Open Banking has hardly delivered …

Read More »

Things worth reading: 6th October 2021

Things we’re reading today include … Wall Street’s Largest Bank Is Banning Business Travel For Unvaccinated Employees Bank Groups Unite Against Biden’s Pick for Key Regulatory Post Bitcoin hits $50,000 as Bank of America says cryptocurrency just in the ‘first inning’ US Bank launches bitcoin custody service as institutions race …

Read More »

Things worth reading: 5th October 2021

Things we’re reading today include … Early investors in Revolut back London-based fintech Crezco in £3M funding Monzo moves ahead of rival fintechs and narrows gender pay gap Bank of America launches crypto research Can a post office be a bank? Challenger Bank Cheese To Accept Alternative Forms of Identification …

Read More »

Why didn’t Google Plex its’ muscles?

A year ago, Google announced a compelling new offer: “You’re lagging in technology. Your current vendors are years behind. Consumers think you’re irrelevant. We’re hip, we’re cool, we have all the latest technologies, Now, they’ve dumped it. Why? Most reports point to internal trouble and strife. For example, Ars Technica cited a report in Business …

Read More »

Things worth reading: 4th October 2021

Things we’re reading today include … Pandora papers: biggest ever leak of offshore data exposes financial secrets of rich and powerful How London Became a Global Center for Fintech and What U.S. Tech Hubs Can Learn From It Monzo withdraws US banking licence application Bank of America online banking system …

Read More »

Things worth reading: 1st October 2021

Things we’re reading today include … Digital bank fined by regulator due to weak anti-money laundering controls Central banks lay out operating manual for digital cash Will Regulators ‘De-Bank’ Challengers, Neos, Cryptos & Fintechs? Deutsche Bank to cut Europe branches as it refocuses on wealthy clients Basel reforms to further …

Read More »