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Chris M Skinner

Chris M Skinner
Chris Skinner is best known as an independent commentator on the financial markets through his blog, TheFinanser.com, as author of the bestselling book Digital Bank, and Chair of the European networking forum the Financial Services Club. He has been voted one of the most influential people in banking by The Financial Brand (as well as one of the best blogs), a FinTech Titan (Next Bank), one of the Fintech Leaders you need to follow (City AM, Deluxe and Jax Finance), as well as one of the Top 40 most influential people in financial technology by the Wall Street Journal’s Financial News. To learn more click here...

Things worth reading: 29th March 2019

Things we’re reading today include … SEC delays disputed plan to probe exchange pricing conflicts Swedbank chief sacked amid money laundering scandal City watchdog fines Goldman Sachs £34.4m for misreporting RBS faces shareholder rebellion over chief executive’s pension Wells Fargo CEO Tim Sloan steps down Business chief calls on MPs …

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If banks provide no advice, what do they provide?

For many years, banks have talked about moving away from transactions and towards advice. The branch is for advice. We will become trusted advisors. We see the value-add of banking is the information we can analyse around your data to offer advice. Complete rubbish. I’m sorry, but I’ve towed that …

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Things worth reading: 28th March 2019

Things we’re reading today include … Hong Kong hands out new digital banking licences Digital banking puts small lenders’ stability at risk, report finds Lloyd’s of London makes £1bn loss as it vows to tackle sexual harassment claims Swedish authorities widen Swedbank inquiry to include suspected fraud Turkey may be …

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Things worth reading: 27th March 2019

Things we’re reading today include … Lyft wants to give free bank accounts and debit cards to drivers Bank boss bonuses to be savaged by watchdog Goldman’s Apple pairing furthers bank’s mass-market ambitions Jamie Dimon, spare us your crocodile tears about inequality | Robert Reich Mastercard to invest $300m in …

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Does FinTech worry policymakers?

Not sure if anyone noticed that the Financial Stability Board – the world’s central banks tasked with maintaining financial stability – produced a white paper on FinTech last month. It was published on Valentines Day, so you were probably busy, and I only just stumbled across it. Here’s the Executive Summary. …

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Things worth reading: 26th March 2019

Things we’re reading today include … Apple to launch a new credit card with Goldman. Are the perks worth it? Goldman’s Apple Card leaves questions unanswered Citi aims to grow Asia wealth management client base by 10 pct in 2019 StanChart CEO says fears of Chinese growth slowdown, trade war …

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Things worth reading: 25th March 2019

Things we’re reading today include … Bank Is Being Beaten Back Into Shape With Digital Plan Open banking – should I use it? £354m lost in bank transfer scams in 2018 City optimism falling at fastest rate since financial crisis – CBI Finance sector plans for the worst on Brexit …

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Things worth reading: 22nd March 2019

Things we’re reading today include … The British Pound: Bank of America Eyes 10% Increase A bank-by-bank guide to analyst pay and bonuses Nationwide makes high street bank branch closure pledge Listen: Financial advice for young people, crowdfunding and why Brexit has ruined my dinner parties Sovereign wealth funds cut …

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The Art of the Corporate War

One of the greatest challenges in digital transformation is the cultural change, that has to be led with passion and commitment from the top-down. As I’ve already mentioned, that means a Board mandate and the Chair and CEO being fully on board. But what about the C-team? And the level …

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Things worth reading: 21st March 2019

Things we’re reading today include … A Proposed Megadeal Exposes the Grim Outlook for Europe’s Banks Growing payments firms may pose systemic risk Banks progress on adhering to stricter international rules The welcome sight of banks rowing back on executive pensions | Nils Pratley Inside the Fed’s balance sheet in …

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