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Chris M Skinner

Chris M Skinner
Chris Skinner is best known as an independent commentator on the financial markets through his blog, TheFinanser.com, as author of the bestselling book Digital Bank, and Chair of the European networking forum the Financial Services Club. He has been voted one of the most influential people in banking by The Financial Brand (as well as one of the best blogs), a FinTech Titan (Next Bank), one of the Fintech Leaders you need to follow (City AM, Deluxe and Jax Finance), as well as one of the Top 40 most influential people in financial technology by the Wall Street Journal’s Financial News. To learn more click here...

2021: things can only get better

This is my last blog of 2020, so I thought I would look back at the year with a personal view. A terrible year. A year of locked down loneliness for many. In my case, it’s been hard. I am used to being in a different country every other day, …

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Things worth reading: 23rd December 2020

Things we’re reading today include … Swedish central bank moves e-krona project to next stage Card payment refund scheme aims to wean tax-dodging Italians off cash UK watchdog bans Klarna Covid shopping advert Scotland’s financial sector ready for Brexit, says trade body Trump’s private banker quits Deutsche Bank NS&I: Answers …

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What is the future?

I was chatting with a friend the other day, who pointed out my predictions. I don’t like to talk about them, as I’ve made so many, but he focused upon how accurate most of them have been. I was one of the first to talk about the impact of China …

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Things worth reading: 22nd December 2020

Things we’re reading today include … Central Banks Had to Up Their Money Game This Year – And They Did Ex-Barclays boss Antony Jenkins appointed to top Bank of England body Banking Darwinism: Technology adaptations for a post-COVID world Charles Schwab UK fined £9m for failing to protect client money …

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The Top 11 Blogs of 2020

These are the top 11 most read blogs of 2020 … unsurprisingly, they are mainly about digital transformation and the biggest challengers out there: Monzo, Starling, Revolut, Ant and company; although this year’s #1 will surprise you as it’s nothing to do with finance and technology. Enjoy!   At #11 …

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Things worth reading: 21st December 2020

Things we’re reading today include … China Eyes Limits On Bank, FinTech Partnerships A Massive Fraud Operation Stole Millions From Online Bank Accounts Here are Bank of America’s favorite stock picks for 2021 ‘McMafia’ banker’s wife will have £22m seized unless she reveals source of wealth Global banks boost Singapore …

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The elephant left

This is the sixth in a series of blogs about the elephant, which represents the economy, and the bird, which represents the future. The bird was out of its cage, but it stayed in the room. We had talked a lot about the economy and, although the elephant had left the …

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Things worth reading: 18th December 2020

Things we’re reading today include … Bank of France moves from conceptual to market CBDC trials Coinbase files for US listing in first for a cryptocurrency exchange Citigroup to offer up to 12-week sabbaticals to staff City watchdog failed to regulate firm that lost investors’ £236m Robinhood to pay $65m …

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Failure is the best thing for you

One of my most popular blogs, which surprised me, was when I wrote about how redundancy was the best thing that ever happened to me. It’s true. I learned more from failure than I ever learned from success. I learn more from hardship than I ever learn from complacency. It’s …

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Things worth reading: 17th December 2020

Things we’re reading today include … ‘Bad loans’ of banks risking credit crunch, warns European commission Lloyd’s market to quit fossil fuel insurance by 2030 London calling: the post-Brexit future for Europe’s financial capital US labels Switzerland a currency manipulator Robinhood faces legal action over ‘gamification’ of investing Bitcoin price …

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Things worth reading: 16th December 2020

Things we’re reading today include … How London grew into a financial powerhouse Bank of England tells bank bosses to review exposure to Covid losses Barclays fined £26m for poor treatment of struggling borrowers Digital transformation raises finance chiefs’ stock Australia’s banks are well placed to weather Covid crisis, RBA …

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Can we change The System? Yes, we can … ish

I woke up yesterday to find this story on Sifted, the Financial Times newish platform dedicated to innovation and FinTech: Fintechs to cosy up with politicians to counter ‘big bank lobby’ It’s interesting, especially for a guy like me who has hovered around all of the lobbies mentioned. The gist …

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Things worth reading: 15th December 2020

Things we’re reading today include … Dealing with bank distress: Insights from a comprehensive database Restarting bank dividends seems premature in such uncertain times Bank of England needs to consider negative rates carefully, says HSBC EU Digital Services Act set to bring in new rules for tech giants US regional …

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