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Chris M Skinner

Chris M Skinner
Chris Skinner is best known as an independent commentator on the financial markets through his blog, TheFinanser.com, as author of the bestselling book Digital Bank, and Chair of the European networking forum the Financial Services Club. He has been voted one of the most influential people in banking by The Financial Brand (as well as one of the best blogs), a FinTech Titan (Next Bank), one of the Fintech Leaders you need to follow (City AM, Deluxe and Jax Finance), as well as one of the Top 40 most influential people in financial technology by the Wall Street Journal’s Financial News. To learn more click here...

Over $100 billion invested in FinTech in 2018?

KPMG’s Pulse of FinTech report came out this week. It makes for interesting reading, especially as investment in FinTech has raced ahead to levels unseen before. Globally, $57.9 billion was invested in FinTech firms in the first half of the year. These figures were slightly inflated by the $14 billion …

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Things worth reading: 1st August 2018

Things we’re reading today include … Major Swiss Online Bank Posts Soaring Profits After Offering Clients Crypto Investing World’s Third-Largest Bank Issues Farmland Mortgage Loan on a Blockchain Australian ‘Big 4’ Bank Taps Ethereum Blockchain for 17-Ton Almond Shipment to Germany Lloyds Bank profits leap despite another hefty PPI hit …

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Things worth reading: 31st July 2018

Things we’re reading today include … Credit card lending continues to rise as Bank of England gears up for interest rate hike Economists split as monetary policymakers set out into the unknown Summer Camp for the Ultra-Wealthy Teaches Kids How to Stay Rich Tycoon’s Sputtering Italian Bank Investment Draws Angst …

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Things worth reading: 30th July 2018

Things we’re reading today include … Jack Ma’s Giant Financial Startup Is Shaking the Chinese Banking System Sainsbury’s Bank customers facing long call centre waits following credit card statement delays TSB: three months on, the bank is still failing customers South Africa’s Biggest Bank Heist Leaves Trail of Destruction British …

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Does digital punish the poor?

BACS released UK account switching statistics this week, and it makes for interesting reading. The big winners in the first quarter of 2018 are Halifax, Nationwide and HSBC. The big losers are Co-operative Bank, Lloyds and Barclays. Why? Well, Halifax offers a great incentive to switch: £75 … nothing like …

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Things worth reading: 27th July 2018

Things we’re reading today include … This Is the Bank with the Worst Reputation in America Metro Bank has a credibility problem Why bank mergers are always riskier than markets think Study Reveals Millennials Shun Banks with Poor Online Service Starling Bank card design reflects ‘how we actually use our …

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Things worth reading: 26th July 2018

Things we’re reading today include … There are a couple of problems with Labour’s plan for the Bank of England Central bank independence is too precious to meddle with Metro Bank announces £302m share issue as profits quadruple PayPal quarterly profit beats estimates; forecast falls short Santander UK profits fall …

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What is the point of an auditor?

Ever since the collapse of Enron, we’ve seen auditors under question. I’m sure most of you can remember the Enron disaster but, just in case, the company went from Energy King to Futures Basketcase faster than Lewis Hamilton could catch up with Sebastian Vettel yesterday. Much blame was placed on their …

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Things worth reading: 25th July 2018

Things we’re reading today include … Nearly a million fed-up customers switch banks in the past year Revealed: the banks most people are switching to Euro zone bank fund holds 25 billion euros after four years Bank of England to Open New Payment System to Blockchain Users Metro Bank performs …

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Things worth reading: 24th July 2018

Things we’re reading today include … Bank of Asia launches digital global bank in British Virgin Islands Bank of England says payments system can serve blockchain users How deep will Deutsche Bank CEO Christian Sewing cut? Shareholders want details Starling Bank ditches its trademark purple for a new set of …

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