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Chris M Skinner

Chris M Skinner
Chris Skinner is best known as an independent commentator on the financial markets through his blog, TheFinanser.com, as author of the bestselling book Digital Bank, and Chair of the European networking forum the Financial Services Club. He has been voted one of the most influential people in banking by The Financial Brand (as well as one of the best blogs), a FinTech Titan (Next Bank), one of the Fintech Leaders you need to follow (City AM, Deluxe and Jax Finance), as well as one of the Top 40 most influential people in financial technology by the Wall Street Journal’s Financial News. To learn more click here...

The $3 trillion bounce back

Bloomberg wrote the other day that “consumers in the world’s largest economies amassed $2.9 trillion in extra savings during Covid-related lockdowns, a vast cash hoard that creates the potential for a powerful recovery from the pandemic recession”. I was pretty riled about this paragraph and headline, as it’s a total mis-hit …

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Things worth reading: 16th March 2021

Things we’re reading today include … UK’s economic recovery may be quicker than forecast – Bank of England Problems mount for Bank of England governor after weathering Covid storm Bank of England governor Andrew Bailey defends himself over scandal Why the Reserve Bank and the federal government don’t see eye …

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The case against NFTs

I’d just written my two pieces last week about non fungible tokens (NFTs) … WTF is an NFT? NFTs show why banks must focus upon digital asset management … when I spotted a fellow blogger and colleague who I respect, Sebastien Meunier, had written about them too. In Sebastien’s case, …

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Things worth reading: 15th March 2021

Things we’re reading today include … How Do You Take 1.3 Billion People to the Bank? Bank governor under fire for role in RBS scandal Interview: Patrick Collison, co-founder and CEO of Stripe HSBC taps Google Cloud for call centre AI Top Four Digital Trends for the Next Five Years …

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Things worth reading: 12th March 2021

Things we’re reading today include … Atom Bank valuation halves as it finalises £40m fundraising European Central Bank to Step Up Stimulus to Keep Borrowing Costs Low China’s government is cracking down on fintech Suspense builds on Wall Street over expiring Covid relief for big banks Bank of America believes …

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WTF is an NFT?

Watching the mainstream news show the other day, it finished with an item about NFTs, non-fungible tokens. It’s not the sort of thing that I would have expected most pensioners sitting having their night-time cup of cocoa watching the news would expect to see or hear about, but hey, I’m …

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Things worth reading: 11th March 2021

Things we’re reading today include … A digital euro won’t be “kryptonite for crypto” Deutsche Bank Rising Trader Bonuses Anger Lesser-Paid Staff Big U.S. Banks May Curb Lending to Fossil Fuel Companies SoFi Is Buying a Community Lender to Speed Up Banking Expansion Cheese raises $3.6m for its digital bank …

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Things worth reading: 10th March 2021

Things we’re reading today include … Bank reveals the scams causing biggest total customer losses during pandemic Less regulation means more business for the City, right? It’s not that simple | Dan Davies UK overseas territories top list of world’s leading tax havens Money launderers ‘prey on generation Covid’ Barclays …

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Things worth reading: 9th March 2021

Things we’re reading today include … Starling raises $376m, now valued at $1.9bn European Banking Authority hit by Microsoft Exchange hack M&S Bank to close all current accounts ECB quizzes banks over exposure to Greensill and Gupta Bank of England governor sees light at the end of the tunnel Hackers …

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Thing’s worth reading: 8th March 2021

Things we’re reading today include … Tech giants replace banks as the number one tax enemy Starling Bank swoops in £270m share sale to global investors M&S Bank to shut all current accounts and in-store branches Revolut banks on banking, launches as a bank in ten EU countries UK edges …

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