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Chris M Skinner

Chris M Skinner
Chris Skinner is best known as an independent commentator on the financial markets through his blog, TheFinanser.com, as author of the bestselling book Digital Bank, and Chair of the European networking forum the Financial Services Club. He has been voted one of the most influential people in banking by The Financial Brand (as well as one of the best blogs), a FinTech Titan (Next Bank), one of the Fintech Leaders you need to follow (City AM, Deluxe and Jax Finance), as well as one of the Top 40 most influential people in financial technology by the Wall Street Journal’s Financial News. To learn more click here...

Things worth reading: 2nd September 2020

Things we’re reading today include … China’s Mega Banks Post Worst Profit Slump on Bad Debt Wave Warning over six apps that can access your bank account Monzo to introduce new fees for UK cash withdrawals and card replacements Nobody Wants An Online Bank Re-Examining The Role Of Correspondent Banking …

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Neobanks battle on the path to profitability

Regular commentator and contributor Ajit Tripathi wrote a brilliant piece the other day, discussing the path to profitability for neobanks. He’s kindly allowed to share his insights here, so enjoy! Neobanks have Jobs to Be Done Abstract: Covid19 has changed the capital and market environment for neobanks and challenged the strategic assumptions …

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Things worth reading: 1st September 2020

Things we’re reading today include … Credit Suisse to set up bank hub in Madrid post-Brexit UK banks convert branches to avoid restaffing big offices Health concerns swirl around Europe’s obese and addicted banks Bank of America Meshes Merrill Into Its Mobile App BDO Unibank: Proving That Digitalisation Is The …

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The Karaoke Challenge: Despacito

During my karaoke lockdown challenge, I’ve been surprised how engaged my audience is, from those who encouraged me to do JaJa Ding Dong to a trans-Atlantic duet with Barb MacLean of Islands in the Stream. However, I’ve never been as challenged as I was this week. I got an email …

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Things worth reading: 31st August 2020

Things we’re reading today include … Santander hit by online banking outage ahead of holiday weekend ‘Stupid’ Lloyds Bank customer adviser sold over 80 account details for £50 each Banking class of 2020 start their lucrative careers in the bedroom Bank of England to stay in emergency mode until recovery …

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How’s lockdown been for you?

WARNING: LONG READ During the last week, I had a chat with a friend about lockdown. I always start conversations with how’s lockdown been for you? For him, it’s been particularly bad. Based in downtown New York City (NYC), USA, he described how hordes of homeless people, evicted by landlords, …

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Things worth reading: 28th August 2020

Things we’re reading today include … Bank of England governor Andrew Bailey’s speech at Jackson Hole in focus for Friday Trump Candidate for Bank Wants to Counter China Influence 2020 bank service results show mixed performance since summer last year Citi’s $900m payment blunder was culmination of months of drama …

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Should you invest in Ant Group’s IPO?

As someone who’s followed Alibaba, Alipay and Ant Financial – now Ant Group, btw – for a long time, I cannot let their IPO appear without comment. If you haven’t spotted it, here’s coverage in The Wall Street Journal: Ant Group Co., the Chinese financial-technology giant controlled by billionaire Jack …

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Things worth reading: 27th August 2020

Things we’re reading today include … Mike Pompeo renews attack on HSBC over Hong Kong and China Davos 2021 delayed until summer because of Covid-19 The transformation of Ant Financial Investment banks in line for bumper payday from Ant IPO UK’s biggest subprime lender reports smaller loss than feared Ant …

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Things worth reading: 26th August 2020

Things we’re reading today include … U.S. bank profits down 70% from year prior on coronavirus uncertainty Global bank to make working from home permanent Credit Suisse to shut 37 bank branches in Switzerland Financial firms ‘must do more’ amid coronavirus complaints Ant Group: Jack the giant-maker Jack Ma’s mobile …

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How to create a challenger bank …

I realise I come across sometimes as a bit whiny, crotchety and grumpy, so decided to upgrade the dialogue with what is positive and what can be done. After critiquing all last week, I do like the challenger banks’ ways of providing more analytics and real-time updates to my way …

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