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Chris M Skinner

Chris M Skinner
Chris Skinner is best known as an independent commentator on the financial markets through his blog, TheFinanser.com, as author of the bestselling book Digital Bank, and Chair of the European networking forum the Financial Services Club. He has been voted one of the most influential people in banking by The Financial Brand (as well as one of the best blogs), a FinTech Titan (Next Bank), one of the Fintech Leaders you need to follow (City AM, Deluxe and Jax Finance), as well as one of the Top 40 most influential people in financial technology by the Wall Street Journal’s Financial News. To learn more click here...

Things worth reading: 19th September 2019

Things we’re reading today include … Cash strapped students targeted as money mules U.S. bankers seize on repo-market stress to push for softer liquidity rules Challenger bank Metro may be challenged on capital Why the Fed was forced to intervene in short-term money markets Consumers’ credit card spending ‘overtakes cash’ …

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Things worth reading: 18th September 2019

Things we’re reading today include … Big banks score win as U.S. regulator proposes easing post-crisis derivatives rules ‘Banker to the stars’ Frédéric Levesque goes on trial in France Alexa, don’t tell me my bank balance Climate change could put insurance firms out of business Wall Street investment giants voting …

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Things worth reading: 17th September 2019

Things we’re reading today include … How long will Jamie Dimon’s magic touch last? Deutsche Bank is first to settle bond-rigging lawsuit, amid federal probe Hong Kong’s bourse seeks to snap up the London Stock Exchange Steven Mnuchin begins reforming America’s giant mortgage-guarantee firms Google to pay €1bn to end …

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The two big issues bank CEOs have with FinTech

For all the talk about how well FinTech start-ups are doing, I hear two regular laments from bank CEOs. First, why aren’t we valued like FinTechs? and second, why aren’t FinTechs regulated like us. On the first point, it’s quite clear that FinTech start-ups are being valued on potential and …

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Elvis seen opening a bank account in Hawaii

As it’s Friday, a slightly more whimsical post. I was amused to see a story floating around the internet yesterday that read like this: ‘Missing’ woman mystery solved A group of tourists spent hours Saturday night looking for a missing woman near Iceland’s Eldgja canyon, only to find her among …

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Things worth reading: September 13, 2019

Things we’re reading today include … Deutsche Bank is first to settle bond-rigging lawsuit, amid federal probe Hong Kong’s bourse seeks to snap up the London Stock Exchange Steven Mnuchin begins reforming America’s giant mortgage-guarantee firms Google to pay €1bn to end French tax probe Hong Kong stock market operator …

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All we are saying, is give us a chance

One of the key attributes of many of the firms I’ve talked to about doing digital transformation is that there are lay-offs but, whenever possible, these banks support people to change careers. Sure, there may be significant lay-offs if it is a heavily branch oriented bank as getting rid of …

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Things worth reading: September 11, 2019

Things we’re reading today include … Big banking profits should invite questions Banks hold £1.2 trillion of our savings Sunsetting Python 2 is a bit of an issue for banks like JPMorgan Banks allow customers to bank cheques made out to their middle names Banking on equality: are LGBTQ credit …

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Things worth reading: 10th September 2019

Things we’re reading today include … Why are people shopping online late at night? Eurofi: inside the think-tank at the heart of the EU Former PM’s Brexit negotiator joins Goldman Sachs Deutsche Börse’s Eurex makes fresh euro clearing push ahead of Brexit Bank of America’s push to turn around investment …

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Money without government? Emperors without Clothes?

I finally hit the nail on the head about why you can’t have money without government. It’s because you can create as open a system, complex a platform, distributed an idea, decentralised a currency as you want but, unlike most industries, without some form of supervisory oversight the whole system …

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