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Chris M Skinner

Chris M Skinner
Chris Skinner is best known as an independent commentator on the financial markets through his blog, TheFinanser.com, as author of the bestselling book Digital Bank, and Chair of the European networking forum the Financial Services Club. He has been voted one of the most influential people in banking by The Financial Brand (as well as one of the best blogs), a FinTech Titan (Next Bank), one of the Fintech Leaders you need to follow (City AM, Deluxe and Jax Finance), as well as one of the Top 40 most influential people in financial technology by the Wall Street Journal’s Financial News. To learn more click here...

Things worth reading: 6th December 2019

Things we’re reading today include … HSBC to bring in single overdraft rate of 40% Created to democratise credit, P2P lenders are going after big money Peer-to-peer platform Landbay shuts doors to retail investors US and UK bust one of the worst cyber banking hacks in a decade, charging Russians …

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Things worth reading: 5th December 2019

Things we’re reading today include … One in five consumer credit reports contains an error HSBC customers could see overdraft fees quadruple under new regime Winklevoss crypto-exchange hires Starling co-founder Metro Bank chief to step down two months after chairman Zopa backer cuts valuation almost in half Wall Street power …

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Things worth reading: 4th December 2019

Things we’re reading today include … How robust is the world’s financial plumbing? Bank gives thumbs up to innovative payment method Trump Loses Appeal on Deutsche Bank Subpoenas ING Bank spell out use cases for digital currencies Zopa gets £140m investment amid pursuit of bank licence TSB fails to meet …

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Financing fossil fuel firms fracks our future

I’ve said on a number of occasions recently that banking and finance is at the heart of the climate crisis. Banks provide the financing for fossil fuel firms who are destroying the planet. The key numbers: Coal supplies a third of all energy worldwide, with the top coal consumers and producers in 2018 being China, …

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Things worth reading: 3rd December 2019

Things we’re reading today include … Britain’s Best Bank Accounts TSB bonuses to be docked for failure to meet gender balance targets UK’s six richest people control as much wealth as poorest 13m – study Lagarde: ECB should do more to tackle climate emergency How big tech is dragging us …

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How much tax is lost each year? #defi

Building on my discussion yesterday about offshore tax havens and decentralisation to avoid governance in both the physical and virtual world, there’s a more fundamental issue at large here. Tax avoidance. Some people hear the words “a tax” and interpret it as “attacks”. I heard a figure the other day …

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Things worth reading: 29th November 2019

Things we’re reading today include … RBS takes on Monzo with standalone digital bank Bó It’s the end of the World Trade Organisation as we know it Barclays chief Jes Staley could have pension payment cut in half Loan sharks cash in on Black Friday spending spree Antony Jenkins and …

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Crypto and banking are one and the same

People were surprised to see a headline that garnered much market shock: Markets Crash after reports that Binances Shangai Office Closed in Crypto Crackdown Argh. Crypto meltdown! I was amused to see a headline that garnered much online mirth: Markets Crash after reports that Binances Shangai Office Closed in Crypto …

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Things worth reading: 28th November 2019

Things we’re reading today include … Revolut marketing boss says bank is not “untouchable” Lloyds plan to cut chief executive’s pay by £220,000 Wall Street hits record high after US GDP is revised up – business live Deutsche Bank offloads assets to Goldman in restructuring Ant Financial builds $1bn start-up investment …

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Things worth reading: 27th November 2019

Things we’re reading today include … Major banks suffer five IT glitches a week, Which? finds Factbox: Five years of Australian finance scandals China’s bank funding pressured as confidence drops Exchanges pitch alternative to IPOs for fundraising Westpac bank chief quits amid money laundering scandal Citigroup fined £44m by Bank …

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