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Chris M Skinner

Chris M Skinner
Chris Skinner is best known as an independent commentator on the financial markets through his blog, TheFinanser.com, as author of the bestselling book Digital Bank, and Chair of the European networking forum the Financial Services Club. He has been voted one of the most influential people in banking by The Financial Brand (as well as one of the best blogs), a FinTech Titan (Next Bank), one of the Fintech Leaders you need to follow (City AM, Deluxe and Jax Finance), as well as one of the Top 40 most influential people in financial technology by the Wall Street Journal’s Financial News. To learn more click here...

Things worth reading: 9th May 2019

Things we’re reading today include … Bank Workers Who Survive Robot Uprising Stand to Make More Money Deutsche Bank Accused of Bribery in London Lawsuit Investors urged to protest against Deutsche Bank chairman Bank of England hits the road to assess Brexit impact on economy Wells Fargo creates new unit …

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Things worth reading: 8th May 2019

Things we’re reading today include … Citi Wants to Bring Credit Card Perks Like Miles to Bank Accounts Investors brace for pain from Metro Bank’s fundraising Triodos awarded UK banking licence ahead of Brexit Trade war and Brexit pose mounting risk to EU economy, says EC Where now for the rules …

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It’s all about the data

As those who read my blog will know by now I chair a very active group called Nordic Finance Innovation (NFI), based out of Oslo. Our last meetings were a great success and NFI rapporteur Danielle Pamela Neben did a great write-up afterwards. I’m guessing most of you will have …

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Things worth reading: 6th May 2019

Things we’re reading today include … How the collapse of a football league is tied to crypto’s biggest banking scandal ‘You can’t buy bitcoin’ – is how banks promote bitcoin says economist Digital disruption is coming to banking at last Young people and their phones are shaking up banking Brexit …

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Smile to pay … and cry for credit

There were two headlines recently that arrived side-by-side: Will telephone bank passwords become obsolete? Does my new biometric bank card really mean the death of the Pin? Neither headline is particularly news – voice recognition for telephone banking and biometric bank cards have been floating around for a decade (or …

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Things worth reading: May 3rd 2019

Things we’re reading today include … Bank of England warns of interest rate rise over next three years Andy Hornby: how the former HBOS boss bounced back MPs demand Lloyds justifies ‘cash paid to CEO in lieu of pension’ Elon Musk owes $507 million to banks helping Tesla raise capital …

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Cloud sense … dollars and cents

Talking of cloud computing, I’ve spent years backing up my various PCs and photo libraries. Invariably, a labour of love, I didn’t trust public cloud services like Google and Microsoft to look after my stuff properly. Then, gradually, over time, more and more of my stuff has moved online. It …

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Things worth reading: 2nd May 2019

Things we’re reading today include … Fed likely to ignore Trump’s call to cut interest rates Frothy markets turn dealmaker Warren Buffett into a bankroller Wall Street drops after Fed chair dampens rate-cut hopes David Cameron’s UK-China fund ‘struggling to attract investors’ SEC commissioner decries agency’s deal with Tesla’s Musk …

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Banking in the Cloud

One of the surprises I have had in my discussions with banks that are doing digital well, is how all of them seem profoundly committed to cloud-computing. Some more than others, as one of the banks I spoke to wants to achieve over 80% of their IT infrastructure, software and …

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Things worth reading: May 1st 2019

Things we’re reading today include: Will telephone bank passwords become obsolete? Does my new biometric bank card really mean the death of the Pin? Scottish have lowest trust in day-to-day banking services If Silicon Valley were a country, it would be among the richest on Earth UK competition regulator provisionally …

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How will UK FinTech fare in the future?

I just chaired a nice session at the Innovate Finance Global Summit (IFGS) focused upon the future of UK FinTech. For some reason, the question they asked us to focus upon was: What is holding the UK back in the global investment landscape? I didn’t really understand why we would …

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