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Chris M Skinner

Chris Skinner is best known as an independent commentator on the financial markets through his blog, TheFinanser.com, as author of the bestselling book Digital Bank, and Chair of the European networking forum the Financial Services Club. He has been voted one of the most influential people in banking by The Financial Brand (as well as one of the best blogs), a FinTech Titan (Next Bank), one of the Fintech Leaders you need to follow (City AM, Deluxe and Jax Finance), as well as one of the Top 40 most influential people in financial technology by the Wall Street Journal’s Financial News. To learn more click here...

Finally solved my Microsoft issue

No, I haven’t thrown out the PC and bought a new one, although I’ve been seriously tempted.  But I like a challenge.  So, back from Asia and, after months of whinging about Vista, I’ve finally solved the biggest issue I’ve had on my shiny, new $5,000 PC that looks like …

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Finally solved my Microsoft issue

No, I haven’t thrown out the PC and bought a new one, although I’ve been seriously tempted.  But I like a challenge.  So, back from Asia and, after months of whinging about Vista, I’ve finally solved the biggest issue I’ve had on my shiny, new $5,000 PC that looks like …

Read More »

Please go away, the internet is broken

I rang my bank call centre today and, as usual, it was diverted to their Indian call centre.  Unusually, I then got this message: "We apologise for disruption to our service, but we cannot receive your call at the moment.  Please try again later". I wondered what had happened and, …

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SEPA today, SAPA tomorrow

Interesting to be in Asia at the moment, which is where I flew out to in case you were wondering yesterday.  I’m here at a major payments conference and was sorry to miss the minor "hurrah" as SEPA went live on Monday.  Whoopee-doo!  Did you see the celebrations and fireworks?  …

Read More »

SEPA today, SAPA tomorrow

Interesting to be in Asia at the moment, which is where I flew out to in case you were wondering yesterday.  I’m here at a major payments conference and was sorry to miss the minor "hurrah" as SEPA went live on Monday.  Whoopee-doo!  Did you see the celebrations and fireworks?  …

Read More »

SEPA today, SAPA tomorrow

Interesting to be in Asia at the moment, which is where I flew out to in case you were wondering yesterday.  I’m here at a major payments conference and was sorry to miss the minor "hurrah" as SEPA went live on Monday.  Whoopee-doo!  Did you see the celebrations and fireworks?  …

Read More »

SEPA today, SAPA tomorrow

Interesting to be in Asia at the moment, which is where I flew out to in case you were wondering yesterday.  I’m here at a major payments conference and was sorry to miss the minor "hurrah" as SEPA went live on Monday.  Whoopee-doo!  Did you see the celebrations and fireworks?  …

Read More »

Banks are just like airlines

I often hear the cry that "all banks are the same".  It is true that many banks appear to have little differentiation.  They are all as good or bad as each other, they all appear to compete on rates and rate churn, and they all have little service or product …

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A French Letter

Over the weekend, I received this strange letter in French.  Now my French is not very good, so I have done my best to translate it, but I apologise if it does not read very well.  Even though I am sure it is rubbish, I am reprinting it here, as …

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eBay becomes an Exchange? Not likely

There are various forecasts of the future that may be right or wrong.  For example, this one’s a goodie.  Called EPIC 2014, and nicknamed Googlezon, it forecasts that by 2014 the current media and news organisations are dead and gone, and Google and Amazon merge.  It was made in 2005, …

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eBay becomes an Exchange? Not likely

There are various forecasts of the future that may be right or wrong.  For example, this one’s a goodie.  Called EPIC 2014, and nicknamed Googlezon, it forecasts that by 2014 the current media and news organisations are dead and gone, and Google and Amazon merge.  It was made in 2005, …

Read More »

SocGen trader loses 5 billion in fictional trading

Read the announcement from Societe Generale here (six page pdf). The rogue trader lost €4.9 billion through a series of fictional transactions.  Societe Generale aren’t naming him, but apparently the trader dealt in plain vanilla European stock market index futures and concealed his losses through in-depth knowledge of the bank’s …

Read More »

SocGen trader loses 5 billion in fictional trading

Read the announcement from Societe Generale here (six page pdf). The rogue trader lost €4.9 billion through a series of fictional transactions.  Societe Generale aren’t naming him, but apparently the trader dealt in plain vanilla European stock market index futures and concealed his losses through in-depth knowledge of the bank’s …

Read More »