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Chris M Skinner

Chris Skinner is best known as an independent commentator on the financial markets through his blog, TheFinanser.com, as author of the bestselling book Digital Bank, and Chair of the European networking forum the Financial Services Club. He has been voted one of the most influential people in banking by The Financial Brand (as well as one of the best blogs), a FinTech Titan (Next Bank), one of the Fintech Leaders you need to follow (City AM, Deluxe and Jax Finance), as well as one of the Top 40 most influential people in financial technology by the Wall Street Journal’s Financial News. To learn more click here...

Bankers are overpaid, greedy pigs

After my doom and gloom week, I thought this was a good title for a blog entry although this is not me talking … rather it seems to be a campaign with a certain associate editor and chief economics commentator at the Financial Times named Martin Wolf. The campaign began …

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Bankers are overpaid, greedy pigs

After my doom and gloom week, I thought this was a good title for a blog entry although this is not me talking … rather it seems to be a campaign with a certain associate editor and chief economics commentator at the Financial Times named Martin Wolf. The campaign began …

Read More »

Something fishy about Discover’s credit cards

Most people think the marketing of financial stuff is as dull as dishwater.  Maybe that’s why the Goldfish are cleaning the waters to allow the fish to swim freely … what am I talking about? Goldfish.  Goldfish is a credit card that’s been available in the UK since 1996. Originally …

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Something fishy about Discover’s credit cards

Most people think the marketing of financial stuff is as dull as dishwater.  Maybe that’s why the Goldfish are cleaning the waters to allow the fish to swim freely … what am I talking about? Goldfish.  Goldfish is a credit card that’s been available in the UK since 1996. Originally …

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Everything should be free …

My last blog referred to the Wall Street Journal, and I suddenly realised that I could get this stuff for free … what’s happening?  It used to cost me an arm and a leg for a view of the WSJ? Ahhh … they’ve made bits of it free. Must be …

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Everything should be free …

My last blog referred to the Wall Street Journal, and I suddenly realised that I could get this stuff for free … what’s happening?  It used to cost me an arm and a leg for a view of the WSJ? Ahhh … they’ve made bits of it free. Must be …

Read More »

Give me some attention will you?

Absolutely nothing to do with banking but, with all this doom and gloom around, I just thought this plea for help was so funny that it was worth sharing.  It’s apparently a true email exchange between a witty but sarcastic member of the public and the Scottish Lothian & Borders …

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Give me some attention will you?

Absolutely nothing to do with banking but, with all this doom and gloom around, I just thought this plea for help was so funny that it was worth sharing.  It’s apparently a true email exchange between a witty but sarcastic member of the public and the Scottish Lothian & Borders …

Read More »

Credit Cards doom and gloom

So I blog about credit cards not being the major issue yesterday and then realise that it is unsecured debt worth billions.  Just in the USA, credit card debt nears $1 trillion.  Therefore, just to show that it cannot be discounted after all, the Wall Street Journal runs a report …

Read More »

Credit Cards doom and gloom

So I blog about credit cards not being the major issue yesterday and then realise that it is unsecured debt worth billions.  Just in the USA, credit card debt nears $1 trillion.  Therefore, just to show that it cannot be discounted after all, the Wall Street Journal runs a report …

Read More »

Credit Cards doom and gloom

So I blog about credit cards not being the major issue yesterday and then realise that it is unsecured debt worth billions.  Just in the USA, credit card debt nears $1 trillion.  Therefore, just to show that it cannot be discounted after all, the Wall Street Journal runs a report …

Read More »

Credit Default Swaps doom and gloom

Wolfgang Munchau writes in the Financial Times today that the issues we faced in subprime in 2007 are just a mere drop in the ocean, and that this is more than just a subprime crisis: “If this had been a mere subprime crisis, it would now be over. But it …

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I despise Facebook

I don’t, but Tom Hodgkinson of the UK newspaper The Guardian does.  Fascinating article on Facebook’s ownership starring Peter Thiel, one of the founders of PayPal, and statistics on usage which is approaching 60 million worldwide, mainly in the USA, Canada and UK. Read it and start socialising in the …

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Best place to work in Finance and IT if you’re gay?

Stonewall have just released their annual ranking of the best employers for gay people in Britain.  Interesting to see who’s who in our community.  For example, of the Top 100, we have quite a few nominations of good gay places in Retail and Investment Banking (position in Top 100 given …

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