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Chris M Skinner

Chris Skinner is best known as an independent commentator on the financial markets through his blog, TheFinanser.com, as author of the bestselling book Digital Bank, and Chair of the European networking forum the Financial Services Club. He has been voted one of the most influential people in banking by The Financial Brand (as well as one of the best blogs), a FinTech Titan (Next Bank), one of the Fintech Leaders you need to follow (City AM, Deluxe and Jax Finance), as well as one of the Top 40 most influential people in financial technology by the Wall Street Journal’s Financial News. To learn more click here...

Greenspan and the credit crunch

Two of the keynotes at this year’s BAI Retail Delivery Show are Bob Geldof and Alan Greenspan.  Bob Geldof, the liberating freedom fighter for justice for Africa, wiping out third world poverty and forcing politicians and bankers to give him their f***ing money, whose six-figure pay cheque for his speech …

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Beware the e-bomb

As many know, I’m a great fan of science fiction and the future.  So I get an email today from Forbes where Arthur C. Clarke has given his vision of 2500 A.D.  It’s an interesting story, not a new one in some ways, about the biggest danger to the planet …

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Google Maps Mash-Up

When I first saw Google Maps I thought at the time this would be a good thing for me and my kids to discuss the news, where everything was and what is going on where. What is happening now is to cut me out of the process – even my …

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Google Maps Mash-Up

When I first saw Google Maps I thought at the time this would be a good thing for me and my kids to discuss the news, where everything was and what is going on where. What is happening now is to cut me out of the process – even my …

Read More »

“Thoughts” by Jean-Pierre Landau

I am gradually coming to a general rule on actually reading the speeches published by the BIS – the less interesting the title is, the more likely it is that the speech is actually worth reading. This one "Some thoughts on securitization and financial turbulences" by Jean-Pierre Landau, Deputy Governor …

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“Thoughts” by Jean-Pierre Landau

I am gradually coming to a general rule on actually reading the speeches published by the BIS – the less interesting the title is, the more likely it is that the speech is actually worth reading. This one "Some thoughts on securitization and financial turbulences" by Jean-Pierre Landau, Deputy Governor …

Read More »

“Thoughts” by Jean-Pierre Landau

I am gradually coming to a general rule on actually reading the speeches published by the BIS – the less interesting the title is, the more likely it is that the speech is actually worth reading. This one "Some thoughts on securitization and financial turbulences" by Jean-Pierre Landau, Deputy Governor …

Read More »

Money laundering in virtual worlds

In the last of a risk-focused week of blog entries, I thought it worth talking about virtual worlds.  Now, we talk a lot about virtual worlds these days, after the hype cycle of Second Life and not forgetting the other worlds of Entropia, There, World of Warcraft and more.  In …

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Risk: Business Enabler or Idea Crusher?

Another subject that regularly crops up in my blog is whether banks can be innovative when they are risk averse.  My contention is that banks never lead, they only follow.  As a result, they never innovate because they never create anything.  Now I know some banks do generate new ideas, …

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