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Chris M Skinner

Chris Skinner is best known as an independent commentator on the financial markets through his blog, TheFinanser.com, as author of the bestselling book Digital Bank, and Chair of the European networking forum the Financial Services Club. He has been voted one of the most influential people in banking by The Financial Brand (as well as one of the best blogs), a FinTech Titan (Next Bank), one of the Fintech Leaders you need to follow (City AM, Deluxe and Jax Finance), as well as one of the Top 40 most influential people in financial technology by the Wall Street Journal’s Financial News. To learn more click here...

8 million people at risk from new business disease

I got an email from BNET, the management website, with the title "8 Million Business People at Risk from Dreaded New Ailment", which made me open it, as you have here.  The actual news item was all about people who "work at a company where Blackberries are standard perks? Never …

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The conclusion of the debate about IP versus bricks

Someone asked me this question: "Chris, why are still arguing?" about the debate I have been having for the last week.  It is because one reader fundamentally disagrees with my views about IP being the foundation of today’s bank. I’ve been having it because I wanted the debate to reach …

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Government fraud, bank fraud, and the rest …

Further to my comments about the UK’s Fraud Review, I enjoyed a discussion with Ken Farrow of Control Risks. Prior to joining Control Risks, Ken was the Head of Fraud and Financial Crime for Lloyds TSB and, before that, a police officer with the City of London Police, as well …

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Government fraud, bank fraud, and the rest …

Further to my comments about the UK’s Fraud Review, I enjoyed a discussion with Ken Farrow of Control Risks. Prior to joining Control Risks, Ken was the Head of Fraud and Financial Crime for Lloyds TSB and, before that, a police officer with the City of London Police, as well …

Read More »

Government fraud, bank fraud, and the rest …

Further to my comments about the UK’s Fraud Review, I enjoyed a discussion with Ken Farrow of Control Risks. Prior to joining Control Risks, Ken was the Head of Fraud and Financial Crime for Lloyds TSB and, before that, a police officer with the City of London Police, as well …

Read More »

The conclusion of the debate about IP versus bricks

Someone asked me this question: "Chris, why are still arguing?" about the debate I have been having with Michael Goldman for the last week.  Michael began this discussion because he fundamentally disagreed with my original blog about IP being the foundation of today's bank.  They asked me this question as …

Read More »

The conclusion of the debate about IP versus bricks

Someone asked me this question: "Chris, why are still arguing?" about the debate I have been having with Michael Goldman for the last week.  Michael began this discussion because he fundamentally disagreed with my original blog about IP being the foundation of today's bank.  They asked me this question as …

Read More »

Deutsche Bank’s Toxic Derivatives

I have a lovely little presentation entitled "All Bankers are Criminals".  It’s all about the dangers of weapons of financial destruction, in other words Derivatives, and people tend to enjoy it … especially the part about “Greed is good”.  It’s not that I’m against derivatives but, if you believe the …

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Branches – the last word?

Well, my blog on design around  lP instead of branches created a real debate last week.  Now, there’s nothing I enjoy more than a debate and so it’s nice to finally have one online.  About time. As I can see from the viewings, it’s also popular with you guys.  So …

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Branches – the last word?

Well, my blog on design around  lP instead of branches created a real debate last week.  Now, there’s nothing I enjoy more than a debate and so it’s nice to finally have one online.  About time. As I can see from the viewings, it’s also popular with you guys.  So …

Read More »

Branches – the last word?

Well, my blog on design around  lP instead of branches created a real debate last week.  Now, there’s nothing I enjoy more than a debate and so it’s nice to finally have one online.  About time. As I can see from the viewings, it’s also popular with you guys.  So …

Read More »

And goodwill to all men

’tis the season to be jolly and so, in the spirit of Christmas and recognising the globalisation of solutions thanks to my friends in India, here’s a great way to celebrate this time of year courtesy of YouTube. Meanwhile, for those of you based in jolly old Londinium, Vision in …

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Bank designs versus architecture

  I’ve been having an ongoing debate with some people for the last week over branch versus IP architectures, and it is clear that some people are confused so I will try to explain again. The discussion I started last week was all about architecture, which is why I kept …

Read More »

Bank designs versus architecture

  I’ve been having an ongoing debate with some people for the last week over branch versus IP architectures, and it is clear that some people are confused so I will try to explain again. The discussion I started last week was all about architecture, which is why I kept …

Read More »

Branches – the last word?

Some of you may have noticed that Michael Goldman has recently joined the Finextra community to blog and has decided to create a debate with me over my blog entry last week.  Now, there's nothing I enjoy more than a debate and so it's nice to finally have one online.  …

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