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Chris M Skinner

Chris Skinner is best known as an independent commentator on the financial markets through his blog, TheFinanser.com, as author of the bestselling book Digital Bank, and Chair of the European networking forum the Financial Services Club. He has been voted one of the most influential people in banking by The Financial Brand (as well as one of the best blogs), a FinTech Titan (Next Bank), one of the Fintech Leaders you need to follow (City AM, Deluxe and Jax Finance), as well as one of the Top 40 most influential people in financial technology by the Wall Street Journal’s Financial News. To learn more click here...

Money laundering in virtual worlds

In the last of a risk-focused week of blog entries, I thought it worth talking about virtual worlds.  Now, we talk a lot about virtual worlds these days, after the hype cycle of Second Life and not forgetting the other worlds of Entropia, There, World of Warcraft and more.  In …

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Risk: Business Enabler or Idea Crusher?

Another subject that regularly crops up in my blog is whether banks can be innovative when they are risk averse.  My contention is that banks never lead, they only follow.  As a result, they never innovate because they never create anything.  Now I know some banks do generate new ideas, …

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LSE’s systems stretched to breaking point

Share trading on the LSE apparently went wacky today with the wrong prices appearing and showing data higher on the day when today’s session has been lower.  Maybe it’s related to the new systems, MiFID, algo’s and hedge funds … or maybe it’s because banks were coming under pressure from …

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No-one trusts their bank and no bank trusts us

Building on yesterday’s theme around identity, banks have a major dilemma (as do all financial firms) and it’s all to do with trust. Banks trade on trust and yet how far can we trust them and how far can they trust us?  Banks don’t trust customers because customers may be …

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How to steal your identity

I’ve blogged a few times about identity theft and its issues, but it only came home to me how easy such theft can be last week.  My challenge was related to my ageing in-laws who needed to close down a remortgage with their bank but, being rather old and hard-of-hearing, …

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How to steal your identity

I’ve blogged a few times about identity theft and its issues, but it only came home to me how easy such theft can be last week.  My challenge was related to my ageing in-laws who needed to close down a remortgage with their bank but, being rather old and hard-of-hearing, …

Read More »

How to steal your identity

I’ve blogged a few times about identity theft and its issues, but it only came home to me how easy such theft can be last week.  My challenge was related to my ageing in-laws who needed to close down a remortgage with their bank but, being rather old and hard-of-hearing, …

Read More »

Business Journalism

In the taxi on the way home last night after (another) too long day in the office I was listening to a re-broadcast of what sounded like a BBC program on the current market conditions. I was very pleasantly surprised to hear it actually making sense – the talking heads …

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Risk versus reward: a tough balancing act

A while ago I wrote that Risk and Technology are the same thing with the theme that both need the bank’s line of business leaders to be on board.  Then, last week, I spent a few days at a risk management conference and what astounded me is how many people …

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Politician’s Economic Populism

All political campaigns generate their own examples of economic idiocy and this one in Australia has been no exception. Listening to the radio this morning, though, reminded me of this. I thought I was listening to some hick economic populist – then I realised it was a serious policy announcement …

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Politician’s Economic Populism

All political campaigns generate their own examples of economic idiocy and this one in Australia has been no exception. Listening to the radio this morning, though, reminded me of this. I thought I was listening to some hick economic populist – then I realised it was a serious policy announcement …

Read More »

Politician’s Economic Populism

All political campaigns generate their own examples of economic idiocy and this one in Australia has been no exception. Listening to the radio this morning, though, reminded me of this. I thought I was listening to some hick economic populist – then I realised it was a serious policy announcement …

Read More »