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Chris M Skinner

Chris Skinner is best known as an independent commentator on the financial markets through his blog, TheFinanser.com, as author of the bestselling book Digital Bank, and Chair of the European networking forum the Financial Services Club. He has been voted one of the most influential people in banking by The Financial Brand (as well as one of the best blogs), a FinTech Titan (Next Bank), one of the Fintech Leaders you need to follow (City AM, Deluxe and Jax Finance), as well as one of the Top 40 most influential people in financial technology by the Wall Street Journal’s Financial News. To learn more click here...

The credit crunch explained properly

For those of you with ten minutes to spare and access to YouTube, if  you want a good laugh or cry, then here’s the Bird & Fortune* guide to the credit crunch.  Brilliant!   * for our overseas colleagues, John Bird and John Fortune are viewed by many as being …

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Chinese bank buys American bank

As someone involved in predicting the future, it amuses me how often we get things wrong. You’ve heard all the quotes: "a worldwide market of five", Thomas Watson of IBM’s prediction for the global computer market back in 1953, or "640kb of memory is enough for everyone" from Bill Gates.  …

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A banker’s favourite smell is …

Interesting supplement in today’s Times newspaper on careers with an 8-page supplement on careers in Banking.   A few choice quotes: “Confidence in the world’s financial markets is shaky” “Lehman Brothers, UBS, Morgan Stanley and Credit Suisse have all announced redundancies” “Is now the worst time to consider a career in …

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Turquoise announce technology and CEO

After the disappointing outcome over Plus Markets, various factions are coming out and poking fun at Turquoise.  Unlike BOAT, Turquoise has little to show for its efforts so far, and are still looking for a Chief Executive.  What happened? The big difference for me is that BOAT has strong partners …

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Mobile banking: have we got it right?

I am struck by the sheer number of announcements over the past 12 months related to mobile payments and mobile banking.  Nothing wrong with this, but times change fast and I’m already wondering how long mobile will be in vogue. For example, just as the iPod is dead, so is …

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Mobile banking: have we got it right?

I am struck by the sheer number of announcements over the past 12 months related to mobile payments and mobile banking.  Nothing wrong with this, but times change fast and I’m already wondering how long mobile will be in vogue. For example, just as the iPod is dead, so is …

Read More »

Mobile banking: have we got it right?

I am struck by the sheer number of announcements over the past 12 months related to mobile payments and mobile banking.  Nothing wrong with this, but times change fast and I’m already wondering how long mobile will be in vogue. For example, just as the iPod is dead, so is …

Read More »

ACORD Leads In Standards for London Insurance Firms

London-based insurance firms have struggled, largely unsuccessfully so far, to work with each other through electronic channels. ACORD, the US insurance standards organization which has been expanding into international markets, appears to be the leader in driving standards, the key to electronic business, into the London market and its global …

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Do banks really know their customers?

I recently organised two debates at the Financial Services Club entitled "This House Believes We Really Know Our Customers".  Both debates focused upon fraud and money laundering (AML) and the vote at the end of both debates resulted in a resounding rejection … as in this house believes we really …

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Do banks really know their customers?

I recently organised two debates at the Financial Services Club entitled "This House Believes We Really Know Our Customers".  Both debates focused upon fraud and money laundering (AML) and the vote at the end of both debates resulted in a resounding rejection … as in this house believes we really …

Read More »