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Chris M Skinner

Chris Skinner is best known as an independent commentator on the financial markets through his blog, TheFinanser.com, as author of the bestselling book Digital Bank, and Chair of the European networking forum the Financial Services Club. He has been voted one of the most influential people in banking by The Financial Brand (as well as one of the best blogs), a FinTech Titan (Next Bank), one of the Fintech Leaders you need to follow (City AM, Deluxe and Jax Finance), as well as one of the Top 40 most influential people in financial technology by the Wall Street Journal’s Financial News. To learn more click here...

First PayPal, then Google, now Amazon and the Banks

We all know how successful PayPal is but, just in case you missed it, then checkout the story I wrote about them in March.  Speaking of Checkout, there is a potential competitor to PayPal emerging in the form of Google’s Checkout system.  There’s already been a number of spats between …

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JWG-IT News Alert: MiFID Madness

Everyone needs to smile now and then … even MiFID programme managers.  I have failed to come up with a joke about MiFID for two years now, and have decided to stick to think-tanking.  Please help me … As we approach M-Day, please provide your views of the madness by …

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JWG-IT News Alert: MiFID Madness

Everyone needs to smile now and then … even MiFID programme managers.  I have failed to come up with a joke about MiFID for two years now, and have decided to stick to think-tanking.  Please help me … As we approach M-Day, please provide your views of the madness by …

Read More »

Prepaid to top 500 billion by Monday

    500 billion what’s you ask? Well dollars of course. The reason this crops up today is that fellow financial blogger – that’s blogger, no ‘u’ in there in case you misread – Dave Birch of Consult Hyperion has given airing in his latest posting to the prepaid forecasts …

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Prepaid to top 500 billion by Monday

    500 billion what’s you ask? Well dollars of course. The reason this crops up today is that fellow financial blogger – that’s blogger, no ‘u’ in there in case you misread – Dave Birch of Consult Hyperion has given airing in his latest posting to the prepaid forecasts …

Read More »

Fund managers wake up to MiFID and SCREAMMMMM

After three years of anticipation, we’re now just 93 days away from 1st November and the implementation of MiFID.   Now you would think that after 1,217 days of thinking about MiFID’s implications and implementation, that most folks would be ready … pah! Just last week SunGard’s survey (13 page pdf), …

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How the media changes reality: banks liars and bullies

In an eight-page document to the Chief Executives of UK Banks released on Friday, the UK’s Financial Services Authority (FSA) accused the UK Banking industry of being "unfair". The document concludes an investigation into unauthorised overdraft charging complaints procedures.  In softening the blow with an opening "we did see evidence …

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How the media changes reality: banks liars and bullies

In an eight-page document to the Chief Executives of UK Banks released on Friday, the UK’s Financial Services Authority (FSA) accused the UK Banking industry of being "unfair". The document concludes an investigation into unauthorised overdraft charging complaints procedures.  In softening the blow with an opening "we did see evidence …

Read More »

Mobile banking in America creates a big debate

CNBC in the USA ran a report at the end of June on mobile banking.  The report is interesting as 2007 is definitely the year of the mobile phone, or cellphone if you’re American, with Bank of America, Citibank, Wachovia, Washington Mutual, Wells Fargo, and ING Direct all launching mobile …

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Mobile banking in America creates a big debate

CNBC in the USA ran a report at the end of June on mobile banking.  The report is interesting as 2007 is definitely the year of the mobile phone, or cellphone if you’re American, with Bank of America, Citibank, Wachovia, Washington Mutual, Wells Fargo, and ING Direct all launching mobile …

Read More »

SEPA moves to China

Y’know I was going to write an indepth analysis of the ECB’s 5th report on SEPA titled: "SEPA: from Concept to Reality" (31 page pdf download) only to find my Dutch friend Donald at the excellent blogspot Linkdump on Payments had beaten me to it.  If you can’t be bothered …

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IFR publish ‘Who’s Ready for MiFID’?

from PJ Di Giammarino of JWG-IT: The Financial Serivces industry think-tank Thomson IFR announce the publication of ‘Who’s ready for MiFID?’ by PJ Di Giammarino, CEO, JWG-IT Think-Tank. The IFR Market Intelligence report is the first comprehensive healthcheck of EU capital markets’ new capabilities that need to be deployed in …

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IFR publish ‘Who’s Ready for MiFID’?

from PJ Di Giammarino of JWG-IT: The Financial Serivces industry think-tank Thomson IFR announce the publication of ‘Who’s ready for MiFID?’ by PJ Di Giammarino, CEO, JWG-IT Think-Tank. The IFR Market Intelligence report is the first comprehensive healthcheck of EU capital markets’ new capabilities that need to be deployed in …

Read More »