Blog Index

Here are our key posts for the past week … Do banks need a CIO? I was talking with a technology firm the other day.  They offer everything from cloud to core systems.  Their issue is that the competition wins every time.  Not IBM.  Not Accenture.  Not TCS.  Not FIS.  …

  Here are our key posts for the past week … Do banks need a CIO? I was talking with a technology firm the other day.  They offer everything from cloud to core systems.  Their issue is that the competition wins every time.  Not IBM.  Not Accenture.  Not TCS.  Not …

Here are our key posts for the past week … How the system crushes the poor Building on yesterday’s discussion of the digital divide turning into a human divide*, I find it intriguing how we talk incessantly about financial inclusion and how technology will bank the unbanked.  It is our …

Here are our key posts for the past week … Applying Blockchain to Clearing and Settlement I’ve talked a lot about blockchain, but not much lately about the use cases, of which four stand out in terms of real activity: Clearing and Settlement, Trade Finance, Payments and Digital Identity.  I thought …

Here are our key posts for the past week … Applying Blockchain to Clearing and Settlement I’ve talked a lot about blockchain, but not much lately about the use cases, of which four stand out in terms of real activity: Clearing and Settlement, Trade Finance, Payments and Digital Identity.  I thought …

Here are our key posts for the past week … Renewing core systems is like renovating the subways Someone recently equated banks and their systems and structures, to the underground in London.  It’s a lot of pipes, wires, cables and tunnels that were built in the Victorian times and are …

Here are our key posts for the past week … Looking for a live Unicorn I was chatting about Unicorns yesterday.  I won’t say which one we talked about, but one specific firm was being picked on as unsustainable and incorrectly valued.  I was particularly surprised to hear that their …

Here are our key posts for the past week … Need some #FinTech Education? I recently hosted the FinTech University – FU for short – for BBVA in Madrid. #FU @CIBBVA pic.twitter.com/RUqVEDgPgg — Chris Skinner (@Chris_Skinner) June 20, 2016 It was a grand day out full of BBVA companies and partners …

Here are our key posts for the past week … Machines that learn will decimate human jobs … or will they? I was having a debate yesterday where a bank executive was asking me about what the hottest things in FinTech are right now.  My answer was machine learning (AI) …

Here are our key posts for the past two weeks … ANZ don’t need to change core systems … yep and Father Christmas might visit too Well I couldn’t let this one go by without commenting on it.  A regular theme in the blog is get rid of old technology …

Here are our key posts for the past two weeks … What would Brexit mean for the UK financial services industry? I just discovered a really interesting legal view of the implications of the Brexit vote on the UK Financial Services sector.  It was in a magazine by Mayer Brown, …

This week’s news was a summary of the White House Fintech Summit that took place in Washington on June 10. America’s banking regulations strangle innovations I was asked the question the other day as to why there is no new digital bank start-up in the USA … America’s regulations are …

Our main stories of this week includes … Digital is all about the people I got caught up in a conversation about building a new digital bank the other day, and being asked how I would organise the project.  I’m a simple guy and go back to basics, and the basics are …

Our main stories of this week includes … Regulations, Innovations, Sandboxes and #RegTech So I just attended a really interesting two day meeting that covered all things blockchain, regulations, innovation and more. I’ll blog about the bits I can in the next few days, and thought I’d start with an overview …

Our main stories of this week includes … The future of banking, money and finance [Presentation] I’ve been presenting a summary of Digital Bank and ValueWeb for a few months now.  It is the story of the origins of moneykind and, as many have now heard the story, I thought it’s about time to share this …