Future

We seem to be at an intersection. The intersection is the moment that we realise our futures are threatened by many things, particularly the climate emergency. The intersection is that the solution to the climate emergency is a mixture of government, finance and technology. The three areas are critical to solving our future. Government is…

Recently, Dr. Gail Bradbrook of Extinction Rebellion allowed The Finanser to publish a guest piece, which was generally well received. However, one letter stood out as a rebuttal. Gail determined to reply to this view, and so the dialogue carries on below… When economics and investments are led by our better selves Dear Anonymous Banker, I…

I stumbled across an interesting report by Clarivate who, using a statistical analysis, have identified the 100 most innovative companies in the world. Technology advancement is a complex composition of talent, of competition and of need. New ideas emanate from everywhere scientists, engineers and developers reside. What is the methodology? They basically take the inventiveness…

I was thinking about the balance between money, wealth and power, versus health, happiness and love. Is it versus or is it inclusive? Is happiness related to wealth, or is it true that money can’t buy you love? Obviously it’s an existential question and, tbh, I’ve met many happy people who are dirt poor and…

So I blog about money laundering and state versus individual, and find two interesting threads that relate to both. First, if you’re a libertarian then think again. The state is going to crackdown. From ZDNet: Cybercriminals managed to launder at least $8.6 billion worth of cryptocurrency in 2021, according to a new report from blockchain…

I talk a lot about libertarian versus statist views in the context of cryptocurrencies. We talk a lot about decentralised finance versus central bank finance in the context of CBDCs and such like. In general, many are discussing democratisation through decentralisation versus centralisation through control. Who wins and who loses? When the network does not…

The Financial Brand published an interesting piece challenging the use of the word bank in a brand. It got me thinking, and agreeing with their summation, which is yes. Sure, you can have Chime, Chase, Citizens and Truist, but is that the right thing. In fact, on the last point, the use of the word…

I’ve recently engaged with Dr Gail Bradbrook, Co-Founder of Extinction Rebellion and asked if she would write a monthly column for The Finanser. Thankfully she agreed and so at the start of each month I will offer Gail a voice on The Finanser. Here is the first one:   Are we paid to be stupid and dishonest,…

South Park recently did a great skit on NFTs, and one line really resonated with me: The reason the line works so well is that money and finance, markets and companies, countries and laws, are all about beliefs. That’s the basic underlying fundamental. If you believe this contract with this currency authorised by this government…

Based on this article from the Verge, I thought I’d give my explainer of NFTs. What does NFT stand for? NFT stands for Non-Fungible Token, an acronym and phrase that no mere mortal understands. The gist of it is the word Fungible. Fungible means it can be replaced by something else. I give you a…