Chris Skinner's blog

Shaping the future of finance

The main uses of AI in banking

The banking industry has always been at the forefront of adopting new technologies to improve its efficiency, effectiveness, and customer experience. In recent years, Artificial Intelligence (AI) has emerged as a game-changer in the banking sector, transforming various aspects of banking operations, from customer service to risk management, and driving significant changes in the way…

The Finanser’s Week: 3rd April – 16th April 2023

This week’s main blog discussions include … Barry Banker and the Market of Doom I’ve been writing children’s stories for a while, and decided to try to apply my childish impishness to the seriousness of banking. That’s a true FinTech approach where we integrate the parent and child. So, here’s my attempt to create an exciting…

This week’s Fintech Uncut (FU #18)

This week, Visa announced something for the USA that really is a non-issue in Europe – it shouldn’t be news, but it was – for Americans at least! Plus –  there were Zombies, (Swedish House) Mafia and a 78 year old bank robber along with big news about our favourite (non) sponsor Elon Musk and…

Barry Banker and the Market of Doom

I’ve been writing children’s stories for a while, and decided to try to apply my childish impishness to the seriousness of banking. That’s a true FinTech approach where we integrate the parent and child. So, here’s my attempt to create an exciting moment in time: Barry Banker and the Market of Doom. Barry Banker had worked…

How far are we from a world with only robots?

Some predict that, in the near future, the world will be run by AI robots, even Liverpool football team! The thing about AI is that it is only as good as the input it is given. For example, ChatGPT couldn’t give answers to any questions you ask it, without those answers being previously written by…

Start-ups seven deadly sins

I’ve met many FinTech founders and the one thing they have in common is youthful optimism (even those over 30), but I was taken with an article written by Arwa Mahdawi in The Guardian the other day asking why so many so many under 30-year-old founders face jail. You see the thing about youthful optimism…

Are you who you say you are?

As an advocate of digitalisation, I am finding myself more and more conflicted these days. Apps don’t work; settings change; updates mess up my services; processes break and cannot be repaired without a reset; I can’t make a payment as there is no WiFi or mobile data; I can’t get home as FreeNow and Uber…

FinTech and the Future of Finance [World Bank report]

The World Bank released a free report the other day titled: FinTech and the Future of Finance. It’s an interesting read and I was going to summarise it, when I discovered on LinkedIn that my friend Richard Turrin had already done the job. Here you go: “The World Bank” delivers a great read on fintech and…

The embedded, invisible, intelligent bank

When a bank disappears from sight, can it still exist as a bank? The short answer is yes, in an invisible finance world. While I believe that banks and banking will not disappear, I do believe that most banks will. They won’t disappear completely, of course, they will just cease to be something we think…

Islamic finance, Zakat and Hawala

I once wrote a lot about Islamic finance, but haven’t been back there lately. I also used to write a lot about Hawala, but have also not written much lately. They are completely unrelated, except that both are popular in the Middle East, and both sit in my back pocket as examples of how to do…

Intelligent Money - Chris Skinner Keynote @ Pay 360 conference 2024

What is the future?

Learn more

Learn more about Chris

About Chris Skinner

The Past, Present And Future Of Banking, Finance And Technology

Fintech expert Chris Skinner: countries need digital transformation to remain competitive

Join me on Linkedin

Follow Me on X!

Hire Chris Skinner for dinners, workshops and more

Learn directly from from one of the most influential people in technology, gain insights from the world's most innovative companies, and build a global network.

Chris’s latest book

Chris Skinner’s ‘Digital For Good’ Book Launch Event – CFTE

Top 50 Global Thought Leaders and Influencers on FinTech 2023

Chris Skinner
Commentator, CEO of The Finanser and best-selling author at The Finanser

Thinkers360 Thought Leader

Contact Me

Global Awards

Lifetime Achievement Award

Global 100 - 2024 Winner

Chris Skinner - Financial Markets Advisor of the Year - The Finanser - UK 2023

Best Financial Markets Advisor of the Year 2023

30 Best Regtech Blogs and Websites 2023

Kids creating the future bank | TEDxAthens

Captain Cake and the Candy Crew

Captain Cake Winner of a Golden Mom’s Choice Award

TWO-TIME WINNER OF A MOM’S CHOICE GOLD AWARD!

Alex at the Financial Services

Gaping Void's Hugh MacLeod worked with the Finanser