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Shaping the future of finance

Mobile

Predictive, proactive, proximity based payments

After my discussion about the augmented economy which focused upon customer service, I thought about it from the other side: transactiosns. Many years ago, my technology firm made a play for banks to deploy data warehouses to perform predictive analytics based upon consumer propensity models of their data-based behaviours. It may sound a little complex,…

Why ALL banks will change core systems

There's a theme that keeps cropping up at most conferences I attend around the remodelling of banks. It came up again today in a discussion about data leverage at the Asian Banker Summit, and it occurred to me again recently, when I chaired the future focused day at IPS 2013. The theme is how do…

WTF

Why ALL banks will change core systems

There's a theme that keeps cropping up at most conferences I attend around the remodelling of banks. It came up again today in a discussion about data leverage at the Asian Banker Summit, and it occurred to me again recently, when I chaired the future focused day at IPS 2013. The theme is how do…

WTF

Why banks MUST wake up to the mobile social revolution

I was asked to join a panel discussion on social media during a recent conference. A social media masterclass, as it was called. Interesting. Sure, I’ve been blogging and tweeting and facebooking for as long as I can remember, but does that make me a master of social media? I don’t know, but here’s what…

Old Bank

Why banks MUST wake up to the mobile social revolution

I was asked to join a panel discussion on social media during a recent conference. A social media masterclass, as it was called. Interesting. Sure, I’ve been blogging and tweeting and facebooking for as long as I can remember, but does that make me a master of social media? I don’t know, but here’s what…

Old Bank

Banks’ mobile apps fall short of the grade

I got an interesting piece of news about a report on mobile apps this week: "Mobile Apps for Banking 2013" by myprivatebanking, a Zurich-based research firm. According to their analysis, the overall quality of mobile apps for banking is increasing, but there is still a critical lack of more advanced, user-friendly features and content. Apparently,…

Banks’ mobile apps fall short of the grade

I got an interesting piece of news about a report on mobile apps this week: "Mobile Apps for Banking 2013" by myprivatebanking, a Zurich-based research firm. According to their analysis, the overall quality of mobile apps for banking is increasing, but there is still a critical lack of more advanced, user-friendly features and content. Apparently,…

Creating an agile, designer IT Shop from a CIO who knows how

Time to head home after a day in India at the launch of the new design centre for finance launched by Polaris Financial Technology in Chennai (Madras for the old folks out there). As you walk into the Design Centre, you are greeted by a map of the world … completely made out of Indian…

World of rupees

Creating an agile, designer IT Shop from a CIO who knows how

Time to head home after a day in India at the launch of the new design centre for finance launched by Polaris Financial Technology in Chennai (Madras for the old folks out there). As you walk into the Design Centre, you are greeted by a map of the world … completely made out of Indian…

World of rupees

Banks are just data vaults

There have been several themes I’ve explored on the blog lately that are the foundations of my latest presentations: Mobile is irrelevant, it’s the behaviours that are key Money is meaningless, it’s the data that is important Capitalism is dead, we are now ruled by social capitalism  Privacy has gone and security is our greatest…

What is the future?

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Chris Skinner
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