Each year, The Banker magazine (to which I contribute a monthly column) publishes their list of the Top 1000 banks. It’s a great research resource that I’ve been tracking since 1994, when half the banks in the top 10 were Japanese. Now, half of them are Chinese. Ten years ago, they were all American (apart from a…
As the author of a book called Digital Bank, a headline that reads Brits embrace digital banking cannot be ignored. Sure enough, it’s the publication of the British Banker’s Association’s report The Way We Bank Now, the second report analysing the move to phone and online banking by the great British public. This year it…
In late 2013, we researched the views of how payments markets are responding to change. The results are intriguing, so here’s the management summary. If you would like a free copy of the report, just download here. In late 2013, the Financial Services Club ran an online survey, in collaboration with Cognizant and VocaLink, about…
In late 2013, we researched the views of how payments markets are responding to change. The results are intriguing, so here’s the management summary. If you would like a free copy of the report, just download here. In late 2013, the Financial Services Club ran an online survey, in collaboration with Cognizant and VocaLink, about…
A fantastic infographic was sent over to me today by the folks at Open Mobile Media. Main headlines include: banks are the most trusted mobile payment providers (43%) half of all smartphone users expect to adopt the use of mobile wallets in the next three years 1.4 billion people now have smartphones, increasing at 44%…
A fantastic infographic was sent over to me today by the folks at Open Mobile Media. Main headlines include: banks are the most trusted mobile payment providers (43%) half of all smartphone users expect to adopt the use of mobile wallets in the next three years 1.4 billion people now have smartphones, increasing at 44%…
Building on yesterday’s debate about Google and co coming into banking, and the previous discussions of such: Imagine less than 50 banks left in the world by 2030 (why most will not become digital) If you think 'rip out and replace our systems' is naive … think again … and there’s been loads more, I was…
Another presentation that surprised me in Oslo came from Tor Jacobsen, CEO of TSM Nordic. It surprised me as I had no idea about TSM, a mobile wallet provider owned by Telenor and DNB – Norway’s biggest mobile network operator (MNO) and biggest bank – and will launch in the Norwegian market later this year…
There are two Americanisms that are slipping into common lingo over here these days: Black Friday and Cyber Monday. They’re all to do with shopping around Thanksgiving and the build up to Christmas. Thanksgiving is the fourth Thursday of November, and is the day that Americans give thanks for their harvest. It is rooted in…
Just got a note from SWIFT today about a new publication they’ve commissioned with BCG (Boston Consulting Group) into World Payments. Seems a bit strange as McKinsey and CapGemini already product great reports in this space. I don’t mind having another one though, especially as the results have been verified by the SWIFT network, so all numbers…
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