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Opinion

Technoverload

Ipad

Warning: this is a rage against the machine So the iPad comes out. Guess what?  Just as I bought an iPod, the iPod Touch came out. Now, just as I buy the iPod Touch, the iPad comes out. It’s annoying 'cos I want one, but I just bought one.  The …

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Halifax’s marketing is the worst I’ve ever seen …

Every time the new Halifax ad comes on the box, I cringe … Now I’ve blogged about their awful advertising before and how insensitive it seems post-crisis, but this one really gets me down. Not only is it cheesy, poorly executed and raw, but it actually makes most of the …

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What the Halifax should have done …

Howard_Brown_Halifax_Man_Student_Pocket_Guide2

Thinking about the Halifax’s ads a bit more, some may say: “they are so bad, they’re good”, in a Shake & Vac sort of way (one of Britain’s most memorable and iconic ads – see end of blog entry if you want to see it). I disagree. The Halifax ads …

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What is this f****r fee?

So yesterday’s big news is the new Financial Crisis Responsibility Fee, the FCR fee or f****r fee as the bankers are calling it. This is Obama’s big idea to get back lost TARP funds, by introducing a tax of $1.5 million per billion dollars of liabilities on a bank’s balance …

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Survival of the richest

It’s been a difficult time for City bankers, what with all the flak over bonuses and easy money after almost bankrupting the world. The longest lasting row relates to bonuses and remunerations packages. This hit the headlines a year ago, and was debated here with the arguments for and against. …

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Battleground 2010: Sharks versus Gorillas

West Side Story

After West Side Story, the Sharks got over the Jets and are now targeting the Gorillas. Actually nothing to do with music or film, we’re talking banks. Back in the 1950s you had large banks (Sharks) being run around by small banks (Jets) who were nimbler and quicker … so …

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Who am I?

Snow1

I’m sitting in the house. It’s snowing. Look. This is big news. We don't get snow in Britain anymore. Global warming saw to that. So when it's snowing, it's major news headlines. Non-stop BBC reports saying: "it's snowing". And so it's snowing, and Britain has stopped. Literally. Everything has closed …

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Five predictions: were they right?

Misery

Back in January, I made five firm predictions for banking in 2009. Those predictions were: More major European and American banks disappear There will be some spectacular failures in the BRIC economies A Global Financial Regulatory Body is formed The US will drop IFRS Solvent banks gain major market share. …

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Your next employee (Part Two)

Back in August, I blogged about the new generation of employee. This week, I joined a presentation with JP Rangaswami to talk about the impact of technology on our lives, and the subject of Gen Y and the new generation of staff came up again. For those of you who …

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A happy medium for marcroprudential supervision

In the dialogue of the past week or so, an interesting theme has emerged. The theme is globally harmonised rules. In fact, there appears to be a tectonic plate shift towards some form of global neutrality. What I mean by this is that historically, the English have disliked the French …

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