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Fifty Shades of Law: America, Banking and World War III

No, it’s not about flagellation and sado-masochism, although the current regulatory regime is not far off that.  It’s also true that the regulatory regime is pretty mind-boggling these days, with fifty shades of interpretation of fifty shades of law.   This was made clear to me in dialogue with a group of European banks involved in…

George-w-bush

Fifty Shades of Law: America, Banking and World War III

No, it’s not about flagellation and sado-masochism, although the current regulatory regime is not far off that.  It’s also true that the regulatory regime is pretty mind-boggling these days, with fifty shades of interpretation of fifty shades of law.   This was made clear to me in dialogue with a group of European banks involved in…

George-w-bush

2013: an Economic Outlook

OK, OK, it’s time to get down to the real business of blogging, banking and bonuses.  As per my usual form, here are four specific forecasts for the economic movements of 2013: The USA is a solid rock (but) South America is the place to be China becomes a hot consumer market The Eurozone stays…

Growth8

Were Skinner’s 2012 predictions correct?

At the start of the year, I always make a few predictions about what will happen in the following year.  Watch this blog in January for 2013’s predictions.  But what were the predictions for 2012? Well Economically, I made the following forecasts: Asia’s light continues to shine, but not quite as bright American equities is the place…

Were Skinner’s 2012 predictions correct?

At the start of the year, I always make a few predictions about what will happen in the following year.  Watch this blog in January for 2013’s predictions.  But what were the predictions for 2012? Well Economically, I made the following forecasts: Asia’s light continues to shine, but not quite as bright American equities is the place…

Risk is a many splendored thing

I was asked to give a pre-dinner speech by SAS for a group of Chief Risk Officers (CRO’s) in Amsterdam recently. Here’s the speech. Good evening ladies and gentlemen.  I wasn’t sure how to start this evening, and decided to begin with the collective noun for a group of CRO’s.  You are collectively known as a…

Too fast to innovate, too slow to change

As mentioned yesterday, the regulator tries to keep up with the banks who try to keep up with customer, and I said that banks often innovate too slowly. There are many examples of this, but the one that I come back to regularly is Chip & PIN. Chip & PIN has been an enormous success,…

Chip &Pin

Why should we innovate?

I was talking at a conference and a regulator was on the panel.   The panel chair asked him: “should we think about innovation first or regulation?” and he responded by saying: “It is not a question of regulation or innovation.  I would rather ask the question: why do we need innovation at all?  Who is it…

Archive- mag disc

Bank’s biggest weakness: drowning in data

I recently met Big Data in person. In real life. THE BIG DATA. Yes, I did. And here he is … Do you recognise him? No? BIG DATA? The guy. No? Maybe this will help you to remember. Yes, Big Data. The man, the legend, the person … … ah, you thought I meant Big…

Screen Shot 2012-10-23 at 10.57.56

The man behind the mask

I’ve gotten into this habit of using the SIBOS closing party to do something a little bit on the edge.  Controversial, but meant to be funny. Last year I was the world’s hottest banker … … and this year I was anonymous … The problem is that I wasn’t. I was spotted and it didn’t…

Anonymous Rock Star

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