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Payments

PayPal’s ubiquitous vision

A couple of interesting posts about PayPal this week.  First, they presented their ideas about competing with Visa and MasterCard at physical points-of-sale. “PayPal set up several user scenarios that are intended to disrupt the way we pay for things online and in stores today, using a variety of technologies. What stood out was that none…

Not cashless but less cash

I’ve been on travels lately and found myself seriously questioning cash. It began on the journey out to Iceland when I decided ot get some cash from the AMEX office at Heathrow airport. First, the AMEX office wouldn’t take my personal BA-AMEX card, but would accept my AMEX corporate card.  No explanation, rhyme or reason. …

Euro notes

Release: 2011 Survey on the Health of European Payments

Survey reveals that SEPA and the PSD are progressing but liquidity risk needs addressing Research finds liquidity risk is a major potential exposure for the future and calls for more automation The Financial Services Club and Logica revealed the results of their annual research into the state of play in European Payments and the progress of…

Release: 2011 Survey on the Health of European Payments

Survey reveals that SEPA and the PSD are progressing but liquidity risk needs addressing Research finds liquidity risk is a major potential exposure for the future and calls for more automation The Financial Services Club and Logica revealed the results of their annual research into the state of play in European Payments and the progress of…

Alipay: innovation in banking is a good thing

Going back to my discussions in Asia last week, I am intrigued by the results of the interactive voting we performed. I asked a number of questions last week, and have already blogged about one of them: Do you agree that innovation can only be delivered by a CEO or equivalent mandate? Yes – 49%…

Alipay

Alipay: innovation in banking is a good thing

Going back to my discussions in Asia last week, I am intrigued by the results of the interactive voting we performed. I asked a number of questions last week, and have already blogged about one of them: Do you agree that innovation can only be delivered by a CEO or equivalent mandate? Yes – 49%…

Alipay

Massive innovations in payments … not?

Just been through a meeting on payments and all areas of payments from SEPA to Basel III, corporates and trade, risk and liquidity, innovation and change and more. My role was to talk about all things that I see as innovative in payments right now. That’s a long list and so, in the interests of…

How Facebook Credits could replace traditional banking

I just made a comment this week about Facebook Credits being bigger than Amazon by 2020. This was on the back of my favourite stories about Zynga becoming the biggest PayPal merchant in under a year on the back of Facebook games, and how QQ and Second Life currencies have been examples of how virtual currencies can…

How Facebook Credits could replace traditional banking

I just made a comment this week about Facebook Credits being bigger than Amazon by 2020. This was on the back of my favourite stories about Zynga becoming the biggest PayPal merchant in under a year on the back of Facebook games, and how QQ and Second Life currencies have been examples of how virtual currencies can…

Is this the end of the euro?

For the past two years, we have performed a major survey around the euro and the Eurozone, and how the developments of the infrastructures to support this is changing. The survey for 2011 is now live and looks at the world after the PSD and SEPA, particularly the implications of the end of the euro,…

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