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Search Results for: data air

Banks and disintermediation, Part One

Forrester just produced a report about why Google will not become a bank, but will focus upon leveraging their information services around transactions. It’s an interesting viewpoint and one I agree with. As blogged here regularly, Google is unlikely to ever become a bank.  They would lose too many friends.  …

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As Facebook almost died, so did PayPal

PayPal payments 1q14

As I blogged yesterday about how Facebook almost died after missing the mobile wave, it’s interesting that PayPal could have also followed a similar path. PayPal are not an innovator or disruptor, but they are a machine. A growth machine. Their growth is tracked by many, with Payments News being …

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Banks need rock star coders to survive

Satoshi

I was having a debate the other day with two bank CEOs. One runs a direct bank that is going digital and the other runs a branch based bank that is investing in digital. At one point in the conversation, we got into a discussion about coders and, in a …

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That weird and wonderful thing called bitcoin

Bitcoin_Ecosystem_1170

I keep getting into debates about bitcoin and when banks should take notice of bitcoin. C’mon.  If a bank hasn’t noticed bitcoin yet, then they must be a bank completely uninterested in banking strategies. bitcoin is important, but it’s not the be-all and end-all. In fact, it is fairly irritating.

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The Top 1000 Banks in the World 2014

Banker Top 1000

Each year, The Banker magazine (to which I contribute a monthly column) publishes their list of the Top 1000 banks.  It’s a great research resource that I’ve been tracking since 1994, when half the banks in the top 10 were Japanese.  Now, half of them are Chinese.  Ten years ago, they were …

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Things worth reading: 31st March 2014

Things we're reading today include … Security firm Trustwave says Target data breach claims baseless Sir Win Bischoff, Lloyds chairman Investor giant warns banks on pay arrangements ahead of EU bonus cap Banking technology brings 'seismic decline' in branch transactions Even seasoned insiders are stunned by the pace of banking's …

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Omnichannel is so last century, please delete it

I’m at a conference last week and someone says, “I hate the phrase ‘omnichannel’”, and then talked about cloud, big data and more management gobbledygook after dissing omnichannel. Now don’t get me wrong, we all hate buzzwords but I really hate the use of the phrase omnichannel (I call this …

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Omnichannel is so last century, please delete it

I’m at a conference last week and someone says, “I hate the phrase ‘omnichannel’”, and then talked about cloud, big data and more management gobbledygook after dissing omnichannel. Now don’t get me wrong, we all hate buzzwords but I really hate the use of the phrase omnichannel (I call this …

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