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The Biometric Debate

In case any of you have missed it, I’m enjoying a knock-out discussion with Stephen Wilson. Stephen decided to take me to task over my contention that governments will force us into biometric banking. That started over here in mid-June. Over the weekend, Stephen then …

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The Biometric Debate

In case any of you have missed it, I’m enjoying a knock-out discussion with Stephen Wilson. Stephen decided to take me to task over my contention that governments will force us into biometric banking. That started over here in mid-June. Over the weekend, Stephen then …

Read More »

Interesting quote on investing

Paul Kedrosky, one of my favourite bloggers, picked out  a quote from Andy Rappaport of August Capital about social investing — the idea that you can do good via investing in ethical funds.  Andy says:    "A lot of socially responsible funds have this idea …

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They shoot bankers don’t they?

There’s a fascinating roundtable discussion in Prospect Magazine this month. The discussion features: Jonathan Ford, Deputy Editor of Prospect and Chair of the discussion; Anatole Kaletsky, Economic Commentator and Associate Editor of the Times; George Soros, Chairman of Soros Fund Management; Mark Hannam, an independent …

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The Long Tail of Banking

Aneace Haddad has asked me to explain more about my idea of a Long Tail in Banking.   The Long Tail in banking would be a mass market of niche microgroups that incur no cost overheads to manage but, for each transaction, creates a small …

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The Long Tail of Banking

Aneace Haddad has asked me to explain more about my idea of a Long Tail in Banking.   The Long Tail in banking would be a mass market of niche microgroups that incur no cost overheads to manage but, for each transaction, creates a small …

Read More »

PayPal’s Tenth Anniversary

I wrote an indepth analysis eighteen months ago about PayPal’s 100 months birthday and now they’re celebrating their official tenth anniversary, so I thought I would add a small addendum. Although I say it’s a small addendum, it’s quite an interesting one. Basically, I was …

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Who knows their IBAN and BIC?

A question came up in today’s EBA sessions for Joe Pawelczyk, Vice President for International Relations at CHIPS, the American Clearing House for over $2 trillion of wire payments each day. The question seemed quite simple: “Why doesn’t America use IBANs for their bank account …

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Who knows their IBAN and BIC?

A question came up in today’s EBA sessions for Joe Pawelczyk, Vice President for International Relations at CHIPS, the American Clearing House for over $2 trillion of wire payments each day. The question seemed quite simple: “Why doesn’t America use IBANs for their bank account …

Read More »