Welcome to The Finanser, the portal to the knowledge base of the Financial Services Club, chaired by Chris Skinner. To make an enquiry about a speaking engagement, just contact us and, if you are interested in Chris Skinner as a speaker, here’s an illustration of his keynote presentations …
Read More »Omniaccess is the strategic imperative for the 2020s
During the summer and autumn of 2020, I ran an online survey of banks and FinTech firms around their…
Four free reports on the post-pandemic world for banks
I stumbled across a bunch of interesting reports this week, so thought it worth sharing them First, …
Banks must personalise services before others do
It strikes to my digital nerve when I see forms that ask for a FAX number. What’s a FAX? Or someone …
The world is good, bad and mad
Like all of us, I’m fed up with coronavirus coverage and Groundhog Day days. I talk to other folks, …
Jamie Dimon is scared sh*tless of FinTech
It’s a big moment when one of the most respected bankers in the world Jamie Dimon, Chairman and Chie…
The Finanser’s Week: 10th January 2021- 17th January 2021
The main blog discussions this week include … What’s going on with Crypto? A year ago, I invested $1…
An interview with the Elephant
I was really surprised how popular the Elephant became last year. In fact, he seems to have a fan fo…
How have bankers views changed pre- and post- pandemic? [Free Research]
I recently got involved in some research that Salesforce put together at the end of last year. They …
The Terminator meets FinTech
I just received this endorsement from Arnold Schwarzenegger. It’s the Terminator saying I’m a good…
Money is not about jars and pots
I saw this tweet the other day Finally set up @IFTTT and every time I like your tweet 25p goes into …
What’s going on with Crypto?
A year ago, I invested $1,000 in bitcoin. Today, that’s worth $10,000. OK, I made those figures up. …
Forget Where’s Wally, Where’s Jack?
With Jack Ma disappeared and Alibaba and Ant Group possibly nationalised, China’s government i…
The Finanser’s Week: 21st December 2020 – 10th January 2021
The main blog discussions this week include … Happy New Year 2021! Here’s what’s going to happen … A…
What will happen to bitcoin and crypto this year?
Andreesson Horowitz’s Chris Dixon shared a presentation about crypto and blockchain during the…
Five 2021 technology predictions
I was looking for any decent reports on the big tech trends for 2021 and first of all stumbled upon…
FinTech 2021 and beyond
As regular readers will know, I quite like Global Processing Services (GPS), the payments processing…
The outlook for banking in 2021
There are lots and lots and lots of reports and predictions for 2021 in banking. The one I liked the…
Happy New Year 2021! Here’s what’s going to happen …
After a year where every day felt like Groundhog day – same shit, different day (SSDD) – I’m hoping …
The 2020 Fintech Year in Review
I said I was on holiday, which I am, but noticed a very nice round up of 2020’s biggest Fintec…
Happy holidays and all that, see you in 2021
These are my favourite seasonal ecards to wish you a happy holidays, and here’s to a great nex…
2021: things can only get better
This is my last blog of 2020, so I thought I would look back at the year with a personal view. A ter…
What is the future?
I was chatting with a friend the other day, who pointed out my predictions. I don’t like to talk abo…
The Top 11 Blogs of 2020
These are the top 11 most read blogs of 2020 … unsurprisingly, they are mainly about digital t…
The Finanser’s Week: 14th December 2020 – 20th December 2020
The main blog discussions this week include … Can we change The System? Yes, we can … ish I woke up …
The elephant left
This is the sixth in a series of blogs about the elephant, which represents the economy, and the bir…
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Google Maps – Result
I am glad to see someone takes me seriously. Amir from Austrolabe took my suggestion on a Google Maps mash-up and ran with it. The result can be seen here. He has taken up to nine news feeds and the map then takes a pretty …
Read More »Steve Forbes versus Alan Greenspan, Round One
So yesterday we had Alan Greenspan in the morning at the BAI Retail Delivery Show. Caesar’s Palace if they were put in the ring together so I guess they don’t like each other very much. Forbes, who is chairing Rudy Giuliani’s campaign for the …
Read More »Steve Forbes versus Alan Greenspan, Round One
So yesterday we had Alan Greenspan in the morning at the BAI Retail Delivery Show. Caesar’s Palace if they were put in the ring together so I guess they don’t like each other very much. Forbes, who is chairing Rudy Giuliani’s campaign for the …
Read More »Steve Forbes versus Alan Greenspan, Round One
So yesterday we had Alan Greenspan in the morning at the BAI Retail Delivery Show. Caesar’s Palace if they were put in the ring together so I guess they don’t like each other very much. Forbes, who is chairing Rudy Giuliani’s campaign for the …
Read More »Hacking into social networks
Fascinating report in today’s Forbes around social networks being easy fodder for hackers and therefore criminals. The firms at stake include everyone from Google through Facebook, and it is all due to the fact that the more open these communities become for developers to provide …
Read More »Hacking into social networks
Fascinating report in today’s Forbes around social networks being easy fodder for hackers and therefore criminals. The firms at stake include everyone from Google through Facebook, and it is all due to the fact that the more open these communities become for developers to provide …
Read More »Greenspan and the credit crunch
Two of the keynotes at this year’s BAI Retail Delivery Show are Bob Geldof and Alan Greenspan. Bob Geldof, the liberating freedom fighter for justice for Africa, wiping out third world poverty and forcing politicians and bankers to give him their f***ing money, whose six-figure …
Read More »Greenspan and the credit crunch
Two of the keynotes at this year’s BAI Retail Delivery Show are Bob Geldof and Alan Greenspan. Bob Geldof, the liberating freedom fighter for justice for Africa, wiping out third world poverty and forcing politicians and bankers to give him their f***ing money, whose six-figure …
Read More »Greenspan and the credit crunch
Two of the keynotes at this year’s BAI Retail Delivery Show are Bob Geldof and Alan Greenspan. Bob Geldof, the liberating freedom fighter for justice for Africa, wiping out third world poverty and forcing politicians and bankers to give him their f***ing money, whose six-figure …
Read More »Greenspan and the credit crunch
Two of the keynotes at this year’s BAI Retail Delivery Show are Bob Geldof and Alan Greenspan. Bob Geldof, the liberating freedom fighter for justice for Africa, wiping out third world poverty and forcing politicians and bankers to give him their f***ing money, whose six-figure …
Read More »Beware the e-bomb
As many know, I’m a great fan of science fiction and the future. So I get an email today from Forbes where Arthur C. Clarke has given his vision of 2500 A.D. It’s an interesting story, not a new one in some ways, about the …
Read More »Forget branch transformation – spend a few dollars on people
So this week I’m in Las Vegas, land of Elvis Presley impersonators. Funnily enough, it’s a line I use in many presentations. What line you ask? Well, it kinda goes: "Hi, I’m Chris Skinner. I’m not an analyst as analysts tend to talk in …
Read More »Forget branch transformation – spend a few dollars on people
So this week I’m in Las Vegas, land of Elvis Presley impersonators. Funnily enough, it’s a line I use in many presentations. What line you ask? Well, it kinda goes: "Hi, I’m Chris Skinner. I’m not an analyst as analysts tend to talk in …
Read More »Forget branch transformation – spend a few dollars on people
So this week I’m in Las Vegas, land of Elvis Presley impersonators. Funnily enough, it’s a line I use in many presentations. What line you ask? Well, it kinda goes: "Hi, I’m Chris Skinner. I’m not an analyst as analysts tend to talk in …
Read More »Google Maps Mash-Up
When I first saw Google Maps I thought at the time this would be a good thing for me and my kids to discuss the news, where everything was and what is going on where. What is happening now is to cut me out of …
Read More »Google Maps Mash-Up
When I first saw Google Maps I thought at the time this would be a good thing for me and my kids to discuss the news, where everything was and what is going on where. What is happening now is to cut me out of …
Read More »“Thoughts” by Jean-Pierre Landau
I am gradually coming to a general rule on actually reading the speeches published by the BIS – the less interesting the title is, the more likely it is that the speech is actually worth reading. This one "Some thoughts on securitization and financial turbulences" …
Read More »“Thoughts” by Jean-Pierre Landau
I am gradually coming to a general rule on actually reading the speeches published by the BIS – the less interesting the title is, the more likely it is that the speech is actually worth reading. This one "Some thoughts on securitization and financial turbulences" …
Read More »“Thoughts” by Jean-Pierre Landau
I am gradually coming to a general rule on actually reading the speeches published by the BIS – the less interesting the title is, the more likely it is that the speech is actually worth reading. This one "Some thoughts on securitization and financial turbulences" …
Read More »Money laundering in virtual worlds
In the last of a risk-focused week of blog entries, I thought it worth talking about virtual worlds. Now, we talk a lot about virtual worlds these days, after the hype cycle of Second Life and not forgetting the other worlds of Entropia, There, World …
Read More »Risk: Business Enabler or Idea Crusher?
Another subject that regularly crops up in my blog is whether banks can be innovative when they are risk averse. My contention is that banks never lead, they only follow. As a result, they never innovate because they never create anything. Now I know some …
Read More »financial brand award
financial brand award
financial brand award
LSE’s systems stretched to breaking point
Share trading on the LSE apparently went wacky today with the wrong prices appearing and showing data higher on the day when today’s session has been lower. Maybe it’s related to the new systems, MiFID, algo’s and hedge funds … or maybe it’s because banks …
Read More »No-one trusts their bank and no bank trusts us
Building on yesterday’s theme around identity, banks have a major dilemma (as do all financial firms) and it’s all to do with trust. Banks trade on trust and yet how far can we trust them and how far can they trust us? Banks don’t trust …
Read More »How to steal your identity
I’ve blogged a few times about identity theft and its issues, but it only came home to me how easy such theft can be last week. My challenge was related to my ageing in-laws who needed to close down a remortgage with their bank but, …
Read More »How to steal your identity
I’ve blogged a few times about identity theft and its issues, but it only came home to me how easy such theft can be last week. My challenge was related to my ageing in-laws who needed to close down a remortgage with their bank but, …
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