Chris Skinner's blog Shaping the future of finance

So I blog about credit cards not being the major issue yesterday and then realise that it is unsecured debt worth billions.  Just in the USA, credit card debt nears $1 trillion.  Therefore, just to show that it cannot be discounted after all, the Wall …

So I blog about credit cards not being the major issue yesterday and then realise that it is unsecured debt worth billions.  Just in the USA, credit card debt nears $1 trillion.  Therefore, just to show that it cannot be discounted after all, the Wall …

So I blog about credit cards not being the major issue yesterday and then realise that it is unsecured debt worth billions.  Just in the USA, credit card debt nears $1 trillion.  Therefore, just to show that it cannot be discounted after all, the Wall …

Wolfgang Munchau writes in the Financial Times today that the issues we faced in subprime in 2007 are just a mere drop in the ocean, and that this is more than just a subprime crisis: “If this had been a mere subprime crisis, it would …

I don’t, but Tom Hodgkinson of the UK newspaper The Guardian does.  Fascinating article on Facebook’s ownership starring Peter Thiel, one of the founders of PayPal, and statistics on usage which is approaching 60 million worldwide, mainly in the USA, Canada and UK. Read it …

Stonewall have just released their annual ranking of the best employers for gay people in Britain.  Interesting to see who’s who in our community.  For example, of the Top 100, we have quite a few nominations of good gay places in Retail and Investment Banking …

News just in that Tony Blair’s first job since being dumped (ed: leaving office) is with JPMorgan as an advisor.  Wonder when JPM will invade (ed: open a branch in) Iraq then? Oh, they already have.

News just in that Tony Blair’s first job since being dumped (ed: leaving office) is with JPMorgan as an advisor.  Wonder when JPM will invade (ed: open a branch in) Iraq then? Oh, they already have.

Interesting research from Keynote Systems has just been released evaluating website experiences for online banking services in the US and the UK.  The researchers evaluate all sorts of stuff from load handling, response times, average site downtime, brand impact, ease of customer acquisition, customer satisfaction, …

I thought I should balance the books after picking on Citi, SocGen and HSBC yesterday by performing a quick look at the IT industry using Yahoo’s message boards, another favourite.    I love the message boards of Yahoo for seeing what investors really think about …

I thought I should balance the books after picking on Citi, SocGen and HSBC yesterday by performing a quick look at the IT industry using Yahoo’s message boards, another favourite.    I love the message boards of Yahoo for seeing what investors really think about …

Fantastic news from South Korea.  Kookmin Bank and Samsung have joined together to develop the world’s first music and video, MP3 and MP4 playing credit card.    Who needs an iPod?

Many of us start the new year looking for a new job, so I thought I’d dive into the wonderful website The Vault and see who’s hot and who’s not. Now I don’t know if you’ve ever explored The Vault, but it’s a good place …

Many of us start the new year looking for a new job, so I thought I’d dive into the wonderful website The Vault and see who’s hot and who’s not. Now I don’t know if you’ve ever explored The Vault, but it’s a good place …

Welcome to 2008 folks, and I hope you all had a wonderful holiday break. I did … but what goes on at Xmas, stays in Xmas as they say (hic!). Anyways, a year ago, I made a bunch of forecasts for the year 2007.  This …

Welcome to 2008 folks, and I hope you all had a wonderful holiday break. I did … but what goes on at Xmas, stays in Xmas as they say (hic!). Anyways, a year ago, I made a bunch of forecasts for the year 2007.  This …

Welcome to 2008 folks, and I hope you all had a wonderful holiday break. I did … but what goes on at Xmas, stays in Xmas as they say (hic!). Anyways, a year ago, I made a bunch of forecasts for the year 2007.  This …

Welcome to 2008 folks, and I hope you all had a wonderful holiday break. I did … but what goes on at Xmas, stays in Xmas as they say (hic!). Anyways, a year ago, I made a bunch of forecasts for the year 2007.  This …

Gary Silverman, the FT’s US news editor, wrote a column about his surprise to find he and his wife each had a $119.99 charge from TLG Hotline on their JP Morgan Chase credit cards. "We pay our cards automatically, and I don’t always examine the …

Probably it’s just a coincidence that ING has two longish stories in the 4 January FT – one an innovative management framework from Bain that helps the bank keep its international operations in synch and another on how the bank is quietly extending its global …

Way back in mid-December Chris Skinner did a review of retail banking. Here’s an idea he may have overlooked — think about how customers actually use your bank, and for American banks, offer some support for people who work internationally. My personal example, if you …

Way back in mid-December Chris Skinner did a review of retail banking. Here’s an idea he may have overlooked — think about how customers actually use your bank, and for American banks, offer some support for people who work internationally. My personal example, if you …

Way back in mid-December Chris Skinner did a review of retail banking. Here’s an idea he may have overlooked — think about how customers actually use your bank, and for American banks, offer some support for people who work internationally. My personal example, if you …

Plus it’s free, and Web-based. Mint allows users to automatically track and analyze their financial transactions, set budgets, and even send balance updates in text messages to cell phones. From the Forbes interview with its 26-year old founder, Aaron Patzer: “The average user, when they …

            Despite Chris Skinner’s prediction, in an intelligently provocative recent piece, that 2007 was the year that Microsoft committed suicide, even he didn’t say the process would be quick – he predicted the company’s first lost to appear in 2012.      …

I know we aren’t quite to 2008, but I wanted to get a jump on the FT’s nominating committee with "Options, the secret life of Steve Jobs." Written by Fake Steve Jobs, who produces the wonderful Fake Steve blog and by day uses the name …

I know we aren’t quite to 2008, but I wanted to get a jump on the FT’s nominating committee with "Options, the secret life of Steve Jobs." Written by Fake Steve Jobs, who produces the wonderful Fake Steve blog and by day uses the name …

I know we aren’t quite to 2008, but I wanted to get a jump on the FT’s nominating committee with "Options, the secret life of Steve Jobs." Written by Fake Steve Jobs, who produces the wonderful Fake Steve blog and by day uses the name …