Welcome to The Finanser, the portal to the knowledge base of the Financial Services, chaired by Chris Skinner. To make an enquiry about a speaking engagement, just contact us and, if you are interested in Chris Skinner as a speaker, here’s an illustration of his keynote presentations …
Read More »FinTech Forces of the Future, Part One: Economics and Finance
I worry sometimes that my writing these days about how finance, technology and ESG combine will alie…
Don’t beam me out Scotty!
I shared Gail Bradbrook’s and Andrew Cass’s ideas around ESG on Friday, the role of fina…
The Finanser’s Week: 27th June 2022 – 3rd July 2022
This week’s main blog discussions included … The neobank era is just beginning Good friend Ron Shevl…
Beam me out, Scotty
As usual, I take time out on the first of each month to give Gail Bradbrook, co-founder of Extinctio…
An interview with EFMA about the realities of digital for good
I just had a nice interview with EFMA (now Qorus) about the new book Digital for Good (available her…
You can change the world
I hadn’t heard of the campaign make my money matter, until the other day. It’s all about igniting co…
What is the global, digital currency?
I did a presentation in Helsinki the other day about the importance of owning my data. It made me re…
The neobank era is just beginning
Good friend Ron Shevlin sparked off a great debate about neobanks with his snarky column on Forbes t…
The Finanser’s Week: 20th June 2022 – 26th June 2022
This week’s blog discussions include: Six years since #Brexit, where are we? I don’t talk about Brex…
A circular economy or degrowth?
I launched the new book Digital for Good in London the other day, and was joined by many friends in …
Six years since #Brexit, where are we?
I don’t talk about Brexit much. As a Remainer, I was gutted Britain voted to leave. That was six yea…
So, how do we define money?
Benju Shah, Head of the Nordic BIS Innovation Hub for the Bank of International Settlements, followe…
Money is just a belief
We had a great session in Oslo last week focused upon: what is money? The question comes up more and…
What do you believe in?
The belief in crypto has fallen through the floor in second quarter 2022, mainly due to factors from…
The Finanser’s Week: 13th June 2022 – 19th June 2022
The main blog discussions this week included … Welcome to (another) crypto meltdown As a guy who has…
Forget rock and roll, it’s now space and soul
I am regularly asked: what’s the next big thing? Answer: there isn’t one. There are just all the thi…
I sold my soul for a token
Some years ago, as an April Fool, a firm offered a free download of a game as long as, in the terms …
Welcome to (another) crypto meltdown
As a guy who has invested a little in cryptocurrencies, I sat back a year ago in a warm glow. The in…
Is Apple finance going to change the world?
There’s a regular debate about whether BNPL (Buy Now, Pay Later) is a good or bad thing. There’s a b…
The Finanser’s Week: 6th June 2022 – 12th June 2022
This week’s main blog discussions include … Is digital all it’s cracked up to be? I just sent a paym…
And what happens when digital fails?
I have another concern about digitalisation, which is what happens if you’re knocked off the grid? W…
Is digital all it’s cracked up to be?
I just sent a payment to a new company. They sent the details and it involved quite a lot of set-up.…
Let’s talk about Open Regulation
There is an important thing happening that many may have missed imho. We talk all the time about Ope…
Please, please, upgrade me
I loved the show Frasier back in the day. The pithy, pathetic but pure and pleasing ways of Niles an…
FinTech: Separating the wheat from the chaff
Some FinTech firms are quite old. Depending on how you call it PayPal, Zopa and others have been aro…
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G7 creates the Global Ivy League of Banking
The Global Ivy League is the scenario of truth for the future banking markets. More globally harmonised regulation creates less innovation, but more security, amongst the major league players who we feel we can trust. Or rather, our politicians feel we should trust. Read more …
Read More »G7 creates the Global Ivy League of Banking
The Global Ivy League is the scenario of truth for the future banking markets. More globally harmonised regulation creates less innovation, but more security, amongst the major league players who we feel we can trust. Or rather, our politicians feel we should trust. Read more …
Read More »Where Trading and the Internet combine for Liquidity
I saw this blog from a VC in NYC today. It’s entitled: "We Need A New Path To Liquidity" and I had to read that as I thought it would be all about how to trade out of recession or something. But no. It’s about …
Read More »G7 Leaders to meet the Bank Top 10 to fix the credit crisis
According to various reports, the seven finance ministers of the G7 have asked to meet leaders of the ten largest banks, including Citigroup and Mizuho Corporate Bank, tomorrow. The aim is to create a strategy to deal with the widening panic over the global credit …
Read More »G7 Leaders to meet the Bank Top 10 to fix the credit crisis
According to various reports, the seven finance ministers of the G7 have asked to meet leaders of the ten largest banks, including Citigroup and Mizuho Corporate Bank, tomorrow. The aim is to create a strategy to deal with the widening panic over the global credit …
Read More »Microsoft’s Vista is better than the Mac
Not really, but there is a lot more debate about its pro’s and con’s amongst the tech community, with at least some saying it is not that bad. Not many, but a few. I reckon that 95% of Vista users have not had the issues …
Read More »Microsoft’s Vista is better than the Mac
Not really, but there is a lot more debate about its pro’s and con’s amongst the tech community, with at least some saying it is not that bad. Not many, but a few. I reckon that 95% of Vista users have not had the issues …
Read More »SEPA: the Good, the Bad and the Ugly
Earlier this week I attended the launch of a new book, the Future of finance after SEPA. I edited this book and was asked to present a summary of the views provided by the contributors. Bearing in mind that there are over thirty contributors to …
Read More »Skinner’s seriously SWIFT statements
For those who haven’t noticed, I’ve recently started blogging on SWIFT’s community website. Each day I will post something exclusively there that has my intellectual analysis – all of my IQ of 26 therefore – behind it. Here’s what’s been blogged about so far: The …
Read More »Skinner’s seriously SWIFT statements
For those who haven’t noticed, I’ve recently started blogging on SWIFT’s community website. Each day I will post something exclusively there that has my intellectual analysis – all of my IQ of 26 therefore – behind it. Here’s what’s been blogged about so far: The …
Read More »Mobile really is the future of banking
I have often said that tracking the future is normally demonstrated by tracking children’s behaviours. Kids are excited about the future. They are desperately keen to rush headlong into the next week, month and year. "I’m eight and three quarters""I’m twelve but think I look …
Read More »Mobile really is the future of banking
I have often said that tracking the future is normally demonstrated by tracking children’s behaviours. Kids are excited about the future. They are desperately keen to rush headlong into the next week, month and year. "I’m eight and three quarters""I’m twelve but think I look …
Read More »Mobile really is the future of banking
I have often said that tracking the future is normally demonstrated by tracking children’s behaviours. Kids are excited about the future. They are desperately keen to rush headlong into the next week, month and year. "I’m eight and three quarters""I’m twelve but think I look …
Read More »Are you chewing my cash?
It’s a line that may become a classic, in a similar vein to Robert de Niro’s famous Are you looking at me? from the film Taxi Driver. Are you chewing my cash? Why would this line be even remotely notable? Well, there’s a sad …
Read More »Are you chewing my cash?
It’s a line that may become a classic, in a similar vein to Robert de Niro’s famous Are you looking at me? from the film Taxi Driver. Are you chewing my cash? Why would this line be even remotely notable? Well, there’s a sad …
Read More »Why is it that innovations are created by non-banks?
At SIBOS 2004 in Atlanta, Heidi Miller of JPMorgan delivered a keynote address that is still discussed to this day. This is because she asked four critical questions of us: Why do we make things so complicated for our clients? How can we help our customers become …
Read More »Why is it that innovations are created by non-banks?
At SIBOS 2004 in Atlanta, Heidi Miller of JPMorgan delivered a keynote address that is still discussed to this day. This is because she asked four critical questions of us: Why do we make things so complicated for our clients? How can we help our customers become …
Read More »Why is it that innovations are created by non-banks?
At SIBOS 2004 in Atlanta, Heidi Miller of JPMorgan delivered a keynote address that is still discussed to this day. This is because she asked four critical questions of us: Why do we make things so complicated for our clients? How can we help our customers become …
Read More »April Fool: One Step Beyond
Further to my previous notes about Marketing in the Digital Age, this viral: seems to have worked well for Laptops Direct. Apparently, people are happy to have company logo’s tattoed onto their foreheads. Luckily, an April Fool … although 1% of those who saw this …
Read More »April Fool: One Step Beyond
Further to my previous notes about Marketing in the Digital Age, this viral: seems to have worked well for Laptops Direct. Apparently, people are happy to have company logo’s tattoed onto their foreheads. Luckily, an April Fool … although 1% of those who saw this …
Read More »Just ask Mick and Keef
Nothing to do with banking and technology you may say, but this actually has everything to do with banking and technology as it is all about Marketing in the Digital Age and the way we use new channels. To start with, I was intrigued to …
Read More »Just ask Mick and Keef
Nothing to do with banking and technology you may say, but this actually has everything to do with banking and technology as it is all about Marketing in the Digital Age and the way we use new channels. To start with, I was intrigued to …
Read More »Just ask Mick and Keef
Nothing to do with banking and technology you may say, but this actually has everything to do with banking and technology as it is all about Marketing in the Digital Age and the way we use new channels. To start with, I was intrigued to …
Read More »Bank brands suck …
I know, I know … we all want to think we are hip and cool brands, so I got a reality check today from The Brand Channel, who just ran a survey of brandjunkies asking a range of questions: What brand would you most like …
Read More »Bank brands suck …
I know, I know … we all want to think we are hip and cool brands, so I got a reality check today from The Brand Channel, who just ran a survey of brandjunkies asking a range of questions: What brand would you most like …
Read More »Post-MiFID, the challenge is Clearing and Settlement
Today’s Financial Times has a report on algo trading, with the following line in the middle: "Last week Chi-X, an upstart platform majority-owned by Instinet Europe, marked its first anniversary by capturing almost 15 per cent of total trading in LSE-listed shares at one point …
Read More »Post-MiFID, the challenge is Clearing and Settlement
Today’s Financial Times has a report on algo trading, with the following line in the middle: "Last week Chi-X, an upstart platform majority-owned by Instinet Europe, marked its first anniversary by capturing almost 15 per cent of total trading in LSE-listed shares at one point …
Read More »Post-MiFID, the challenge is Clearing and Settlement
Today’s Financial Times has a report on algo trading, with the following line in the middle: "Last week Chi-X, an upstart platform majority-owned by Instinet Europe, marked its first anniversary by capturing almost 15 per cent of total trading in LSE-listed shares at one point …
Read More »