Welcome to The Finanser, the portal to the knowledge base of the Financial Services, chaired by Chris Skinner. To make an enquiry about a speaking engagement, just contact us and, if you are interested in Chris Skinner as a speaker, here’s an illustration of his keynote presentations …
Read More »JPMorgan’s billion dollar bet on banking Britain
JPMorgan had their investors briefing on Monday. It was interesting, with lots of content (you can d…
Why HSBC’s head of ‘responsible’ investing is wrong
I watched Stuart Kirk’s speech at the FT Moral Money conference last week … … and, frankly, was asto…
Digital transformation or purpose-driven banking?
I was reflecting on the fact that I’ve been talking about digital banking for a decade and a half. T…
The Finanser’s Week: 16th May 2022 – 22nd May 2022
This week’s main blog discussions include … The rocky road of cryptocurrencies During May, the floor…
There are rules, regulations and dodges
There are rules and regulations, and then there is leeway and dodges. It’s all down to how the rules…
Are regulations the roots of innovation?
For most of my time working with banks, regulators were about clipping banks’ wings to suit the mark…
The state of neobanking 2022
I just received an interesting report from Simon Kucher & Partners, a marketing strategy consult…
Why crypto does and doesn’t make sense
I’ve been looking at buying a small property using my crypto savings. Practically, this creates an i…
The rocky road of cryptocurrencies
During May, the floor fell out of the cryptocurrency markets with many losing their life savings. Yo…
The Finanser’s Week: 9th May 2022 – 15th May 2022
This week’s main blog discussions include … I just woke up to my cancelled culture Growing up, my br…
I just woke up to my cancelled culture
Growing up, my brother used to try hard to persuade me to attend The Motor Show. He is a petrolhead …
Have you heard of the human library?
I stumbled across the human library the other day. I’d never heard of it, but the idea is that inste…
Could bitcoin destabilise the dollar?
I was thinking about cryptocurrencies and the fact that most of us have heard of bitcoin and Ethereu…
We need same-day financial firms
I’ve been writing about banks needing to refresh core systems for years. and I’m fed up with it. I’v…
Would you like to attend the launch of ‘Digital for Good’?
Chris Skinner, best-selling author of Digital Bank, Digital Human and Doing Digital, has just releas…
The Finanser’s Week: 2nd May 2022 – 8th May 2022
This week’s main blog discussions included: What’s the new book about, Chris? I had an interview the…
Shared experiences and the networked economy
I was in the theatres again recently, watching shows. I love theatre, especially musicals (Ed: is it…
Walk the line: the balance between regulation and innovation
I noted that the FCA is holding the new UK banks to account for their mishaps over customer onboardi…
Stripe’s IPO – how much?
We all got excited a couple of years ago about the biggest FinTech IPO that would ever be listed. An…
The Emperor’s Clothes and Barclays Bank
Here’s the latest blog from Extinction Rebellion’s Co-founder Gail Bradbrook, with her colleagues Ai…
What’s the new book about, Chris?
I had an interview the other day about my new book Digital for Good. It felt like it was a worthy di…
The Finanser’s Week: 25th April 2022 – 1st May 2022
This week’s main blog discussions include: How can you oversee a system you don’t see? I was intrigu…
Are cryptos actually currencies or just gambling?
It’s interesting as I found two studies over the past few days that show Dogecoin and shiba Inu coin…
How can you oversee an algorithm you can’t explain?
After yesterday’s blog How can you oversee a system you don’t see?, Ricardo replied on twitter: Make…
How can you oversee a system you don’t see?
I was intrigued by a post from a friend who had worked for a leading fund manager. Her boss was jail…
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Recent Posts
Beware the e-bomb
As many know, I’m a great fan of science fiction and the future. So I get an email today from Forbes where Arthur C. Clarke has given his vision of 2500 A.D. It’s an interesting story, not a new one in some ways, about the …
Read More »Forget branch transformation – spend a few dollars on people
So this week I’m in Las Vegas, land of Elvis Presley impersonators. Funnily enough, it’s a line I use in many presentations. What line you ask? Well, it kinda goes: "Hi, I’m Chris Skinner. I’m not an analyst as analysts tend to talk in …
Read More »Forget branch transformation – spend a few dollars on people
So this week I’m in Las Vegas, land of Elvis Presley impersonators. Funnily enough, it’s a line I use in many presentations. What line you ask? Well, it kinda goes: "Hi, I’m Chris Skinner. I’m not an analyst as analysts tend to talk in …
Read More »Forget branch transformation – spend a few dollars on people
So this week I’m in Las Vegas, land of Elvis Presley impersonators. Funnily enough, it’s a line I use in many presentations. What line you ask? Well, it kinda goes: "Hi, I’m Chris Skinner. I’m not an analyst as analysts tend to talk in …
Read More »Google Maps Mash-Up
When I first saw Google Maps I thought at the time this would be a good thing for me and my kids to discuss the news, where everything was and what is going on where. What is happening now is to cut me out of …
Read More »Google Maps Mash-Up
When I first saw Google Maps I thought at the time this would be a good thing for me and my kids to discuss the news, where everything was and what is going on where. What is happening now is to cut me out of …
Read More »“Thoughts” by Jean-Pierre Landau
I am gradually coming to a general rule on actually reading the speeches published by the BIS – the less interesting the title is, the more likely it is that the speech is actually worth reading. This one "Some thoughts on securitization and financial turbulences" …
Read More »“Thoughts” by Jean-Pierre Landau
I am gradually coming to a general rule on actually reading the speeches published by the BIS – the less interesting the title is, the more likely it is that the speech is actually worth reading. This one "Some thoughts on securitization and financial turbulences" …
Read More »“Thoughts” by Jean-Pierre Landau
I am gradually coming to a general rule on actually reading the speeches published by the BIS – the less interesting the title is, the more likely it is that the speech is actually worth reading. This one "Some thoughts on securitization and financial turbulences" …
Read More »Money laundering in virtual worlds
In the last of a risk-focused week of blog entries, I thought it worth talking about virtual worlds. Now, we talk a lot about virtual worlds these days, after the hype cycle of Second Life and not forgetting the other worlds of Entropia, There, World …
Read More »Risk: Business Enabler or Idea Crusher?
Another subject that regularly crops up in my blog is whether banks can be innovative when they are risk averse. My contention is that banks never lead, they only follow. As a result, they never innovate because they never create anything. Now I know some …
Read More »financial brand award
financial brand award
financial brand award
LSE’s systems stretched to breaking point
Share trading on the LSE apparently went wacky today with the wrong prices appearing and showing data higher on the day when today’s session has been lower. Maybe it’s related to the new systems, MiFID, algo’s and hedge funds … or maybe it’s because banks …
Read More »No-one trusts their bank and no bank trusts us
Building on yesterday’s theme around identity, banks have a major dilemma (as do all financial firms) and it’s all to do with trust. Banks trade on trust and yet how far can we trust them and how far can they trust us? Banks don’t trust …
Read More »How to steal your identity
I’ve blogged a few times about identity theft and its issues, but it only came home to me how easy such theft can be last week. My challenge was related to my ageing in-laws who needed to close down a remortgage with their bank but, …
Read More »How to steal your identity
I’ve blogged a few times about identity theft and its issues, but it only came home to me how easy such theft can be last week. My challenge was related to my ageing in-laws who needed to close down a remortgage with their bank but, …
Read More »How to steal your identity
I’ve blogged a few times about identity theft and its issues, but it only came home to me how easy such theft can be last week. My challenge was related to my ageing in-laws who needed to close down a remortgage with their bank but, …
Read More »Business Journalism
In the taxi on the way home last night after (another) too long day in the office I was listening to a re-broadcast of what sounded like a BBC program on the current market conditions. I was very pleasantly surprised to hear it actually making …
Read More »Risk versus reward: a tough balancing act
A while ago I wrote that Risk and Technology are the same thing with the theme that both need the bank’s line of business leaders to be on board. Then, last week, I spent a few days at a risk management conference and what astounded …
Read More »Politician’s Economic Populism
All political campaigns generate their own examples of economic idiocy and this one in Australia has been no exception. Listening to the radio this morning, though, reminded me of this. I thought I was listening to some hick economic populist – then I realised it …
Read More »Politician’s Economic Populism
All political campaigns generate their own examples of economic idiocy and this one in Australia has been no exception. Listening to the radio this morning, though, reminded me of this. I thought I was listening to some hick economic populist – then I realised it …
Read More »Politician’s Economic Populism
All political campaigns generate their own examples of economic idiocy and this one in Australia has been no exception. Listening to the radio this morning, though, reminded me of this. I thought I was listening to some hick economic populist – then I realised it …
Read More »Politician’s Economic Populism
All political campaigns generate their own examples of economic idiocy and this one in Australia has been no exception. Listening to the radio this morning, though, reminded me of this. I thought I was listening to some hick economic populist – then I realised it …
Read More »The Bank of England’s Police Force
I live near to the Bank of England’s printworks operated by De La Rue. This is the paper factory that produces all the bank notes for Britain. In fact, I quite often jog around their car park as it’s nice and flat which, in my …
Read More »Viewing the MiFID community in the raw
Welcome to MiFID day. Congratulations. I’m sure this day will be remembered for a long time as the day that Heather Mills, the ex-Mrs. Paul McCartney, went insane. To be honest, it’s all a bit quiet today. Maybe everyone is waiting for the systems to …
Read More »Viewing the MiFID community in the raw
Welcome to MiFID day. Congratulations. I’m sure this day will be remembered for a long time as the day that Heather Mills, the ex-Mrs. Paul McCartney, went insane. To be honest, it’s all a bit quiet today. Maybe everyone is waiting for the systems to …
Read More »