Welcome to The Finanser, the portal to the knowledge base of the Financial Services, chaired by Chris Skinner. To make an enquiry about a speaking engagement, just contact us and, if you are interested in Chris Skinner as a speaker, here’s an illustration of his keynote presentations …
Read More »Why crypto does and doesn’t make sense
I’ve been looking at buying a small property using my crypto savings. Practically, this creates an i…
The rocky road of cryptocurrencies
During May, the floor fell out of the cryptocurrency markets with many losing their life savings. Yo…
The Finanser’s Week: 9th May 2022 – 15th May 2022
This week’s main blog discussions include … I just woke up to my cancelled culture Growing up, my br…
I just woke up to my cancelled culture
Growing up, my brother used to try hard to persuade me to attend The Motor Show. He is a petrolhead …
Have you heard of the human library?
I stumbled across the human library the other day. I’d never heard of it, but the idea is that inste…
Could bitcoin destabilise the dollar?
I was thinking about cryptocurrencies and the fact that most of us have heard of bitcoin and Ethereu…
We need same-day financial firms
I’ve been writing about banks needing to refresh core systems for years. and I’m fed up with it. I’v…
Would you like to attend the launch of ‘Digital for Good’?
Chris Skinner, best-selling author of Digital Bank, Digital Human and Doing Digital, has just releas…
The Finanser’s Week: 2nd May 2022 – 8th May 2022
This week’s main blog discussions included: What’s the new book about, Chris? I had an interview the…
Shared experiences and the networked economy
I was in the theatres again recently, watching shows. I love theatre, especially musicals (Ed: is it…
Walk the line: the balance between regulation and innovation
I noted that the FCA is holding the new UK banks to account for their mishaps over customer onboardi…
Stripe’s IPO – how much?
We all got excited a couple of years ago about the biggest FinTech IPO that would ever be listed. An…
The Emperor’s Clothes and Barclays Bank
Here’s the latest blog from Extinction Rebellion’s Co-founder Gail Bradbrook, with her colleagues Ai…
What’s the new book about, Chris?
I had an interview the other day about my new book Digital for Good. It felt like it was a worthy di…
The Finanser’s Week: 25th April 2022 – 1st May 2022
This week’s main blog discussions include: How can you oversee a system you don’t see? I was intrigu…
Are cryptos actually currencies or just gambling?
It’s interesting as I found two studies over the past few days that show Dogecoin and shiba Inu coin…
How can you oversee an algorithm you can’t explain?
After yesterday’s blog How can you oversee a system you don’t see?, Ricardo replied on twitter: Make…
How can you oversee a system you don’t see?
I was intrigued by a post from a friend who had worked for a leading fund manager. Her boss was jail…
People who fear being tracked and traced … it’s too late
For years now there has been a discussion of having chips inside humans. I was presenting this idea …
FinTech in Russia: how has this changed since the “special military operation”?
As I posted analysis of the state of financial innovation in Ukraine the other day, I thought it on…
The Finanser’s Week: 18th April 2022 – 24th April 2022
The main discussions on the blog this week include … Why old banks should be worried I had an intere…
The nuances of BaaS
I don’t know if you’ve noticed a new start-up called Column, but it’s worth watching as it’s a chart…
I get knocked down, but I get up again
Life is swings and roundabouts … you win some, you lose some. Life is Sliding Doors moments … you lo…
The crypto crept in and is not creeping out
Having spent the last decade saying that cryptocurrencies were rubbish (bankers) or the future (libe…
Why new banks should also be worried
New banks have great opportunities. They can fix all the things old banks do badly, using a clean sh…
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A banker’s favourite smell is …
Interesting supplement in today’s Times newspaper on careers with an 8-page supplement on careers in Banking. A few choice quotes: “Confidence in the world’s financial markets is shaky” “Lehman Brothers, UBS, Morgan Stanley and Credit Suisse have all announced redundancies” “Is now the worst time …
Read More »Turquoise announce technology and CEO
After the disappointing outcome over Plus Markets, various factions are coming out and poking fun at Turquoise. Unlike BOAT, Turquoise has little to show for its efforts so far, and are still looking for a Chief Executive. What happened? The big difference for me is …
Read More »Mobile banking: have we got it right?
I am struck by the sheer number of announcements over the past 12 months related to mobile payments and mobile banking. Nothing wrong with this, but times change fast and I’m already wondering how long mobile will be in vogue. For example, just as the …
Read More »Mobile banking: have we got it right?
I am struck by the sheer number of announcements over the past 12 months related to mobile payments and mobile banking. Nothing wrong with this, but times change fast and I’m already wondering how long mobile will be in vogue. For example, just as the …
Read More »Mobile banking: have we got it right?
I am struck by the sheer number of announcements over the past 12 months related to mobile payments and mobile banking. Nothing wrong with this, but times change fast and I’m already wondering how long mobile will be in vogue. For example, just as the …
Read More »ACORD Leads In Standards for London Insurance Firms
London-based insurance firms have struggled, largely unsuccessfully so far, to work with each other through electronic channels. ACORD, the US insurance standards organization which has been expanding into international markets, appears to be the leader in driving standards, the key to electronic business, into the …
Read More »Do banks really know their customers?
I recently organised two debates at the Financial Services Club entitled "This House Believes We Really Know Our Customers". Both debates focused upon fraud and money laundering (AML) and the vote at the end of both debates resulted in a resounding rejection … as in …
Read More »Do banks really know their customers?
I recently organised two debates at the Financial Services Club entitled "This House Believes We Really Know Our Customers". Both debates focused upon fraud and money laundering (AML) and the vote at the end of both debates resulted in a resounding rejection … as in …
Read More »The Future of Finanical Crises -Merton and Scholes at IAFE NYC
The International Association of Financial Engineers is bringing in two heavy hitters to discuss the future of financial crises — Robert C. Merton and Myron S. Scholes (If you have to ask, this probably isn’t for you), but: Robert C. Merton is the John and …
Read More »The Future of Finanical Crises -Merton and Scholes at IAFE NYC
The International Association of Financial Engineers is bringing in two heavy hitters to discuss the future of financial crises — Robert C. Merton and Myron S. Scholes (If you have to ask, this probably isn’t for you), but: Robert C. Merton is the John and …
Read More »Financial Insights – Top 10 Trends in Banking — The Teaser
And the top three: Information lifecycle management rather than just information management Technology refresh, or Dynamic IT, which involves wrapping new technology around old legacy systems. Sounds like a new name for Saas. It also seems to me that wrapping legacy systems by itself, without …
Read More »Financial Insights – Top 10 Trends in Banking — The Teaser
And the top three: Information lifecycle management rather than just information management Technology refresh, or Dynamic IT, which involves wrapping new technology around old legacy systems. Sounds like a new name for Saas. It also seems to me that wrapping legacy systems by itself, without …
Read More »Tom Peters, Jim Collins — Fairy Tales About Business — IMD’s Phil Rosenzweig
The Halo Effect Takes the glow off some of the most popular business books of the last two decades with an intelligently critical view of methodology. Two weeks ago I pulled “Good to Great” by Jim Collins off my shelf and …
Read More »Tom Peters, Jim Collins — Fairy Tales About Business — IMD’s Phil Rosenzweig
The Halo Effect Takes the glow off some of the most popular business books of the last two decades with an intelligently critical view of methodology. Two weeks ago I pulled “Good to Great” by Jim Collins off my shelf and …
Read More »The future of trading
I recently chaired a breakfast meeting on the future of trading with three key figures from the industry: John Serocold, Director, London Investment Banking Association; Wolfgang Eholzer, Head of Trading Systems Design, Eurex; and Eli Lederman, Managing Director, Electronic and Agency Trading Services, Morgan Stanley. …
Read More »The future of trading
I recently chaired a breakfast meeting on the future of trading with three key figures from the industry: John Serocold, Director, London Investment Banking Association; Wolfgang Eholzer, Head of Trading Systems Design, Eurex; and Eli Lederman, Managing Director, Electronic and Agency Trading Services, Morgan Stanley. …
Read More »Stirring BOAT’s waters
I am regularly hearing half-truths and inaccuracies to cause confusion and issue, and this is particularly true as the battle grows between the old and new exchanges, and the old and new players in the investment markets. One example is BOAT, formerly Project Boat. Due …
Read More »Stirring BOAT’s waters
I am regularly hearing half-truths and inaccuracies to cause confusion and issue, and this is particularly true as the battle grows between the old and new exchanges, and the old and new players in the investment markets. One example is BOAT, formerly Project Boat. Due …
Read More »Stirring BOAT’s waters
I am regularly hearing half-truths and inaccuracies to cause confusion and issue, and this is particularly true as the battle grows between the old and new exchanges, and the old and new players in the investment markets. One example is BOAT, formerly Project Boat. Due …
Read More »The alien world of Exchanges
Yesterday was interesting. I was invited to speak at a conference for Exchanges and the expected players were there: Deutsche Bourse, Reuters and the London Stock Exchange (LSE); and then there were the newer markets with the Prague, Warsaw and Bratislava Stock Exchanges; and then …
Read More »The alien world of Exchanges
Yesterday was interesting. I was invited to speak at a conference for Exchanges and the expected players were there: Deutsche Bourse, Reuters and the London Stock Exchange (LSE); and then there were the newer markets with the Prague, Warsaw and Bratislava Stock Exchanges; and then …
Read More »Banks accused of laundering
After yesterday’s news that Lloyds TSB and the Bank of Cyprus are accused of having "knowingly assisted" a money launderer, I do wonder whose job it is to police the financial markets for villains. Obviously, the banks will monitor fraudulent activity as they don’t want …
Read More »Banks accused of laundering
After yesterday’s news that Lloyds TSB and the Bank of Cyprus are accused of having "knowingly assisted" a money launderer, I do wonder whose job it is to police the financial markets for villains. Obviously, the banks will monitor fraudulent activity as they don’t want …
Read More »Banks accused of laundering
After yesterday’s news that Lloyds TSB and the Bank of Cyprus are accused of having "knowingly assisted" a money launderer, I do wonder whose job it is to police the financial markets for villains. Obviously, the banks will monitor fraudulent activity as they don’t want …
Read More »The New Science of Buyology
Although Biology is a well-known science, there is a lesser known but of growing importance science that is also, by coincidence, called Buyology. Buyology has been used in other context (google the word and you get just over 500 returns, most of which are for …
Read More »The New Science of Buyology
Although Biology is a well-known science, there is a lesser known but of growing importance science that is also, by coincidence, called Buyology. Buyology has been used in other context (google the word and you get just over 500 returns, most of which are for …
Read More »NYC Quantitative Modeling & Financial Market Dynamics
World renowned experts will be speaking at Quantitative Modeling & Financial Market Dynamics , to be held from 4-8 pm Oct. 31 at 7city Learning, 55 Broad Street. This first annual QuantDay event will be hosted by Numerical Algorithms Group (NAG), in conjunction with Wilmott …
Read More »NYC Quantitative Modeling & Financial Market Dynamics
World renowned experts will be speaking at Quantitative Modeling & Financial Market Dynamics , to be held from 4-8 pm Oct. 31 at 7city Learning, 55 Broad Street. This first annual QuantDay event will be hosted by Numerical Algorithms Group (NAG), in conjunction with Wilmott …
Read More »