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Money Sandboxes Research

I recently had exposure to two industry reports that are worth bringing to your attention.  The first is the Innovate Finance research into Industry Sandboxes. Commissioned by the Financial Conduct Authority (FCA), the UK regulator, the aim was to identify how Industry Sandboxes, rather than Regulatory Sandboxes, can help to …

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The legacy clock is ticking

Further to my recent trip to Pakistan Business Recorder (their version of The Financial Times) interviewed me in depth about what is happening in FinTech.  Here’s what they published: ‘The clock is ticking for Pakistan’s legacy banks,’ Chris Skinner, global fintech expert An independent commentator on financial markets and fintech through his blog, the …

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Hong Kong’s FinTech Strategy

It shows how important FinTech is when major financial centres vie for focus.  London has been leading the charge to be the FinTech capital of the world, but many other cities are nipping at their toes.  So I was intrigued to see Hong Kong issue their FinTech strategy today.  Here’s …

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FinTech versus Banks, Round One: PSD2

I got a very interesting heads-up yesterday to a campaign the European FinTech start-ups have kicked off to try and stop the big, nasty banks screwing them with their version of PSD2.  I’ve previously blogged that the banks will implement non-standard APIs to make it difficult to access their services without …

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Frictionless Finance with FinTech

Larry Summers, former director of the National Economic Council for President Barack Obama, writes a regular column in The Financial Times.  His latest piece is his take on FinTech, which has the main headline that FinTech is taking away frictions in finance.  Yep.  The frictions are illustrated by things like interchange …

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What a load of COBOLx

I was inspired to think more about the legacy challenge in the legacy economies when I saw this article by the inimitable Anna Irrera (she’s worth following if you’re on twitter).  She was lamenting the state of US bank systems and how they’re hiring retired programmers just to keep the …

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What’s it like being unbanked?

I’ve just spent the last three weeks travelling around too many places to mention, including Germany, UAE, UK and three very different countries: Argentina, Colombia and Pakistan. Argentina is a huge and diverse country of over a million square miles, and a population of 40 million; Colombia is one of …

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