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The largest payments company in the world that most people have never heard of

I blogged a year ago about TechFin, the incumbents’ view of applying technology to existing banking services, versus FinTech which seeks to transform the financial system.  That has become one of the top search terms to find my blog, as it turns out, mainly because my blog entries are the first …

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Branches more important than apps?

Building on my challenger bank discussions, there’s some interesting points coming out of a new report by Price Waterhouse Coopers (or Playing the Wrong Cards as they’re now called, after the Oscars) on challenger banking.  It’s well worth a read, especially as they found that having branches is more important than …

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The Grade II Listed Bank

I got a laugh the other day when I referred to Grade II Listed Banks, but I was serious.  For overseas readers, we have a system in Britain of listing heritage buildings.  They have various grades which restrict what you can do with them.  Grade I means you can’t really change the …

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BIS endorse Distributed Ledger Technology (DLT) for payments clearing and settlement

I’ve just been alerted by friend Gijs Boudewijn to the release of a fascinating white paper by BIS, the Bank for International Settlements (the guys who do Basel stuff and are big cohonez in banking circles).  Their Committee on Payments and Market Infrastructures released Distributed ledger technology in payment, clearing …

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