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The unbankable banked

unbanked

Reflecting on the last year, it’s been crazy.  I feel like I’ve spent most of the year jumping on and off airplanes.  Most visited cities are London, for obvious reasons, and Singapore.  I must have been there five or six times this year, and that reflects Singapore’s ambitions to be …

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Which countries are leading financial inclusion?

Adasa John receives a phone call in her field in Rudewa Mbuyuni location near Morogoro, Tanzania on May 27, 2014.

Building upon Friday’s discussion of how the system treats the poor, there are interesting movements afoot at the Brookings Institute.  If you’re not familiar with Brookings, it is one of America’s oldest Think Tanks and provides independent research into social sciences, particularly economics, governance and foreign policy, for the US …

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Mobile wallet wars? They haven’t even begun …

Mobile

Looking back on 2015, it’s obvious that blockchain was the big focus as mentioned last week.  There were other things though, particularly the increasingly intriguing wallet wars.  Mobile wallet wars have been bubbling for a while, with stagnant attempts to achieve something from the likes of O2 and Orange. Let …

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What’s happening with mobile money? [Infographic]

Mobile 2012

I'm a big fan of We are Social who publish a yearly in-depth review of the onward march of the mobile social internet.  The reason is that you can see how things are changing.  For example, in their 2012 stats, mobile subscriptions are highly active across the world … … but …

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Can I borrow your phone? How mobile is changing the game

Sexting

I recently had one of those moments.  Those moments are when you realise how the world has changed.  Fundamentally.  I have them every now and again, and this one occurred at the train station.  As I arrived at the ticket office, a young man was looking helpless.  He turned to …

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Does anyone really need a mobile wallet?

O2 wallet1

Reflecting on another conversation at last week’s conference, there were lots of discussions about why the mobile wallet wars were lost.  No one’s won the mobile wallet war yet, not even Apple, but it is there to be won.  In fact I wondered why it took a firm like Apple …

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