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The truth about bitcoin

It’s been an interesting few weeks, watching bitcoin’s rollercoaster ride as it rises to valuations over $4,000 and then dives to almost $2,000 before rising again to near $6,000. This is for an asset that just a year ago you could have purchased for a few hundred dollars. The rise …

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Who owns the customers’ data?

Following on from the discussions about identity on Monday, it gets interesting to think about the customers’ data and who owns it, especially in light of the Payment Services Directive 2, PSD2 for short, which comes into force at the start of next year.  The regulation forces banks to open …

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The US dollar is no longer American

I had an interesting experience in Lebanon recently, where the accepted currency is the Lebanese pound or the US dollar. In fact, the US dollar is preferred as, since the civil war in the country, the Lebanese pound has been tied to the US dollar at 1500 Lebanese pounds per …

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I’m an Englishman in China

I talked earlier about the homogenization of the world as we are all become globally connected, seeking global brands using a global language through global platforms.  I truly believe that will happen, as it’s the natural outcome of the fourth age of humanity where we become digital humans, but there’s …

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The crazy world of crypto currencies and ICOs

I’m boarding a flight yesterday and murfing (mobile surfing).  Flicking between Facebook apps, twitter, bank account, BBC news and more.  Suddenly I spot a new ICO – Initial Coin Offering – for a new bank.  From Wikipedia: “An initial coin offering (ICO) is a means of crowdfunding the release of a new cryptocurrency. Generally, tokens …

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