What if your money is inside your brain?
Building on yesterday’s idea of the future world, where our brains are connected 24*7 in real-time to the network, what would that mean for financial services? Well, I’ve blogged about this a few times already: Invisible banking is the place to be Nobody wants embedded finance Specifically, if we think of money as part of…
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What will happen when your brain is ’embedded’?
I was thinking about embedded, intelligent finance and imagining the future. There are many scenarios, but one that I kept returning to is when you have infi inside (intelligent finance inside). A chip in your brain, and you can run your life on automatic. It may seem phantasmagorical but there are several examples of where…
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Everybody wants to rule the world … well no, Apple does
Apple rules the world. Assailed by Google/Alphabet, Facebook/Meta, Samsung and more, Apple has sustained an incredible trajectory to become a three-trillion-dollar company. Apple is now worth more than the entire FTSE100 list of companies … In terms of competitors, only Microsoft comes close which, some say, is mainly due to OpenAI’s ChatGPT, but Apple’s dominance is…
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Can we have FedNow now?
There have been lots of write-ups about the launch of FedNow which went live last Thursday. FedNow is a real-time payments service for American banks, and gives them 24*7 real-time money transfers throughout its interbank system. Woo-hoo! As Stephany Kirkpatrick, Founder and CEO of Orum, explains on Quora: FedNow is an upcoming instant payment platform…
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The state of global payments
FIS with WorldPay just produced an interesting report about the state of global payments. EXECUTIVE SUMMARY: THE STATE OF PAYMENTS TODAY In 2023, the Global Payments Report continues its core mission to detail the contours of consumer payment behaviour at checkout both in-store and online, and to offer merchants and the broader payments industry key…
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New books, awards and networking … amazing innovations and insights in banking, cards and payments
I was just in London for two major events. One, the launch of Leda Glyptis’s new book Bankers Like US … Great night with @LedaGlyptis and friends yesterday for the launch of “Bankers like US” pic.twitter.com/LG4OhgVhCn — Chris Skinner (@Chris_Skinner) February 2, 2023 … and second for the Card & Payments Awards. Here we go ……
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ISO 20022 … or is it ISO 20023 … 20024 … 20025?
Anyone who has attended a Sibos conference or similar payments meeting will have heard the buzz about ISO 20022 for years. The idea is that this will unite the global banking industry with a new standard for all payments messages. What is ISO 20022? ISO 20022 is best described as the future of financial messaging,…
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Intelligent Money: Our Future Is Where We Do Not Think About Money, As Our Money Thinks For Us
What is the future?
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