What if your money is inside your brain?
Building on yesterday’s idea of the future world, where our brains are connected 24*7 in real-time to the network, what would that mean for financial services? Well, I’ve blogged about this a few times already: Invisible banking is the place to be Nobody wants embedded finance Specifically, if we think of money as part of…
What will happen when your brain is ’embedded’?
I was thinking about embedded, intelligent finance and imagining the future. There are many scenarios, but one that I kept returning to is when you have infi inside (intelligent finance inside). A chip in your brain, and you can run your life on automatic. It may seem phantasmagorical but there are several examples of where…
Everybody wants to rule the world … well no, Apple does
Apple rules the world. Assailed by Google/Alphabet, Facebook/Meta, Samsung and more, Apple has sustained an incredible trajectory to become a three-trillion-dollar company. Apple is now worth more than the entire FTSE100 list of companies … In terms of competitors, only Microsoft comes close which, some say, is mainly due to OpenAI’s ChatGPT, but Apple’s dominance is…
Can we have FedNow now?
There have been lots of write-ups about the launch of FedNow which went live last Thursday. FedNow is a real-time payments service for American banks, and gives them 24*7 real-time money transfers throughout its interbank system. Woo-hoo! As Stephany Kirkpatrick, Founder and CEO of Orum, explains on Quora: FedNow is an upcoming instant payment platform…
The state of global payments
FIS with WorldPay just produced an interesting report about the state of global payments. EXECUTIVE SUMMARY: THE STATE OF PAYMENTS TODAY In 2023, the Global Payments Report continues its core mission to detail the contours of consumer payment behaviour at checkout both in-store and online, and to offer merchants and the broader payments industry key…
New books, awards and networking … amazing innovations and insights in banking, cards and payments
I was just in London for two major events. One, the launch of Leda Glyptis’s new book Bankers Like US … Great night with @LedaGlyptis and friends yesterday for the launch of “Bankers like US” pic.twitter.com/LG4OhgVhCn — Chris Skinner (@Chris_Skinner) February 2, 2023 … and second for the Card & Payments Awards. Here we go ……
ISO 20022 … or is it ISO 20023 … 20024 … 20025?
Anyone who has attended a Sibos conference or similar payments meeting will have heard the buzz about ISO 20022 for years. The idea is that this will unite the global banking industry with a new standard for all payments messages. What is ISO 20022? ISO 20022 is best described as the future of financial messaging,…
Intelligent Money: Our Future Is Where We Do Not Think About Money, As Our Money Thinks For Us
What is the future?
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