Branches aren’t needed for advice or transactions … it’s all about trust
Returning to the branch discussions, I picked up on Jim Marous’s recent podcast with Bank of America (BoA) which is headlined: BofA is Building 150 New Financial Centres at $5 Million Each. Here’s Why The podcast focuses on the fact that BoA is opening new branches focused upon advisory services having almost halved its branch…

When a bank makes you redundant via an email asking for your laptop back
I’ve been made redundant twice in life: once unfortunately and the other time voluntarily. The unfortunate event was an interesting moment. We knew the company were going to make lay-offs, and HR gathered everyone on a Wednesday to have meetings. We knew the meetings would be redundancies, but just did not know who would be…

Let’s get jiggy with it
I hadn’t heard of a mouse jiggler until today. What’s one of those? Well, it turns out they are a simple USB dongle or software download that makes it look like you’re using your computer because the mouse is constantly moving and clicking. Amazon recommends this one … … and it costs just $5! So what?…

Has the G20 agreed to launch a global CBDC?
The G20’s central banks announce a global alliance for digital currencies It’s been bubbling away for a while but, as central banks are launching CBDCs (Central Bank Digital Currency) all over the world, there is now a G20 agreement to create a global digital currency. Initiated by Christine Lagarde at the European Central Bank (ECB),…

The crime committed by finding Knights Templar’s Crusader Coins in a field
I know that my blog is focused upon finance, technology and the future, but there are moments where something hits you about the past and makes you consider it. This is one of those days. I wrote some years ago about the creation of Switzerland being based upon the Knights Templar, which created a state…

The Dunning-Kruger effect, as inspired by a bank robbery
I had never heard of the Dunning-Kruger effect until the other day. Inspired by a bank robbery, Professor David Dunning worked out that people sit at opposite ends of a spectrum of confidence. Some are hugely confident and competent whilst, at the other end of the spectrum, they are hugely confident but completely incompetent. How…

























