This week’s main blog discussions include … Is fintech complicating the process of payments? Everything I read talks about simplified customer experience in payments and yet, when I look at it, the process of payments is becoming far more complicated. You made a payment in the old world with a bank note or cheque, and…
This week’s main blog discussions include … How regulations are forcing banks to open branches I wandered back into the old world of EU regulations the other day in Switzerland, debating CRD VI and the demand that banks must have branches in every EU country when they offer full service banking, including deposits and lending….
This week’s main blog discussions include … The rise and rise of ransomware There’s a very interesting analysis of the cyber attacks on Marks & Spencer, the Co-op and Harrods on the BBC this week. If you have access to their iPlayer, then it’s well worth a watch. If you don’t, then here’s the summary as…
This week’s main blog discussions include … The regulation versus innovation debate continues I just attended two events – one fintech and one regulatory. The contrast could not have been more different. The fintech event was buzzing with activity and youth; the regulatory event was very serious and full of suits. It reminded me of…
This week’s main blog discussions include … How China’s banks and fintechs are using AI to leapfrog the world For quite a while, I have been amazed by China’s innovations in fintech from Ant to WeBank. My first visit to a Chinese bank in the 1990s, they were using Abacuses to calculate transactions; now they…
This week’s main blog discussions include … What would you do if you lost a billion dollars? Whilst walking the dog, I’ve been entertained by a fascinating series of podcasts on BBC Sounds called Fool’s Gold. It tells the story of two detectorists – folks who search everywhere using metal detectors – who found gold…
This week’s main blog discussions include … The issue with digital In my presentations these days are five key themes: the fintech revolution; cryptocurrency creation; distributed ledger technology; the AI world; and quantum disruption. I could add to the list – the metaverse, 6G+, robots, etc – but these are the top five in the…
This week’s main blog discussions include … AI will create 170 million jobs while replacing 92 million … the question is: what jobs? Every day there are more and more headlines about artificial intelligence (AI) AI and its impact on life, the world and the future. The latest one is a good one, which is…
