This week’s main discussions include … Money only works in a trusted, shared system … which is why blockchains don’t work There’s a fundamental truth about money that we often forget: money only works because we all agree to use the same system. Whether it’s Visa, SWIFT or central bank money, the power of finance…
This week’s main discussions include … Programmable liquidity: five foundations reshaping modern treasury I had a great chat the other day – the first in a series of three – with Quant’s Chief Product Officer Martin Hargreaves about programmable liquidity. What’s that? Read on … Programmable liquidity: five foundations reshaping modern treasury How is programmable…
This week’s main discussions include … What is x402 and why will it transform payments? The next era of payments: when money moves at internet speed I just found an interesting report by KPMG about a new payment standard called x402. Have you heard of it? If you haven’t, it’s built to ensure open, free, frictionless…
This week’s main discussions include … The Intelligence Revolution I just did a webinar sponsored by Xpand IT. Here is a summary: From Physical to Digital to Intelligent: The Third Revolution of Finance Let me start with a simple question. How many of you think we’re living through a period of unprecedented change in finance?…
This week’s main discussions include … Stripe buying PayPal? Wow! Two headlines really struck me this morning. The first is that Stripe is now valued at over $150 billion – I’ve been following Stripe’s valuations for over a decade (it was just over $9 billion in 2016) … … and the second is that they…
This week’s main discussions include … The future is right here, right now In the last day, I’ve been blown away by two developments coming out of China. One is an AI movie sequence that’s only 15 seconds long; the second was the Spring Festival celebration to welcome the New Year of the Fire Horse….
This week’s main discussions include … The Fat Finger Syndrome I was intrigued to read that a major cryptocurrency exchange in South Korea, Bithumb, had an internal error where an employee sent customers a prize that should have been 620,000 Korean won (around $423) to 695 qualifying customers, but instead credited accounts with 620,000 bitcoins…
This week’s main discussions include … Cryptocurrencies are rife with scams and money laundering This is not a headline I am happy to share but, after being scammed, it is time to share it. After all, you would think that, working in finance, I would be savvy to all criminal scams. I’m not. Sure, the…
This week’s main discussions include … Why bank branches still matter Many have argued for years that branches are dead. Many in the fintech world believe that people don’t need branches. Wrong. A bit like cash, the pandemic forced a change of behaviour. Human needs for human service (why branches matter, part two) I’ve recently…
