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Blog Index

The Finanser’s Week: 17th March – 23rd March 2025

The main blog discussions this week include … Is the use of cash a fundamental human right? We are moving rapidly to a world without cash. In fact, the phrase war on cash was coined (coins?) by the card companies years ago. The aim was to get everyone moving to cards, not cash. It’s now…

The Finanser’s Week: 10th March – 16th March 2025

This week’s main blog discussions include … You and your digital twin are in danger A phrase that’s been rising recently is digital twin. My definition of a digital twin is not the same as others. I would define a digital twin as the digital version of you or your organisation. Over time, you build…

The Finanser’s Week: 3rd March – 9th March 2025

This week’s main blog discussions include … Trump’s secret strategy to replace the US dollar with bitcoin? The trade tariff war that Donald Trump introduced on March 3rd has created a situation where the world is at war. Trade war. China responded by saying that they would hit back by imposing 10-15% tariffs on US…

The Finanser’s Week: 24th February – 2nd March 2025

This week’s main blog discussions include … European regulation strangulation, part 2 America innovates, China replicates and Europe regulates I often find the maze of European regulations hard to follow and track. It’s ok if you’re tracking one – like that Payment Service Directives and Regulations – but when you’re trying to track many, it’s…

The Finanser’s Week: 17th February – 23rd February 2025

This week’s main blog discussions include … Why are CBDCs not working? After many years we have had many discussions of many countries and many banks talking about launching many central bank digital currencies (CBDCs). Today, only three countries have a live CBDC: the Bahamas, Jamaica and Nigeria. Doesn’t that feel a bit strange? Well,…

The Finanser’s Week: 10th February – 16th February 2025

This week’s main blog discussions include … Is BaaS dead? I see a lot of people writing that Banking-as-a-Service (BaaS) is dead. That saddens me a little, as I created the term twenty years ago – have I mentioned this before? – but I agree. It is now past its prime. It was replaced by open…

The Finanser’s Week: 3rd February – 9th February 2025

This week’s main blog discussions include … Elon Musk now controls the American payments system I feel like a continual splurge of Musk is happening, ever since Donald Trump became President, but the latest is really interesting as Elon Musk is now in control of the Treasury department payments system that runs America. The challenges of…

The Finanser’s Week: 27th January – 2nd February 2025

This week’s main blog discussions include … Five key impacts of #Brexit five years on Five years ago, on 31 January 2020, the UK left the European Union. BBC Verify, the BBC’s fact checking service, just wrote a really interesting report on the impact. They cite analysis in five key areas: trade, immigration, travel, laws…

The Finanser’s Week: 20th January – 26th January 2025

This week’s main blog discussions include … Digital Trust: How do you know you are you? For many years now, we have been talking about digital identity. The core is how to prove you are you. You have to be identified, verified, authenticated and approved. You would think with so many layers of monitoring access…

The Finanser’s Week: 13th January – 19th January 2025

This week’s main blog discussions include … Britain’s recent budgets feel like a long walk on a short cliff I’m not going to make any political statements, but have been watching UK political activity for the past few months, as has Elon Musk and others. In particular, there have been two milestone budget events in…

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