Blog Index

2024 has been a bumper year for this blog. According to Google Analytics, the blog has 175,000 active users, an increase of 30% over 2023, with near 300,000 views and a million interactions and so, as usual, I share the most read blog entries at the end of the year. Here are the Top 10…

This week’s main blog discussions include … The challenge is how to deliver freedom, security, control and privacy A really interesting conversation popped up during a meeting with a fintech yesterday. The core of the discussion was around trust and identity – my favourite themes of the moment – and we got into a debate…

This week’s main blog discussions include … Is it debanking or derisking? I wrote in April about debanking my bank before they debanked me, which is a theme regularly popping up in UK media. The debanking process is where, without notice, a bank decides that your account is suspicious and blocks it for no apparent…

This week’s main blog discussions include … When everything is digitised, what do humans do? I was recently asked: Where are the boundaries of digitalisation (are there any)? We all would have different answers to this one, but there are boundaries to digitalisation. The main boundary is where technology is replacing the human, rather than…

This week’s blog discussions included … Tally-ho! No, it’s not exciting fox hounds – it’s all to do with accounting I thought I had just found a new podcast called Money by David Walliams, the famous British comedian and children’s author. Then I found out it is by David McWilliams, the less famous Irish economist…

This week’s main blog discussions include … Will the new America be based upon a digital dollar that is stable? It’s fascinating how things change. Donald Trump is President-Elect and bitcoin’s price soars to over $80,000. Quite predictable as he will be the crypto-President, as mentioned in July,  but maybe a forecast of a bitcoin…

This week’s blog discussions include: What does Trump’s victory mean for banks, tech, fintech and the future? Unsurprisingly, after a major election that will influence the Western world, the election of Donald Trump resulted in a flood of PR releases and contacts to tell me how this will influence the economy, Europe and the world….

This week’s blog discussions include … Banks make millions from the most vulnerable As mentioned, I’m dealing with my mother’s financial affairs as she reaches end of life, and I’m finding it incredibly frustrating. The process is that there first needs to be a Power of Attorney in place. Luckily, she saw that coming and…

This week’s main blog discussions include … The Lloyds Bank Turd If you’re having breakfast or eating right now, please do not read this blog entry. I really didn’t want to write this blog, but it’s too irresistible to ignore. In fact, I cannot believe I haven’t seen this before as, the other day, guess…

This week’s main blog discussions include … Is 2025 Meta’s nemesis year? Thinking about the Big Tech firms, most of them are enabling commerce. Amazon and Apple are building specific structures to make buying and selling easy. But one company is enabling fraud, scams and criminal activities. Meta. Meta runs Facebook, Instagram and WhatsApp, as…