Regulation
Who are you? eIDAS2!
I recently stumbled across an update of eIDAS. Have you heard of it, eIDAS2? It’s all about our digital identities in the European Union. The first eIDAS – short for electronic Identification, Authentication, and trust Services – tried to sort out all the ways to recognise who you are online. That first version was implemented…
Can you close the gate after the horse has bolted?
We need global regulation of all technology … but can we? Building on yesterday’s piece, there is a call in many circles for the global regulation of Big Tech. In fact it goes far further than Big Tech. It’s a call for regulating everything online. From cryptocurrencies to social media to artificial intelligence … it…
A new Payment Services Directive, PSD3: what’s in it?
In June, the EU put forward proposals for a new Payment Services Directive, PSD3. Having been involved in these developments since their inception in the 2000s, I was intrigued to read the text of PSD3, particularly as the main point bankers made about PSD2 is that they were forced to open up to Third Party…
The EU Digitalisation Strategy for the Financial Services Sector is put to the test
For twenty years, I’ve been very close to the harmonisation strategies in Europe for a single financial centre structure. From UCITS to MiFID to SEPA and the PSD, it’s all very close to my heart … as it is with David Doyle, a good friend and an EU Financial Services Regulatory Expert (speaking at the…
Let’s talk about Open Regulation
There is an important thing happening that many may have missed imho. We talk all the time about Open Banking and how that’s developing. Why don’t we talk about Open Regulation? Open Regulation uses APIs (Application Program Interfaces) to tap into banks systems and see if they’re doing things right or wrong. It’s a concept…
There are rules, regulations and dodges
There are rules and regulations, and then there is leeway and dodges. It’s all down to how the rules are viewed and how they are regulated that counts. This is the big debate in the UK right now. Party animal Boris’s government has received many penalties for breaking the Covid restrictions they themselves created, whilst…
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