Chris Skinner's blog

Shaping the future of finance

Reading

Things worth reading: 14th May 2026

Things we’re reading today include … What King Charles Said on Digital Advances Means for Fintech The next emerging market crisis may not start in banks The FCA’s Innovation Insights Report and what it means for financial services firms Bunq applies for Mexican banking license Deutsche Bank joins $120m funding round for crypto analytics firm…

Things worth reading: 13th May 2026

Things we’re reading today include … Switzerland’s Largest Bank Just Joined the Crypto Race of 2026 Five questions banks must ask to unlock tech value Sam Woods, Chief Executive Officer of the Prudential Regulation Authority (PRA), Speech at the Henry Thornton Lecture, Bayes Business School German Banks Freeze Russian Clients’ Accounts Citing Sanctions and Money Laundering…

Things worth reading: 12th May 2026

Things we’re reading today include … Binance: Nigeria orders cryptocurrency firm to pay $10bn Court Jails Lagos Resident Nine Years Over Cryptocurrency Fraud Millions stolen from ‘terrorized’ cryptocurrency owners in Bay Area British sprinter CJ Ujah arrested for alleged cryptocurrency fraud Shadow bank founder accused of stealing money to buy supercars Coinbase cuts workforce by…

Things worth reading: 11th May 2026

Things we’re reading today include … Former world champion arrested for crypto scam Goldman-backed Lendable plots US expansion after outpacing banks on loans HSBC’s US$400m hit exposes bank financing risks Britons could gain £3,500 by letting bank app give money tips, study finds If AI Owns the Decision, What Happens to Your Bank? Fintech startup…

The Finanser’s Week: 4th May – 10th May 2026

This week’s blog discussions included … Let’s be honest: retail banking is broken Over the past decade, the industry has aggressively optimised for cost and digital efficiency and, in doing so, it has quietly dismantled the human infrastructure that made banking work for millions of people. Start with the facts. In the UK alone, more…

Things worth reading: 5th May 2026

Things we’re reading today include … Bank scam crackdowns are ‘futile’ without help from social media giants North Korea Accuses “Reptile Media” For Cryptocurrency Theft Allegations Canada just got its first regulated digital dollar to take on the U.S. stablecoin’s crypto dominance Anthropic and FIS partner to deploy AI agents for bank fraud detection ‘Inflection…

Things worth reading: 4th May 2026

Things we’re reading today include … Should You Forget Big Banks and Bet on Fintech Instead? How cryptocurrency is ‘like subprime, but dumber.’ A new documentary offers some insight Airwallex and Arsenal: Where Fintech Meets Football Santander makes bombshell £3 billion announcement affecting millions of Brits Bank of England is gold standard for tech projects,…

The Finanser’s Week: 27th April – 3rd May 2026

This week’s main discussions include … If people do not trust the system, they will not use it I just got the LSEG (London Stock Exchange Group) Risk Intelligence report which makes clear that we have crossed a line. Fraud is no longer something that happens at the edges of the financial system. It has…

Things worth reading: 1st May 2026

Things we’re reading today include … Eric Trump Disappears From Troubled Fintech’s Public Leadership Cryptocurrency Mining: Growing Strain On The U.S. Electricity Sector Ebury to raise £550m in funding as Santander ups stake to 55% Bain & Company: Stablecoin Surge to Reshape Global Finance PayPal Restructures Business to Establish Cryptocurrency Division Russia circumvents foreign trade…

Things worth reading: 30th April 2026

Things we’re reading today include … Europe’s largest cryptocurrency adoption study Fintech M&A rebounds despite drop in public valuations How US and Iran are playing a crypto cat-and-mouse game over sanctions The New Role of the Bank CIO in the AI Era BNP Paribas reports 9% rise in Q1 profit, investment bank stutters Nubank: Defining…