Chris Skinner's blog

Shaping the future of finance

Reading

Things worth reading: 11th November 2025

Things we’re reading today include: Bank of England backs down on crypto after Trump lobbying Proposed regulatory regime for sterling-denominated systemic stablecoins | Bank of England UBS delays migration of some super-rich Credit Suisse clients, sources say China’s Ant International Eyes Fintech In Saudi Arabia Cryptoqueen who fled China for London mansion to be sentenced…

Things worth reading: 10th November 2025

Things we’re reading today include … AI, Tokenisation and Quantum Tech to Define Future of Finance at SFF 2025 The Next Fintech Wave – Three Trends From Money 2020 HSBC climate plan draws criticism over scaled-back targets Greener banking in Australia: how to put your money where your values are Stablecoins Surpass Bitcoin as Go‑To…

The Finanser’s Week: 3rd November –  9th November 2025

This week’s main discussions include … Do you need AI or a consultant? I was reading McKinsey’s annual summary of what’s hot and what’s not in banking the other day. They pick on four areas: Technology The new consumer Capital efficiency Targeted M&A What got me is that this is just PEST in other words. What’s…

Things worth reading: 7th November 2025

Things we’re reading today include … Crypto exchange Coinbase fined €21.5mn by Ireland’s central bank Bank of England defends ‘multi-moneyverse’ plan after Farage’s ‘dinosaur bureaucrats’ jab World’s Safest Banks 2025 Innovate Finance Launches Third Annual Pride in FinTech Powerlist 2025 UK fintech Wise profit falls amid shifting primary listing to US GENIUS Act: What it…

Things worth reading: 6th November 2025

Things we’re reading today include … Germany Uncovers $350 Million Fraud Tied to Payment Firms World’s Safest Bank 2025 Antonio Bravo: “AI is driving a structural transformation within the banking business” António Horta-Osório returns to banking at France’s CCF Ripple’s $40 billion valuation bodes well for fintech stocks: here are two worth buying Top 10:…

Things worth reading: 5th November 2025

Things we’re reading today include: Was Pablo Escobar involved in the Bank of England robbery? Bitcoin plunges nearly 6% amid rising US dollar, large liquidations ECB’s digital euro plan hits resistance from banks and EU lawmakers HKMA Focuses on Tokenisation and AI in “Fintech 2030” Strategy TSB Warns of Spike in Purchase Fraud Ahead of…

Things worth reading: 4th November 2025

Things we’re reading today include … The two tiny banks fuelling the Trumps’ crypto empire ‘I don’t know who he is,’ says Trump after pardoning crypto tycoon Hong Kong Monetary Authority presents ‘Fintech 2030’ strategy Russian clients living in the E.U. struggle to regain banking access after fintech company Revolut freezes accounts The UK bank…

Things worth reading: 3rd November 2025

Things we’re reading today include … ‘Shadow banking’ could lead us into an apocalypse like 2008 Prince Andrew fixed Buckingham Palace visit for cryptocurrency firm that agreed to pay Sarah Ferguson £1.4million Tokenization takes prime role in Hong Kong’s Fintech 2030 strategy Crypto Taxation: Is It a Blessing or a Curse for Fintech Startups? Starling…

The Finanser’s Week: 27th October –  2nd November 2025

This week’s main discussions include … CBDC? Computer says no … I find it so interesting the debate about CBDCs (Central Bank Digital Currencies), stablecoins (a digital currency backed by real world assets) and cryptocurrencies (a digital currency backed by the decentralised network of everyone). This is the biggest battleground for the future of how…

Things worth reading: 31st October 2025

Things we’re reading today include: PayPal, OpenAI sign ChatGPT payments deal Metro Bank selects Infosys, Workday to boost finance operations UK mobile bank Monzo to replace CEO Anil from February Coinbase and Tink Partner to Launch Pay by Bank Crypto Payments in Germany The Bank of England’s emerging technology blueprint for the UK financial system…