Chris Skinner's blog

Shaping the future of finance

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The Finanser’s Week: 28th June – 5th July 2026

This week’s main blog discussions include … Who are the top fintech firms of 2026? I was thinking about the companies I reference often as hot fintech start-ups and then realised that they are no longer start-ups. They are companies building the infrastructure, intelligence and operating systems that banks, businesses and consumers increasingly depend upon….

Things worth reading: 3rd July 2026

Things we’re reading today include: Trump defends reported $1.4B cryptocurrency earnings: ‘Nothing illegal or wrong’ How is cryptocurrency changing politics? What Is Bitcoin Halving? How It Works And Its Impact On Bitcoin’s Price Starling Bank to cut jobs to simplify operations as profits dip European Union capital requirements on megabanks: the low road or the…

Things worth reading: 2nd July 2026

Things we’re reading today include … UK Fintech Dominance: Unicorn Count Hits 24 with £121.8bn… After raising tens of millions, fintech PayEm acquired for just $500,000 JPMorgan Wants to Challenge Revolut, Monzo in Europe Bank Expansion Are US Banks Ready for Europe’s Fintech Invasion? HSBC stung by $162m of losses from fintech flop Zing Halifax…

Things worth reading: 1st July 2026

Things we’re reading today include … For whom the MiCA bell tolls: Crypto firms race to beat EU deadline Fintech industry welcomes FCA’s new crypto rules Bank of England and Financial Conduct Authority’s approach to joint regulation of systemic stablecoin issuers BIS report flags stablecoins’ flaws, dollarization risk Danske Bank extends AWS partnership for AI…

Things worth reading: 30th June 2026

Things we’re reading today include … Crypto world rocked as new regulations push hundreds of platforms out of the European market, including giant Binance Atom Bank sale nears collapse Why would a building society buy Atom Bank? World Bank drops climate finance targets in renewed action plan Australian treasurer says alleged access of prime minister’s…

Things worth reading: 29th June 2026

Things we’re reading today include … Ill-timed deregulation is weakening bank resilience Banks and UK Finance working on a voluntary digital verification service Brexit has made inflation worse, claims Bank of England chief economist Does the Lady Protect too much? The Bank of England recalibrates its approach to systemic stablecoins, but concerns remain JP Morgan…

The Finanser’s Week: 21st June – 28th June 2026

This week’s main blog discussions include … How technology has integrated politics and power There are moments when an unexpected event reveals more about the world than years of official speeches and carefully crafted reports. The recent leak of Peter Thiel’s invitation-only network, Dialog, feels like one of those moments. This is not because it…

Things worth reading: 23rd June 2026

Things we’re reading today include … European FinTech funding projections for 2026 took a hit after a 55% YoY drop in large deals Bank of England loosens crypto rules after Nigel Farage leads backlash Sterling-denominated systemic stablecoins, a report from the Bank of England Banking Modernization at Scale: A Conversation with Patrick Wright, National Australia…

Things worth reading: 22nd June 2026

Things we’re reading today include … Elon Musk predicts mass and energy will replace dollar: ‘Conventional money will no longer be relevant’ Meta weighs investing in Indian fintech Cred UK needs crypto special forces to stop Russia funding sabotage on British streets, expert warns UK banks asked to stress-test their systems against ‘plausible’ global recession…

The Finanser’s Week: 15th June – 21st June 2026

This week’s main blog discussions include … Why are people scared of AI? Almost every innovation is met by people who believe it will destroy our ability to earn a living. The Luddites feared mechanisation. Clerks feared computers. Bank managers feared the internet. Taxi drivers feared ride-sharing apps. Retailers feared ecommerce. And now everyone fears…