Chris Skinner's blog

Shaping the future of finance

Reading

Things worth reading: 2nd April 2026

Things we’re reading today include … TikTok enters financial services UK banking regulation ‘penalises’ good risk control, say top lenders France probes Iran links in thwarted attack on Bank of America Britain risks financial crisis, Bank of England warns European payments: Eurosystem sets out strategic aims When Instant Payments Meet Digital Dollars Monzo to close…

Things worth reading: 1st April 2026

Things we’re reading today include … Monzo and Revolut take banking battle to the playground Coinbase with Fannie Mae mortgage initiative links cryptocurrency with real economy London-headquartered fintech 9fin raises $170M, reaching a $1.3BN valuation What’s holding back an explosion in fintech across Africa? Fastest-Growing Asia Pacific Fintechs, According to the Financial Times (2026) Church…

Things worth reading: 31st March 2026

Things we’re reading today include … McKinsey hacked Zero ceases trading with banking app to shut down today Wise Launches UK Current Account with Travel and Youth Features British Neobank Zopa Explores Acquisitions to Enter Northern Europe HSBC: we’re becoming a simple and more agile bank Ex-Deutsche Bank Manager Sues Bank for at Least $624…

Things worth reading: 30th March 2026

Things we’re reading today include … Lloyds bank faces £66m court battle with car loan customers Police thwart suspected bomb attack outside Bank of America building in Paris Nearly half a million Lloyds Banking Group customers affected by personal data glitch BPI’s CEO on leadership and transformation | McKinsey SoFi’s Galileo Integration: A Key Engine…

The Finanser’s Week: 23rd March – 29th March 2026

This week’s main discussions include … Programmable liquidity: five foundations reshaping modern treasury I had a great chat the other day – the first in a series of three – with Quant’s Chief Product Officer Martin Hargreaves about programmable liquidity. What’s that? Read on … Programmable liquidity: five foundations reshaping modern treasury How is programmable…

Things worth reading: 27th March 2026

Things we’re reading today include … March 2026: Top five payments stories of the month US reportedly plans to slash bank rules imposed to prevent 2008-style crash A Comprehensive Analysis of Leading AI Cryptocurrency Trading Robot Platforms in 2026 Mastercard Bridges Digital Divide as Stablecoins Target Mainstream Remittances Stopping for gas − speech by Alan…

Things worth reading: 26th March 2026

Things we’re reading today include … UK clearing house fintech Bank of London fined £2m over fraudulent documents NS&I set to pay millions in compensation to customers Starling’s US software push exposes testing gap in legacy banks Six Provocations to Future-Proof Your Bank Payment services and electronic money: FCA publishes updated approach document FCA Outlines…

Things worth reading: 25th March 2026

Things we’re reading today include … Lloyds Bank is leaving you, why don’t you leave Lloyds? Revolut and Nationwide sharpen swords in battle to bank Britain Warren scrutinizes MrBeast’s plans for fintech Step National Savings could be forced to pay out hundreds of millions after ‘short-changing premium bonds savers’ Innovation Isn’t Enough: What Institutional Clients…

Things worth reading: 24th March 2026

Things we’re reading today include … How 70% of Financial Institutions Are Investing in Fintech Partnerships Starling Bank unveils AI-powered banking assistant Revolut’s 2025 profits reach record £1.7bn The Fintech Startup Boom: Over 30,000 Fintech Companies Now Operating Worldwide UBS Secures Clearance To Become Nationally Chartered US Bank Wall Street crisis spreads as shadow bank blocks…

Things worth reading: 23rd March 2026

Things we’re reading today include … Swiss Private Bank Dynasty Splits Over Clashing Views on Crypto Banking app ‘Zero’ stops trading and will close all accounts Global crypto regulatory round-up Fintech forward: The march to AI-first A Decade of FinTech Innovation Bank of England to hike interest rates, JP Morgan says Northern Bank robbery: No…