Shaping the future of finance
This week’s main blog discussions include … Innovators, Imitators and Idiots Warren Buffett observed years ago that every market eventually sorts itself into three groups: innovators, imitators and idiots. It is deliberately unfair but, like most good aphorisms, it contains more than a grain of truth. The innovators invent something genuinely new. The imitators wait until…
Things we’re reading today include … New ‘digital money’ may not be the banking revolution many expect, says expert How De Novo Branch Expansion Is Reshaping Retail Banking Monzo Business Hits 1m Customers as One in Six UK Firms Bank With it Who stands behind tokenised money? Pleo in crisis: Exec exodus, unhappy staff and…
Things we’re reading today include … FDIC Floats Standard-Setting Body for Banks’ Fintech Partners FBI Agent Charged Over Alleged $1 Million Cryptocurrency Theft Robinhood Secures FCA Registration to Offer Crypto Services in the UK Dubai Duty Free allows cryptocurrency payments for purchases Citi boss Fraser says a UK bank tax would damage London Major banks’ providing…
Things we’re reading today include … Revolut founder Nik Storonsky sued over £300m superyacht sale Andy Burnham faces mounting calls to hit big banks’ windfall tax as HSBC reports £14.5billion profit Bank battle: history suggests Burnham faces fight if he opts for windfall tax Why a decade-old legal saga is still haunting Deutsche Bank Bank…
Things we’re reading today include: HSBC unveils $1bn buyback as profits mushroom on Hong Kong growth HSBC resumes share buybacks as quarterly profit soars to $10.1bn Former Barclays chief Jenkins raises £40m for tech platform 10x Banking Metro Bank profit jumps as it bucks branch closure trend Visa beefs up cybersecurity offerings with $2.4 billion…
Things we’re reading today include … Lloyds Bank to cut £2bn in costs as part of AI-powered strategy Coldcard Bitcoin Wallets Compromised as Hackers Exploit Software Flaw $20B In Cryptocurrency Transfers During World Cup Examined In New Report The State of Digital Identity Verification in Fintech Firms Fintech leaders warn innovation outpaces cyber resilience UK…
This week’s main blog discussions include … PayPal, Stripe and Adyen: three companies, three futures Back in 2021, PayPal was worth around $360 billion. Today it is worth closer to $50 billion. That’s one of the biggest destructions of market value we’ve seen in fintech, and yet it isn’t because the company stopped growing. Quite…
Things we’re reading today include … Adyen is coming for agentic payments. Can startups keep up? Stripe vet buys a bank for his fintech Cryptocurrency Trading Volumes Near Three-Year Low Lloyds reports first-half profit up 23%, outlines AI-driven cost-cutting plans Central banks slashed their gold purchases in early 2026 Increase in mortgage debt ‘doesn’t indicate…
Things we’re reading today include … Deutsche’s investment bank profit jumps 59% on dealmaking boom UBS investment bank profit more than doubles on 53% equity trading surge Standard Chartered launches $1bn buyback as bank embraces AI UK charities hit after specialist bank shuts off online services 9fin employees cashed in as FinTech became unicorn Capital…
Things we’re readng today include … Lloyds, Barclays and Halifax go DOWN with hundreds of customers ‘unable to make payments’ Denmark Readies Emergency Reserve Bank to Fight Cyberattacks Barclays investment bank jumps 32% on dealmaking and equity trading surge Why the Bank of England museum is a one-of-a-kind ‘Fintech is a threat’ to big banks…
