Chris Skinner's blog

Shaping the future of finance


Things worth reading: 21st September 2023

Things we’re reading today include … Monzo to be leading banking app by 2024 ( ‘No proof’ bank accounts being closed over views, says watchdog – BBC News Germany will become the sick man of Europe without change: Deutsche Bank ( Ex-Deutsche Bank Employee Pleads Guilty to Crypto Fraud – Decrypt Fintech giant Ant Group…

Things worth reading: 20th September 2023

Things we’re reading today include … Deutsche Bank struggles with fallout after huge Postbank IT migration | Financial Times Majority of Americans are concerned about bank branch closures | Daily Mail Online Nigel Farage fury as regulator finds no evidence of bank account closures due to political views | Business News | Sky News Revolut…

Things worth reading: 19th September 2023

Things we’re reading today include … Sibos 2023: The era of instant payments – global banks must turn to the latest technology – FinTech Futures Citigroup Token Service Is Bank’s Latest Digital Assets Move – Bloomberg Mark Carney’s attack on Liz Truss has disgraced the Bank of England | The Spectator “The French bank I…

Things worth reading: 18th September 2023

Things we’re reading today include: Bank chiefs relish prospect of AI boost to productivity | Financial Times ( Liz Truss turned Britain into ‘Argentina on the Channel’, says ex-Bank of England governor Mark Carney | UK News | Sky News Teen becomes ‘accidental multi-millionaire’ after finding £8.9m in his bank account – Daily Star Why…

The Finanser’s Week: 11th September – 17th September 2023

The main blog discussions this week include … A new Payment Services Directive, PSD3: what’s in it? In June, the EU put forward proposals for a new Payment Services Directive, PSD3. Having been involved in these developments since their inception in the 2000s, I was intrigued to read the text of PSD3, particularly as the…

Things worth reading: 15th September 2023

Things we’re reading today include … Deutsche Bank to hold crypto for institutional clients | Reuters Cash payments rise for first time in 10 years – BBC News Why the over-regulation of banks needs to stop ( London fintech bank announces 144 per cent growth ahead of US expansion plans | Bdaily Ant Group’s AI…

Things worth reading: 14th September 2023

Things we’re reading today include … European fintech funding drops 70% in first half of 2023 ( 2023 “painful” for European fintech but longer-term outlook positive, says leading European VC – European BaaS and embedded finance fintech Swan raises €37m Series B – AltFi US bank reform is going backwards | Financial Times (…

Things worth reading: 13th September 2023

Things we’re reading today include … European fintech funding drops as investment discipline returns ( Citi spins out its fourth fintech startup, Bridge ( World Bank spent billions of dollars backing fossil fuels in 2022, study finds | Fossil fuels | The Guardian Metro Bank admits capital relief delayed | Financial Times ( Deutsche Bank…

Things worth reading: 12th September 2023

Things we’re reading today include … Open banking, shadow banking and regulation | Bank of England JPMorgan CEO Jamie Dimon blasts draft US bank capital rules | Reuters Challenger bank Kroo targets £70m Series C ( Is the UK still a hotbed for fintech innovation? | News ( Secrets Behind Building a Successful Fintech Company…

Things worth reading: 11th September 2023

Things we’re reading today include … More than 2.2million people live in constituencies with ZERO bank branches | The Sun Barclays seeks climate director after protests over fossil fuel finance | Barclays | The Guardian Net zero and ageing populations risk higher taxes, warns BNP Paribas ( Fintech faces its reckoning: It’s only a matter…

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About Chris Skinner

The Past, Present And Future Of Banking, Finance And Technology

Fintech expert Chris Skinner: countries need digital transformation to remain competitive

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Top 50 Global Thought Leaders and Influencers on FinTech 2023

Chris Skinner
Commentator, CEO of The Finanser and best-selling author at The Finanser

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Global Awards

Chris Skinner - Financial Markets Advisor of the Year - The Finanser - UK 2023

Best Financial Markets Advisor of the Year 2023

30 Best Regtech Blogs and Websites 2023

Kids creating the future bank | TEDxAthens

Captain Cake and the Candy Crew

Captain Cake Winner of a Golden Mom’s Choice Award


Alex at the Financial Services

Gaping Void's Hugh MacLeod worked with the Finanser