Chris Skinner's blog

Shaping the future of finance

Reading

Things worth reading: 15th April 2026

Things we’re reading today include … ECB publishes Eurosystem response to the EU Commission’s targeted consultation on the competitiveness of the EU banking sector Danske Bank leaks customer address details to outside payment recipients Why Bank And Crypto Studies Disagree Sharply On Stablecoin Yield Risks Bank of England updates bank failure playbook after US nod…

Things worth reading: 14th April 2026

Things we’re reading today include … Nationwide named UK’s best bank Citi sees European bank stocks as cheap, recommends buying the dip Why the UK’s Fintech Sector is Bleeding Capital While the World Recovers UK fintech Ralio just raised $2.5M to make AI agentic payments safer. Check out the deck it used Goldman Sachs chief…

Things worth reading: 13th April 2026

Things we’re reading today include … Bank of England warns of 2008-style financial crash as Iran conflict decimates British economy Can investors still bank on the big banks? EU central bank backs plan for crypto supervision under EU markets watchdog UK fintech firm Wise’s quarterly cross-border volumes surge ahead of Nasdaq debut Love the Virus:…

The Finanser’s Week: 6th April – 12th April 2026

This week’s main discussions include … Almost half of the world’s banks aren’t ready for ISO20022 Just got some interesting research from RedCompass Labs that states 44% of banks aren’t on track to meet ISO 20022’s structured address migration deadline in November 2026. It’s an important deadline as it marks a hard stop to the old SWIFT…

Things worth reading: 10th April 2026

Things we’re reading today include … Exclusive interview: Bitcoin’s inventor is British, but it’s not me Iran’s $7.8 Billion Crypto Economy Finds New Way to Grow After Cease-Fire UK’s best bank revealed – and it’s not a bank Scott Bessent called in US bank CEOs to discuss Anthropic model’s cyber risks When conflicts rewire banks…

Things worth reading: 9th April 2026

Things we’re reading today include … British fintech Revolut reports record annual profit as it gears up for US push Top 10: Fastest Growing Neobanks European Banks Expect AI Buildout to Add Headcount Why weak testing is becoming banks’ biggest risk The Perils of “One-Click” Ambition: Bolt’s AI Pivot and the $11bn Reality Check Morgan…

Things worth reading: 8th April 2026

Things we’re reading today include … The Case for Owning Just 1 Cryptocurrency — and Which One It Should Be Quantum Computing Cryptocurrency Threat: Survey Reveals Alarming 49% Probability Within Decade Crypto’s move to the mainstream Fintech Ctrl Alt gets FCA authorisation after tokenising $1.2bn The World Bank’s Self-Inflicted Crisis Flutterwave eyes aggressive loan growth…

Things worth reading: 7th April 2026

Things we’re reading today include … Exclusive: TikTok seeks Brazil fintech license to offer credit Jamie Dimon’s Letter To Shareholders: The Most Important Fintech Memo Of 2026 Lloyds Bank uses quantum computing to detect money mules Fintech giant Revolut’s India ambition needs a dose of reality Bolt Bloodbath: One-Third of Staff Fired As Company, Once…

The Finanser’s Week: 30th March – 5th April 2026

This week’s main discussions include … Money only works in a trusted, shared system … which is why blockchains don’t work There’s a fundamental truth about money that we often forget: money only works because we all agree to use the same system. Whether it’s Visa, SWIFT or central bank money, the power of finance…

Things worth reading: 3rd April 2026

Things we’re reading today include … US bank Goldman Sachs placed under police surveillance in Paris Fintech apps demand your passport for verification – then leave it on an unprotected server Shadow bank hit with £4bn redemption as financial crisis fears grow Fintech Capital Strategy: Why the Banking Licence Has Become the Sector’s Most Important…