Chris Skinner's blog

Shaping the future of finance

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Things worth reading: 4th June 2026

Things we’re reading today include … Cryptocurrency is money, rules South African court Bitcoin falls below $62,000, triggering $1.5 billions in cryptocurrency liquidations AI cyber security risk ‘top of list’ for banking threats, says UK regulator Lloyds customers unable to make payments due to IT glitch Customers vent frustrations as Lloyds Bank tech goes down…

Things worth reading: 3rd June 2026

Things we’re reading today include … Cryptocurrency addiction is real — and it looks just like gambling UK House of Lords committee calls on Bank of England to reconsider proposed stablecoin restrictions UK wants public to vote on wildlife to replace Churchill on bank notes Puffin and bumblebee among 18 creatures shortlisted to feature on…

Things worth reading: 2nd June 2026

Things we’re reading today include … British fintech giant Wise suffers £1bn hit over drug trafficker investigation Deutsche Bank’s comeback OpenAI offers rival AI to UK banks blocked from Claude Mythos Erling Haaland Welcomes Fans to His Bank in New Revolut Campaign UK Fintech contracts: B2B payments firms boom Italy: Europe’s Overlooked Fintech Opportunity?

Things worth reading: 1st June 2026

Things we’re reading today include … Fintech firms grew four times faster than traditional banks in 2025 Digital Bank Atom Catches Eye of UK Building Societies Should Europe enter the crypto race? BoE Economist Sees Tokenized Deposits Supplanting Stablecoins From money market funds to stablecoins: lessons for central banks CEO Says Firing the Entire HR…

The Finanser’s Week: 25th May – 31st May 2026

This week’s main blog discussions include … “Intelligent Bank” is officially launched I spent last week in China with Huawei. It was fantastic and, finally, it gave me the chance to announce and release my new book Intelligent Bank. Regular blog readers will know that I’ve been talking about this as the third fintech revolution but I…

Things worth reading: 29th May 2026

Things we’re reading today include … Why Britain’s fintech stars faded UK Fintech Hiring Set to Rise 14 per cent Fintech, once the ‘enfant terrible’ of finance, is growing up Islamic Fintech Is Having Its Moment – Why Are So Few Founders Building For It? Are We On The Precipice Of A Fintech IPO Bonanza?…

Things worth reading: 28th May 2026

Things we’re reading today include … Huawei Unveils Upgraded Solutions to Drive Finance Toward Agentic Banking Citi’s 5-year comeback: How CEO Jane Fraser turned the bank’s chronic underperformance into decade-high revenue  HM Treasury Publishes Findings of the UK Bank Ring-Fencing Review Project Agorá: a shared programmable platform for wholesale cross-border payments Tonik Becomes the First…

Things worth reading: 27th May 2026

Things we’re readihg today include … Deregulation hands top US and UK banks $1.3tn The £1tn Divergence: How Regulatory Loosening is Redrawing the Fintech Playing Field Goldman Sachs emerges as chief beneficiary of bank deregulation German media giant Bertelsmann gets banking licence Why JPMorgan Payments thinks like a fintech DBS Bank scales AI across 430…

What is an AI-native bank?

Now that Intelligent Bank has finally launched during my trip to China with Hauwei, here is more about what it means, as written by an AI friend … Intelligent Bank: The Third Financial Technology Revolution argues that banking is entering a third major era of technological change. The first revolution was automation, driven by mainframes, SWIFT, Visa…

Things worth reading: 26th May 2026

Things we’re reading today include … Europe’s Banks Got An Emergency AI Warning From The ECB – Here Is What It Means For Fintech Metro Bank investors urged to reject executive pay report Bank Loans to UK Businesses Hit 28-Year Low Shawbrook weighs Aldermore bid as Firstrand looks to offload challenger bank Commonwealth Bank boss…