Chris Skinner's blog

Shaping the future of finance

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The Finanser’s Week:20th April – 26th April 2026

This week’s main discussions include … Will global fintech banks destroy traditional banking? I was recently interviewed by the International Finance Magazine about Revolut getting their UK banking licence and what this means to banks in general. Here’s the discussion: With Revolut securing a UK banking licence after years of scrutiny, do you see this as part…

The Finanser’s Week: 13th April – 19th April 2026

This week’s main discussions include … Did the regulator just admit that banking is a mess? I’ve just read the regulatory roadmap that the UK’s Financial Conduct Authority released this week and realised that it is less a neat plan and more a recognition that the current system is broken and we’ve run out of…

Things worth reading: 17th April 2026

Things we’re reading today include … OpenAI buys personal finance fintech Hiro Bank of England and FCA commit to action on AI following warnings from MPs – Committees – UK Parliament Latest AI models could threaten world banking system, financial officials warn Our latest views on the major central banks | ING Bank robbers hold…

Things worth reading: 16th April 2026

Things we’re reading today include … Industry Tender Explained: The Real Fintech Scandals Crypto Market Update: Goldman Sachs Files for Bitcoin ETF Big energy shock will push up prices, Bank of England boss tells BBC Big US banks rake in near $50bn profit as Iran war shakes markets Largest US banks spend record $33bn on…

Things worth reading: 15th April 2026

Things we’re reading today include … ECB publishes Eurosystem response to the EU Commission’s targeted consultation on the competitiveness of the EU banking sector Danske Bank leaks customer address details to outside payment recipients Why Bank And Crypto Studies Disagree Sharply On Stablecoin Yield Risks Bank of England updates bank failure playbook after US nod…

Things worth reading: 14th April 2026

Things we’re reading today include … Nationwide named UK’s best bank Citi sees European bank stocks as cheap, recommends buying the dip Why the UK’s Fintech Sector is Bleeding Capital While the World Recovers UK fintech Ralio just raised $2.5M to make AI agentic payments safer. Check out the deck it used Goldman Sachs chief…

Things worth reading: 13th April 2026

Things we’re reading today include … Bank of England warns of 2008-style financial crash as Iran conflict decimates British economy Can investors still bank on the big banks? EU central bank backs plan for crypto supervision under EU markets watchdog UK fintech firm Wise’s quarterly cross-border volumes surge ahead of Nasdaq debut Love the Virus:…

The Finanser’s Week: 6th April – 12th April 2026

This week’s main discussions include … Almost half of the world’s banks aren’t ready for ISO20022 Just got some interesting research from RedCompass Labs that states 44% of banks aren’t on track to meet ISO 20022’s structured address migration deadline in November 2026. It’s an important deadline as it marks a hard stop to the old SWIFT…

Things worth reading: 10th April 2026

Things we’re reading today include … Exclusive interview: Bitcoin’s inventor is British, but it’s not me Iran’s $7.8 Billion Crypto Economy Finds New Way to Grow After Cease-Fire UK’s best bank revealed – and it’s not a bank Scott Bessent called in US bank CEOs to discuss Anthropic model’s cyber risks When conflicts rewire banks…

Things worth reading: 9th April 2026

Things we’re reading today include … British fintech Revolut reports record annual profit as it gears up for US push Top 10: Fastest Growing Neobanks European Banks Expect AI Buildout to Add Headcount Why weak testing is becoming banks’ biggest risk The Perils of “One-Click” Ambition: Bolt’s AI Pivot and the $11bn Reality Check Morgan…