Chris Skinner's blog

Shaping the future of finance

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The Finanser’s Week: 15th June – 21st June 2026

This week’s main blog discussions include … Why are people scared of AI? Almost every innovation is met by people who believe it will destroy our ability to earn a living. The Luddites feared mechanisation. Clerks feared computers. Bank managers feared the internet. Taxi drivers feared ride-sharing apps. Retailers feared ecommerce. And now everyone fears…

Things worth reading: 19th June 2026

Things we’re reading today include … Farage trying to block ‘Britcoin’ plans that could be costly for billionaire donor Farage is still shilling for his crypto-billionaire benefator Brexit cost 6% of UK economy, Bank of England company data suggests Coinbase’s UK CEO on Crypto’s Next Growth Wave Microsoft discovers new lightweight backdoor that steals cryptocurrency…

Things worth reading: 18th June 2026

Things we’re reading today include … a16z crypto: The cryptocurrency industry has entered an era of ‘seeing is believing.’ EBA proposes simplification of EU bank capital stack How Swift is adapting to the changing payment ecosystem Biometric Authentication Challenges in Fintech and Banking What Zilch’s Fjord Bank Acquisition and Dame Clare Barclay’s Appointment Signal for…

Things worth reading: 17th June 2026

Things we’re reading today include … ‘We are not ready’: AI could trigger bank runs in seconds, lawmaker says Deep Pockets, Dirty Profits: How Banks and Investors Are Financing the Global Petrochemical Industry Ex-Citi executive says bank sacked her after raising Trump concerns Wero approaches British banks about UK expansion UK payment firms increase compliance…

Things worth reading: 16th June 2026

Things we’re reading today include … How the Iran war is impacting the cryptocurrency space Brexit’s True Toll on UK’s Fintech Sector and Why Labour’s ‘EU Reset’ Won’t Move the Needle Global crackdown exposes €336m crypto laundering linked to ransomware gangs EU instant payment rules: banks risk being left behind FinTechs should make regulation their…

Things worth reading: 15th June 2026

Things we’re reading today include … Lloyds Bank speaks out over ‘completely incomprehensible’ change to customer accounts Lessons from Ireland’s Revolut revolution Britain’s banks see fraud cases spike after refund rules take effect Barclays to buy children’s debit card and money app GoHenry Bitcoin jumps to two-week high as US-Iran Hormuz deal boosts risk appetite…

The Finanser’s Week: 8th June – 14th June 2026

This week’s main blog discussions include … Diary of a Ponzi Scheme and it’s all about tokenisation I’ve just launched another new book! After the successful launch of Intelligent Bank with Huawei a few weeks ago I had, in the meantime, developed another book: Diary of a Ponzi Scheme. The scheme is all about Clint who creates a “Token…

Things worth reading: 12th June 2026

Things we’re reading today include … Europe’s Most Valuable Fintech Faces Banking-Supervision Reality Revolt challenger: Italian fintech unicorn Satispay to raise €120M and unlock a €1.27T investing opportunity What Does it Take to be a Top Neobank? UK regulator warns banks again of e-money and stablecoin contagion risk How Türkiye’s development bank is turning sustainability…

Things worth reading: 11th June 2026

Things we’re reading today include … Revolut’s private bank launch tipped to generate revenues of £250mn Coinbase UK CEO on the next phase of digital assets Intesa Sanpaolo launches bid for Mps bank, merger set for December 2026 Hyper-personalisation critical for banks UK’s shifting dynamic with US can spark its tech growth Libor 2.0? Mastercard…

Things worth reading: 10th June 2026

Things we’re reading today include … ECB moved to rein in Revolut’s ‘self-guided missiles’ in Europe Bank of England warns of AI scams as deepfakes of Farage-Bailey fight spread World’s largest banks pledged $906bn to fossil fuel companies in ‘unfathomable’ increase in 2025, report finds The King’s Speech: Implications and opportunities for the UK’s fintech…