Chris Skinner's blog

Shaping the future of finance

Reading

Things worth reading: 15th January 2026

Things we’re reading today include … Don’t believe the banks lobbying against stablecoins The Bank of England’s capital mistake? Wall Street ends lower, led by drop in Nasdaq, with tech, banks falling Global Events Shaping Financial Markets in 2026 Do Digital Payments Really Promote Financial Inclusion? What the Evidence Shows Anti-Fraud: What Does Revolut’s New…

Things worth reading: 13th January 2026

Things we’re reading today include … How Bots, Banking and Stablecoins Will Dominate Fintech in 2026 Augmentum Fintech’s Tim Levene: ‘If I don’t deliver returns, then I’m failing’ Ex-Fed chairs condemn Trump’s bid to weaken central bank’s independence Trump plan to cap credit card costs hits bank shares Lloyds CEO Charlie Nunn latest banking boss…

My next new book: “Intelligent Bank”

I just got a summary of my new book from the publishers. It comes out in the summer but, for those interested, here are the key messages: Core Thesis The book argues that banking is entering its third great technological revolution: Mainframe era → automation and scale Digital era → connectivity, mobile, fintech, experience Intelligence…

The Finanser’s Week: 22nd December 2025 – 11th January 2026

During the holidays, the main blog discussions included … What will happen in 2026? Welcome to 2026, the year of the Horse in the Chinese New Year, which arrives in February. A Year of the Horse symbolizes forward momentum, encouraging bold actions and the pursuit of dreams. That sounds pretty good, but what’s gonna happen?…

The Top 10 Blogs of 2025

Every year I visit the analytics engine to see which blogs got the most visits. This list is this year’s although, interestingly, the blog entry with the most clicks generally is the one I wrote about who invented WiFi. Regardless, the list this year is interesting as it is mainly about fintech firms like Klarna,…

Things worth reading: 23rd December 2025

Things we’re reading today include … FCA Launches UK Payments Initiative to Scale ‘Pay by Bank’ Adoption Mastercard Forms Strategic Alliances to Advance Blockchain Innovation in the Middle East 2025 in review: The key fintech trends of the year Banking boss targets fintech to double Australian business Bitcoin’s wild ride and can the cryptocurrency really…

Things worth reading: 22nd December 2025

Things we’re reading today include … 30 Under 30 Finance 2026: From Fintech’s Top Founders To Wall Street’s Best Dealmakers Bank of England cuts rates in heavily divided decision Agentic AI race by British banks raises new risks for regulator The way you use contactless payments is set to change George Osborne gets second new…

The Finanser’s Week: 15th December – 21st December 2025

This week’s main discussions include … Did 2025 really happen? (the year of deep fake) 2025 has been the year of AI and AI hype from Agentic AI to AGI (Artificial General Intelligence) to Robots, chatbots and more but, for me, it has been the year of Deep Fake AI. It all started with the…

Things worth reading: 19th December 2025

Things we’re reading today include … Top 5 Stories of the Week in FinTech How Citi is Thinking About Fintech Funding Trends with Mary Joseph Aspire secures key licences for global fintech rollout The rise of FinTech gambling: How startups are disrupting the online casino industry HSBC commits to physical banking with £55m refurbishment plan…

Things worth reading: 18th December 2025

Things we’re reading today include … 5 Biggest Fintech News Stories of 2025 and 5 Bold Predictions for 2026 London Fuels UK’s Fintech Hiring Surge Fintech Leaders Release First Candid Report on the State of Industry Communication in 2025 Credit & Debit Innovation Powers Fintech’s Next Era The AI Compliance Dilemma: Trust Still Belongs to…