Chris Skinner's blog

Shaping the future of finance

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Things worth reading: 26th March 2026

Things we’re reading today include … UK clearing house fintech Bank of London fined £2m over fraudulent documents NS&I set to pay millions in compensation to customers Starling’s US software push exposes testing gap in legacy banks Six Provocations to Future-Proof Your Bank Payment services and electronic money: FCA publishes updated approach document FCA Outlines…

Things worth reading: 25th March 2026

Things we’re reading today include … Lloyds Bank is leaving you, why don’t you leave Lloyds? Revolut and Nationwide sharpen swords in battle to bank Britain Warren scrutinizes MrBeast’s plans for fintech Step National Savings could be forced to pay out hundreds of millions after ‘short-changing premium bonds savers’ Innovation Isn’t Enough: What Institutional Clients…

Things worth reading: 24th March 2026

Things we’re reading today include … How 70% of Financial Institutions Are Investing in Fintech Partnerships Starling Bank unveils AI-powered banking assistant Revolut’s 2025 profits reach record £1.7bn The Fintech Startup Boom: Over 30,000 Fintech Companies Now Operating Worldwide UBS Secures Clearance To Become Nationally Chartered US Bank Wall Street crisis spreads as shadow bank blocks…

Things worth reading: 23rd March 2026

Things we’re reading today include … Swiss Private Bank Dynasty Splits Over Clashing Views on Crypto Banking app ‘Zero’ stops trading and will close all accounts Global crypto regulatory round-up Fintech forward: The march to AI-first A Decade of FinTech Innovation Bank of England to hike interest rates, JP Morgan says Northern Bank robbery: No…

The Finanser’s Week: 16th March – 22nd March 2026

This week’s main discussions include … Is the future digital identity your heartbeat? I use a variety of sites like Coinbase and IG for investing but find them very cumbersome. Trying to find how to sell and get rid of assets is not easy, unless you do it often. Here’s my vision of the near-term…

Things worth reading: 20th March 2026

Things we’re reading today inlcude … Cryptocurrency firms suffer heavy losses in Illinois primaries after spending big How MiCA Regulation and Global Crypto Laws Are Changing Cross‑Border Cryptocurrency Fraud Investigations CBDC neutrality, bank liquidity, and the hybrid nature of bank deposits | CEPR Banks are starting to move money on chain – OMFIF US moves…

Things worth reading: 19th March 2026

Things we’re reading today include … On This Day in 1831: America’s first recorded bank heist Mastercard’s $1.8bn BVNK Bet Signals the End of Legacy Settlement Cycles How JPMorgan’s Virtual Cards Could Change EU B2B Payments Treasury Committee seeks answers on Lloyd’s Bank data breach UK banks keep £100 limit for contactless card payments despite…

The Finanser’s Week: 9th March – 15th March 2026

This week’s main discussions include … What is x402 and why will it transform payments? The next era of payments: when money moves at internet speed I just found an interesting report by KPMG about a new payment standard called x402. Have you heard of it? If you haven’t, it’s built to ensure open, free, frictionless…

Things worth reading: 13th March 2026

Things we’re reading today include … UK regulator examines IT glitch that enabled bank customers to see others’ accounts on app Bitcoin advocate group to fight Basel’s ‘toxic’ treatment of cryptocurrency Revolut’s Long Road to ‘Bank’ Status Santander: Would You Let AI Buy You Chocolate and Books? MTN Rwanda Subscriber Base Hits 8.2 Million as…

Things worth reading: 12th March 2026

Things we’re reading today include … British fintech Revolut gets full banking licence It’s official — Revolut is now a bank in the UK Circle, Binance and Ripple Join Mastercard’s New Crypto Partner Program Binance sues Wall Street Journal over reporting on Iranian sanctions How Singapore’s largest bank builds AI with confidence Why is Britain-hating…