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Last week, a report was released by the UK’s Parliamentary committee saying that the UK regulatory body for financial conduct – the FCA (Financial Conduct Authority) – is “incompetent at best, dishonest at worst” and that it has a “toxic culture”. This is based upon an investigation of the FCA which took almost three years…

This is the first in a series about Jobs of the Future. I believed for a while that there would be no way AI could create music, poetry, stories, art and ideas, but have now been proved wrong. AI can do all that and more. But can it create relationships and feel like a human?…

This week’s main blog discussions include … When everything is digitised, what do humans do? I was recently asked: Where are the boundaries of digitalisation (are there any)? We all would have different answers to this one, but there are boundaries to digitalisation. The main boundary is where technology is replacing the human, rather than…

I got another good question in my banking session the other day: AI disruption will be transformational to banks revenue generation and cost optimisation. How do you see the people and organisational model of banks developing as they harness its benefits? This is a tough one, but the answer is clearly that everything that can…

I was recently asked: Where are the boundaries of digitalisation (are there any)? We all would have different answers to this one, but there are boundaries to digitalisation. The main boundary is where technology is replacing the human, rather than augmenting humanity. I blogged about that last year: AI should augment the human and automate…

I just watched Dumb Money, the true story of Gamestop where a wild band of small investors led by Roaring Kitty attacked the big Wall Street short sellers by banging the buck. The more small investors invested, via Robin Hood, the more short sellers lost as the stock rose instead of falling. It’s a good…

In a nice article by Noah Ayomide Oyeniyi on LinkedIn, he outlines the history and development of money from barter through to CBDCs and crypto today. He even quotes me! Thank you Noah. I’m not going to critique the article, just recommend you read it, but I will pick up on one thing that people have…

I’ve said for a long time that we have these figments of our imaginations particularly countries, borders, time and money. Humans have made all of these up and it is our world order today. Go out to tribes in the Amazon or Papua New Guinea who are untouched by such modern life, and these things…

This week’s blog discussions included … Tally-ho! No, it’s not exciting fox hounds – it’s all to do with accounting I thought I had just found a new podcast called Money by David Walliams, the famous British comedian and children’s author. Then I found out it is by David McWilliams, the less famous Irish economist…

I know that my blog is meant to focus upon business, finance and technology, but every now and again you start asking existential questions like: What is time? Why do we have borders? What is money? Do we live in the matrix? So, I thought I would address these questions. What is time? Time is…