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Shaping the future of finance

In space, no one can take your money

Opinionby

It doesn’t sound quite as scary, but I was thinking about the cashless world and realised that: In case you cannot see the words: In space, no one can take your money Do you ever see anyohne paying for anything in the sci-fi world? We are reaching that point where money becomes meaningless, and it…

The rapid change to cashless (and cardless)

Fintechby

I tweeted the other day how many places are now cashless. This is definitely true in most Northern European countries. In Poland, I haven’t used a banknote for two years or more. In the UK, I went to the theatre and they told me they wouldn’t take my banknote (by law, they have to, but…

Chatbots need to make sense, not nonsense

Technologyby

I just had an interesting and lengthy dialogue. After booking flights a while ago, the flight operator cancelled one leg of my flight. Instead of flying to Las Vegas for five nights via Frankfurt, I was now flying to Las Vegas for two nights and then back to my layover city Frankfurt for three nights….

Life is good and life is bad … that’s life

Brexitby

I’ve felt European for most of my life, as the UK joined the EU back in 1973. Free travel and movement across borders, that grew from nine states to twenty eight, introduced a glorious period of open integration. Integration of trade and commerce and then, latterly, money and finance. The grand plan of the euro…

Starting up in a recession

Fintechby

The last recession of any major size was 2008. Fourteen years ago! The iPhone had just appeared and we had just started discussions around the concept of cloud computing. Oh, and FinTech wasn’t even talked about. Fourteen years later, FinTech is getting over $200 billion investment a year, and the world has changed a lot….

The Finanser’s Week: 8th August – 14th August 2022

Blog Indexby

The main blog discussions this week include … Is Goldman Sachs letting Apple down? There’s a good old challenge in banking that, in recent years, has been growing. The challenge is to name the bad guy. Sometimes the bad guy is a hacker; other days, it’s a rogue trader; another event points the finger at…

Is Goldman Sachs letting Apple down?

Digital Bankby

There’s a good old challenge in banking that, in recent years, has been growing. The challenge is to name the bad guy. Sometimes the bad guy is a hacker; other days, it’s a rogue trader; another event points the finger at an employee with a fat finger; but, more often than not, the bad guy…

The four-pillar model needs less pillars

Gridby

What is the four-pillar model? It’s a system created years ago to allow plastic card systems to work. The system connects merchant to consumers via an acquiring bank and an issuing bank. Well, maybe it’s not that simple. Let’s let MasterCard explain it: What is interchange? Interchange is a small fee typically paid by acquirers (retailer’s…

Is banking relevant?

Digital Bankby

We often talk about banking being plumbing, using smart pipes for delivery to the door. Some even comparing banking to sewage. I think I prefer plumbing. It sounds better. The thing is, how often do you think of changing your utility provider? Changing electricity, water and gas is not at the top of our agenda….

Cards, contactless, Germany, Brexit … another weird day in 2022

Digital Bankby

Talking of Brexit I found it amusing that, when I posted a tweet the other day, people interpreted it in ways I didn’t expect. The tweet just made clear that Brits are nine times more likely to be scammed by criminals than Germans, as we are a major card-based nation. Just in case you cannot…

Chris’s latest book

Chris Skinner’s ‘Digital For Good’ Book Launch Event – CFTE

Global Awards

Best CEO of the Year UK 2022

Best Digital Finance Provider of the Year UK 2022

Best Financial Markets Adviser of the Year UK 2022

Portal to the Knowledge Base of the Financial Services Club UK 2022

Financial Markets Advisor of the Year UK 2022

Corporate America Today Annual Awards

Best Financial Markets Adviser of the Year UK 2022

Portal to the Knowledge Base of the Financial Services Club UK 2022

Financial Markets Advisor of the Year UK 2022

Best Financial Services Blogger

Nominee of MAD33 2021

Kids creating the future bank | TEDxAthens

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About Chris Skinner

Digital Bank Presentation

Digital Bank, May 2014 from Chris Skinner

Alex at the Financial Services

Gaping Void's Hugh MacLeod worked with the Finanser

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