Grid

I just got an invite to invest in Spacecoin. What is that? SPACECOIN is a visionary cryptocurrency built for the space economy and designed to offer a decentralized, efficient, and secure platform for interplanetary trade investors and exploration. WTH? My initial reaction was the idea that this is launching a cryptocurrency for those who want…

Are we giving up on dating and instead putting all of our demands onto digital people who are programmed to behave and speak exactly how we want? A new survey of 2,000 British men and women between the ages of 18 and 45 produced by Equimundo, a US-based non-profit organisation, found that men have simply…

This question popped into my head as I’ve asked it before. You need to stand for something or you fall down, But what is your point? Do you ever wonder what your purpose is? I was intrigued by Billie Eilish and Lewis Hamilton presenting at a recent awards ceremony and making comments: “Love you all, but there’s…

I wanted to expand on my theory of a third technology revolution. The first technological revolution was the mainframe. It automated core administrative processing between back and front office. It is the infrastructure that built SWIFT, Visa and MasterCard. It’s the core platform of most banks, with almost half of them running on COBOL mainframe…

I take pride in how many things I’ve predicted in payments and finance. that have come true from Digital Banking to cloud to BaaS to crypto and more, but I didn’t predict a lot of things, such as the financial crisis of 2008, the sovereign debt crisis that followed and the pandemic that came after…

This week’s main discussions include … Those who built our digital world are digging our graves Just stumbled across an update from Stephen Klein, one of the leading voices on LinkedIn. He wrote a fascinating update about how the digital billionaires are insuring themselves for the possible impact of an apocalypse and are spending billions on…

Just stumbled across an update from Stephen Klein, one of the leading voices on LinkedIn. He wrote a fascinating update about how the digital billionaires are insuring themselves for the possible impact of an apocalypse and are spending billions on this. Mark Zuckerberg has spent millions on a compound in Hawaii that covers 1,400 acres. Underground tunnels…

I started a theme two years ago, in prep for the next new book, about how we can trust people digitally. In a deep fake world, we cannot. A good example is the Hong Kong staffer who transferred $25m to an account after talking with her deep fake CFO in a video call. The critical…

I really hate subscription services online. There are many that automatically renew without me knowing and, even worse, there are those that you sign up to without even knowing. A good example is one I discovered on my bank account the other day. Apparently I had signed up for a service that costs £3:00 a…

As usual, clicking over LinkedIn, I got a chart that made me sit back and smile a bit. What chart? This one: Source: Brice Groche, LinkedIn The chart outlines the revenue models of Europe’s digital finance firms, and what it made me realise is the big difference in strategies of challenger banks and start-ups. When…