Chris Skinner's blog

Shaping the future of finance

Is AI making us stupid?

Catching a new report from MIT, there are clear indications that AI is making us stupid. We no longer internalise data and detail, we delegate it. The fact that the Alpha Gen can get all their school reports written by robots and teachers cannot tell the difference, is evidence that this is the way we…

All in all, we’re just another brick in the wall

For most of the last decades, I’ve been having arguments about control versus freedom; government versus the individual; the state versus the libertarian. It began in earnest with the launch of bitcoin, where my position is always that you cannot have money without government. Then, as most of you will know, the question is: which…

Jamie Dimon on AI, regulators, leadership and stuff

You may not have spotted it but Jamie Dimon, the CEO and Chair of JPMorgan, who was dressed down in t-shirt and jeans, made a recent appearance at a tech summit on AI organised by Databricks. The 40-minute interview is over here on YouTube, and took the form of a fireside chat with Ali Ghodsi,…

The Finanser’s Week: 16th June – 22nd June 2025

This week’s main blog discussions include … Are you fit to lead your bank if you don’t understand tech? I would love to walk into a bank’s boardroom with my opening slide explaining: “Step confidently into the future of Web3 with Zond, a quantum-resistant Layer-1 blockchain* engineered to transcend today’s security limitations and safeguard your…

100 years of computer developments: to infinity and beyond

Having spent all my life in computing, it’s interesting to look at the development of technology from where it came from to where it is going to. When joining the industry many years ago, we talked about the S/360 instruction set that was the basis of IBM’s systems; we talked about BASIC, Fortran, COBOL and…

The history of humanity in coins and notes

For those who read me regularly, you will know that I’m a bit of a numismatist. What’s that? A nerd. Well, no, not really. It’s someone who is really enthusiastic about studying, collecting and talking about money, coins, cash, medals and related items. That’s me. Sorry. I’m one of them. Weirdly, I’ve collected a lot…

LettuceTruss.io launching from a bedroom soon!

I spend every day being more and more amazed at what AI can do, particularly with video. From my bedroom, I can create a whole marketing campaign with high-end advertising in just a few days. To illustrate this, I was amazed at this advert for Kalshi, a prediction markets FinTech: Aired during the NBA Finals…

Are you fit to lead your bank if you don’t understand tech?

I would love to walk into a bank’s boardroom with my opening slide explaining: “Step confidently into the future of Web3 with Zond, a quantum-resistant Layer-1 blockchain* engineered to transcend today’s security limitations and safeguard your dApps, from DeFi protocols to NFT marketplaces, while powering the next generation of smart contracts in tomorrow’s digital economy.”…

A Utopian or Dystopian future?

I often write about Trekonomics, and how our future world might play out based upon a Utopian or Dystopian future. In a Utopian future, Gene Rodenberry – the creator of Star Trek – envisaged humans exploring space to improve humanity. Star Trek is a Utopian future without money, where people trade on the basis of…

The Finanser’s Week: 9th June – 15th June 2025

This week’s main blog discussions include … Is fintech complicating the process of payments? Everything I read talks about simplified customer experience in payments and yet, when I look at it, the process of payments is becoming far more complicated. You made a payment in the old world with a bank note or cheque, and…

Chris Skinner Keynote, April 2025, Europe

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