Chris Skinner's blog

Shaping the future of finance

If God was a [Digital] Banker

Some days, I sit and pray that God will give me more money, more opportunity and more hope. Luckily, now he/she/they can, thanks to the Church Bank of Greece. In an interesting move, shared with me by Arjun Vir Singh, a Partner with Arthur D. Little, the Church of Greece is opening a digital bank! The Church…

The issue with digital

In my presentations these days are five key themes: the fintech revolution; cryptocurrency creation; distributed ledger technology; the AI world; and quantum disruption. I could add to the list – the metaverse, 6G+, robots, etc – but these are the top five in the financial world I live in. Then, when you sit back and…

The Finanser’s Week: 7th April – 13th April 2025

This week’s main blog discussions include … AI will create 170 million jobs while replacing 92 million … the question is: what jobs? Every day there are more and more headlines about artificial intelligence (AI) AI and its impact on life, the world and the future. The latest one is a good one, which is…

Life in 2050 with Albert and Jessica

I was thinking about a future where everything is embedded everywhere, intelligent and sentient. What would a day of my financial life look like in 2050? 2050 is a long way away, but here is the scenario. By 2050: currencies have moved from fiat to digital; technology has moved from physical devices to integrated with…

Your life in 2050

Your bed wakes you automatically through a system of gentle vibrating, rocking motions with the gradual introduction of light, simulating sunrise. As your eyes open, the bed slowly drops to the floor. You then enter the bathroom which auto­mat­i­cally adjusts to your favourite set­tings from the room tem­per­a­ture to music and coloured light­ing, from the…

Was bitcoin created by the CIA?

There’s a brand new book on the block, which I wish I had written: who is Satoshi Nakamoto? It’s actually not called that. It’s called: The Mysterious Mr. Nakamoto: A Fifteen-Year Quest to Unmask the Secret Genius Behind Crypto by Benjamin Wallace, but you get the idea. Who is Satoshi Nakamoto, the creator of bitcoin…

Happy 50th Birthday Microsoft

I don’t know about you, but I remember getting my first computer back in the 1980s. It was OK, but quite difficult to use and pretty expensive. In around 1990, I got my first laptop and can remember it cost around £2,000. It wasn’t worth it. Ever since, like most people, I’ve probably changed computers…

The Finanser’s Week: 31st March – 6th April 2025

This week’s main blog discussions include … #Stripe’s policy: by raising risk, you become risk (#RDR) On my LinkedIn stream, I’ve been getting more and more alerts about malpractices at Stripe. That surprises me as they are the poster child of fintech, so I investigated and found that most of my feed was being filled…

Why does no one deal with emotional assets?

I was talking to a wealth management startup the other day, and they showed me an aggregation service that can harvest all of your physical, digital and emotional assets, combined with a death management service that alerts your key people to all the things they need to know to find those assets when you die….

Chris Skinner Keynote, April 2025, Europe

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