Dealing with financial abuse It only came to my attention recently in talking about these things with those trying to solve the issues is that financial abuse is as prominent as domestic abuse. If you beat up your partner, you can see the physical bruises; but what about if you coercively control your partner or…
This week’s main blog discussions include … What would you do if you lost a billion dollars? Whilst walking the dog, I’ve been entertained by a fascinating series of podcasts on BBC Sounds called Fool’s Gold. It tells the story of two detectorists – folks who search everywhere using metal detectors – who found gold…
Whilst walking the dog, I’ve been entertained by a fascinating series of podcasts on BBC Sounds called Fool’s Gold. It tells the story of two detectorists – folks who search everywhere using metal detectors – who found gold dating back to the 8th century. Very rare gold. 300 or more coins plus some jewellery. It’s…
Surfing as usual, I stumbled across a new report by Citi talking about Digital Dollars, and how banks and public sector would drive blockchain adoption. So, what does the digital dollar mean? Citi’s view is that “2025 has the potential to be blockchain’s ‘ChatGPT moment’ for adoption in the financial and public sectors. A supportive…
The internet was launched in the 1990s based upon generations of technologies that went before. It was designed for the exchange of information, not value. Now, we live in a networked world of information and value exchange, and are trying to retrofit the mechanisms for commerce to a flawed structure. That is why we are…
I was really irritated the other day as my children wanted to sign on to Minecraft and needed to login to our Microsoft account. The annoyance was two-fold: (a) the Microsoft account has all of my business data in there; and (b) I couldn’t remember the username and password. An hour later it was all…
Revolut just dropped their annual report and the numbers are simply stunning. In 2024, Revolut processed over £1 trillion in transaction volume, a 52% jump from the previous year, and customer deposits grew to £30 billion. Extraordinary fact: Revolut now serves more customers than HSBC! The question I hear you ask is: why? Why are…
For centuries, we’ve relied on paper, plastic, and people to prove who we are. A signature, a passport, a nod from someone who knows you — the analogue scaffolding of identity. But in a world where everything is going digital, why are we still treating identity like it’s 1995? Let me be blunt: digital identity…
