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Shaping the future of finance

Starting up in a recession

Fintechby

The last recession of any major size was 2008. Fourteen years ago! The iPhone had just appeared and we had just started discussions around the concept of cloud computing. Oh, and FinTech wasn’t even talked about. Fourteen years later, FinTech is getting over $200 billion investment a year, and the world has changed a lot….

The Finanser’s Week: 8th August – 14th August 2022

Blog Indexby

The main blog discussions this week include … Is Goldman Sachs letting Apple down? There’s a good old challenge in banking that, in recent years, has been growing. The challenge is to name the bad guy. Sometimes the bad guy is a hacker; other days, it’s a rogue trader; another event points the finger at…

Is Goldman Sachs letting Apple down?

Digital Bankby

There’s a good old challenge in banking that, in recent years, has been growing. The challenge is to name the bad guy. Sometimes the bad guy is a hacker; other days, it’s a rogue trader; another event points the finger at an employee with a fat finger; but, more often than not, the bad guy…

The four-pillar model needs less pillars

Gridby

What is the four-pillar model? It’s a system created years ago to allow plastic card systems to work. The system connects merchant to consumers via an acquiring bank and an issuing bank. Well, maybe it’s not that simple. Let’s let MasterCard explain it: What is interchange? Interchange is a small fee typically paid by acquirers (retailer’s…

Is banking relevant?

Digital Bankby

We often talk about banking being plumbing, using smart pipes for delivery to the door. Some even comparing banking to sewage. I think I prefer plumbing. It sounds better. The thing is, how often do you think of changing your utility provider? Changing electricity, water and gas is not at the top of our agenda….

Cards, contactless, Germany, Brexit … another weird day in 2022

Digital Bankby

Talking of Brexit I found it amusing that, when I posted a tweet the other day, people interpreted it in ways I didn’t expect. The tweet just made clear that Brits are nine times more likely to be scammed by criminals than Germans, as we are a major card-based nation. Just in case you cannot…

The UK makes its stake to create a better world outside the EU

Gridby

The confusion of Brexit I often see headlines saying “Britain is leading Europe”. Britain is leading Europe in what? Fraud, tax avoidance, political shenanigans and more. Such headlines always make me laugh, as the media is writing as though Britain is still part of Europe. Did anyone forget about #Brexit? Britain has nothing to do…

The Finanser’s Week: 1st August – 7th August 2022

Gridby

This week’s main blog discussions include … Another day, another crash, another hack I stumbled across a tweet about Nomad, a cross-chain bridge, that had just had almost $200 million of crypto assets hacked: The cross-chain token bridge Nomad was exploited, with attackers draining the protocol of virtually all of its funds. The total But…

FinTech without Frontiers

Crisisby

I’ve blogged a few times about the Ukrainian conflict, and its impact on the FinTech community. It was interesting therefore to recently connect with Huw Davies. Huw is Co-founder and Chief Commercial Officer, Ozone API, and has previously worked with MasterCard, HSBC and Barclays. He’s now involved in supporting the Ukrainian FinTech community. Here’s how…

But crypto is not going away …

Gridby

Building on yesterday’s blog, it is very easy to portray the whole cryptocurrency marketplace as a scam, Ponzi scheme, Wild West and a place where you tread carefully as it is a minefield. In some ways, it is. There are plenty of things out there designed to just rip you off. There are also techie…

Chris’s latest book

Chris Skinner’s ‘Digital For Good’ Book Launch Event – CFTE

Global Awards

Best CEO of the Year UK 2022

Best Digital Finance Provider of the Year UK 2022

Best Financial Markets Adviser of the Year UK 2022

Portal to the Knowledge Base of the Financial Services Club UK 2022

Financial Markets Advisor of the Year UK 2022

Corporate America Today Annual Awards

Best Financial Markets Adviser of the Year UK 2022

Portal to the Knowledge Base of the Financial Services Club UK 2022

Financial Markets Advisor of the Year UK 2022

Best Financial Services Blogger

Nominee of MAD33 2021

Kids creating the future bank | TEDxAthens

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Learn more about Chris

About Chris Skinner

Digital Bank Presentation

Digital Bank, May 2014 from Chris Skinner

Alex at the Financial Services

Gaping Void's Hugh MacLeod worked with the Finanser

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