Chris Skinner's blog

Shaping the future of finance

The Finanser’s Week: 9th February – 15th February 2026

This week’s main discussions include …

The Fat Finger Syndrome

I was intrigued to read that a major cryptocurrency exchange in South Korea, Bithumb, had an internal error where an employee sent customers a prize that should have been 620,000 Korean won (around $423) to 695 qualifying customers, but instead credited accounts with 620,000 bitcoins – equivalent to over $40 billion. How a major crypto…

After talking to 300 fintech CxO’s, here’s what we missed

I liked this article by Sergiy Fitsak on Finextra: We Asked 300 Finance Leaders What’s Next in Fintech. Here’s What They Said. His company, Softjourn, asked 300 fintech experts, CEOs and more on what’s hot in the fintech space these days. You can read the whole thing, but I’ll pick up some key headlines. AI…

The big deal is PQC

Hartmut Neven, Founder and Lead of Google Quantum AI, has recently written a critical perspective on securing the “Quantum Era”, alongside his colleague Kent Walker, President of Global Affairs for Google and Alphabet. What do these guys know that you don’t …

NPV and PSD3: what next?

It’s always interesting to see how regulators are working to ensure consumer protection in payments and fintech and as Sidley, an elite global law firm, point out: “2026 is set to be a pivotal year for payments and fintech regulation in both the UK and the EU as policymakers move from strategy-setting to the delivery and…

How to be an intelligent bank?

Someone said to me this week: what do we need to do to be an intelligent bank? It seems like a simple question, but the answer is incredibly complex. After all, the first step is to be a bank with digital at its core. This is something I’ve written about for decades, but the big…

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Chris M Skinner

Chris Skinner is best known as an independent commentator on the financial markets through his blog, TheFinanser.com, as author of the bestselling book Digital Bank, and Chair of the European networking forum the Financial Services Club. He has been voted one of the most influential people in banking by The Financial Brand (as well as one of the best blogs), a FinTech Titan (Next Bank), one of the Fintech Leaders you need to follow (City AM, Deluxe and Jax Finance), as well as one of the Top 40 most influential people in financial technology by the Wall Street Journal's Financial News. To learn more click here...