Blog Index

This week’s main blog discussions include … When we talk about customer journeys, what do we mean? I was struck by one slide in a presentation the other day. The slide stated this: I need a mortgage … to buy a house Why did this strike me? Probably because you realise, from the customer view,…

This week’s main blog discussions include … Massive innovations in SME finances using the latest tech #SFF In case you didn’t notice, this week was the week of the #SingaporeFinTechFestival. Although I was in Asia last week, this week I’ve been invited to be in America and so could not attend. Nevertheless, my good friends…

This week’s main blog discussions include … Are we cashless and branchless now? I’ve just been travelling Asia and went on a trip where the entrance to the first attraction – the batcave! – was two ringgits. That’s Malaysian currency and the equivalent of around half a dollar. As per usual these days, I have…

This week’s main blog discussions include … The rise and fall of a cryptopunk How could I not make a blog about Sam Bankman-Fried who, yesterday, was found guilty of running a Ponzi scheme smash-and-grab using cryptocurrency? Well, I couldn’t, so here it is. Yesterday Sam Bankman-Fried (SBF), the tousle-haired mogul who founded the FTX…

This week’s main blog discussions include … The end of the smartphone? I’ve predicted the death of many things. The death of the keyboard, the death of the plastic card, the death of cash and cheques, the death of the branch, the death of main street and the death of the computer itself. Now, we…

This week’s main blog discussions include … Is Hamas funded by crypto? I hate stepping into controversy, and I know that this column is going to be really unpopular, but the latest reporting of terrorist funding using cryptocurrencies is seriously biased. This specifically relates to Hamas and Hezbollah in Gaza and Lebanon respectively. The latest…

This week’s main blog discussions include … Forget cashless as cash is the only payment system that works During the summer, there’s been a lot of news about cash. A new €500 banknote is coming whilst, on the converse, a lot of people have been discussing life using cash. Is cash still relevant? Do we…

This week’s main blog discussions include … Generative finance, or GeFi for short We’ve had DeFi, CeFi, ReFi and more, but now it’s time for GeFi. If those phrases confuse you, we have Decentralised Finance versus Centralised Finance; we have Regenerative Finance, and now we have Generative Finance, or GeFi for short. What is GeFi?…

This week’s main blog discussions include … Gaming + AI + The Metaverse = ? I was asking the other day whether it is better or worse that my children play video games rather than watch movies, and the reaction was: time moves on. It surely does. The gaming industry is now bigger than Hollywood…

This week’s main blog discussions include … Can you answer these four questions? It made me laugh. Someone posed the question: what is the hiring process for fintech? After a short thought, my reply was to ask the candidate four questions: What do you think about banks? Define Python for me. Why did Schrodinger have…