This week’s main blog discussions are all about 2025 and what people predict …
Welcome to 2025! As usual, at the start of the year, there are a whole raft of predictions as to what will happen. I used to write my own personal predictions and review them at the end of the year but now, with so many predicting so many things, I’ll leave to the panel of…
What will happen in work and business in 2025?
I was tempted to include this in the economics section, but the focus is different. The focus here is on your company, its staff and work. Economics is focused upon countries, markets and investments. The two are different. Nevertheless, it is hard not to cover the same things, as almost all business predictions seem to…
I wanted to make this a short blog update on tech changes in 2025, but it’s incredibly long and, unsurprisingly, nearly all about AI. If 2023 was the year of ChatGPT and 2024 AI, this is the year of Agentic AI. What’s the difference? Well AI has so far been pretty much a pull technology.
2025 is all about digital wallets, tokenisation and crypto
I got a whole load of payments predictions for 2025 … just a shame that it was no one paying me! Seriously though, a lot of people shared a McKinsey report that focuses upon this area, released around Sibos 2024, that opens with: “The tantalizing vision for global payments has long been that they’d be safe,…
What’s happening with payments in 2025?
Continuing the theme of payments in 2025 I really liked the view of McKinsey, who produced a really nice report to coincide with SIBOS last year. What did they say? In short “simpler interfaces, complex reality”. What does that mean? It means that “payments are becoming disconnected from accounts, and the number of players is proliferating,…
What will happen with crypto in 2025?
So, I’ve already talked about payments, technology and mentioned cryptocurrencies but, this year, crypto deserves its’ very own singular entry. Cryptocurrencies are huge in 2025. This is not only because Donald Trump and Elon Musk will do their utmost to make America the Crypto Capital, but because – after sixteen years – cryptocurrencies are coming…
2025 in fintech is going to be the year when AI, embedded, open finance becomes mainstream
A final wrap-up of the big trends of 2025 is obvs to talk about fintech. Looking at the big fintech trends, probably the best place to start is with Simon Taylor’s 111 page report (ONE HUNDRED AND ELEVEN PAGES!!!). Simon and his BFF Jev at Sardine note a number of developments, such as the fintech hyperscaler….
Chris M Skinner
Chris Skinner is best known as an independent commentator on the financial markets through his blog, TheFinanser.com, as author of the bestselling book Digital Bank, and Chair of the European networking forum the Financial Services Club. He has been voted one of the most influential people in banking by The Financial Brand (as well as one of the best blogs), a FinTech Titan (Next Bank), one of the Fintech Leaders you need to follow (City AM, Deluxe and Jax Finance), as well as one of the Top 40 most influential people in financial technology by the Wall Street Journal's Financial News. To learn more click here...
