Chris Skinner's blog

Shaping the future of finance

The Finanser’s Week: 16th June – 22nd June 2025

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This week’s main blog discussions include …

Are you fit to lead your bank if you don’t understand tech?

I would love to walk into a bank’s boardroom with my opening slide explaining: “Step confidently into the future of Web3 with Zond, a quantum-resistant Layer-1 blockchain* engineered to transcend today’s security limitations and safeguard your dApps, from DeFi protocols to NFT marketplaces, while powering the next generation of smart contracts in tomorrow’s digital economy.”…

A Utopian or Dystopian future?

I often write about Trekonomics, and how our future world might play out based upon a Utopian or Dystopian future. In a Utopian future, Gene Rodenberry – the creator of Star Trek – envisaged humans exploring space to improve humanity. Star Trek is a Utopian future without money, where people trade on the basis of…

LettuceTruss.io launching from a bedroom soon!

I spend every day being more and more amazed at what AI can do, particularly with video. From my bedroom, I can create a whole marketing campaign with high-end advertising in just a few days. To illustrate this, I was amazed at this advert for Kalshi, a prediction markets FinTech: Aired during the NBA Finals…

100 years of computer developments: to infinity and beyond

Having spent all my life in computing, it’s interesting to look at the development of technology from where it came from to where it is going to. When joining the industry many years ago, we talked about the S/360 instruction set that was the basis of IBM’s systems; we talked about BASIC, Fortran, COBOL and…

The history of humanity in coins and notes

For those who read me regularly, you will know that I’m a bit of a numismatist. What’s that? A nerd. Well, no, not really. It’s someone who is really enthusiastic about studying, collecting and talking about money, coins, cash, medals and related items. That’s me. Sorry. I’m one of them. Weirdly, I’ve collected a lot…

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Chris M Skinner

Chris Skinner is best known as an independent commentator on the financial markets through his blog, TheFinanser.com, as author of the bestselling book Digital Bank, and Chair of the European networking forum the Financial Services Club. He has been voted one of the most influential people in banking by The Financial Brand (as well as one of the best blogs), a FinTech Titan (Next Bank), one of the Fintech Leaders you need to follow (City AM, Deluxe and Jax Finance), as well as one of the Top 40 most influential people in financial technology by the Wall Street Journal's Financial News. To learn more click here...